IBM's Pension Plan Term Paper by hicaliber

IBM's Pension Plan
This paper discusses IBM's pension plan, its evolution and recent de-evolution.
# 93971 | 1,100 words | 3 sources | MLA | 2007 | US
Published on Apr 16, 2007 in Business (Companies) , Business (Management) , Business (Human Resources)

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In this article, the writer looks at how the need to pay former employees' guaranteed pensions has significantly impacted certain automotive corporations' ability to grow, because so much of the money they are earning in the increasingly competitive automotive marketplace is being siphoned into paying promised benefits to retired workers. The writer also points out that IBM is a famous American corporation that has been forced to change some of its generous pension policies due to shifts in the economic climate. The writer discusses that IBM once offered a so-called traditional pensions plan, otherwise known as a defined-benefit plan. The writer then examines how IBM downgraded and adapted its pension plans.

Sample of Sources Used:

  • Ballard, Mark. (26 Jan 2006) "IBM Shatters the American Dream." The Registrar. Retrieved 17 Apr 2006 at
  • Bruce, Laura. (17 Jan 2003) "How Healthy is Your Company's Pension Plan?" Retrieved 17 Apr 2006 at
  • Tumulty, Brian. (2006) "IBM Pensions: Special Report." Retrieved 17 Apr 2006 at

Cite this Term Paper:

APA Format

IBM's Pension Plan (2007, April 16) Retrieved July 04, 2020, from

MLA Format

"IBM's Pension Plan" 16 April 2007. Web. 04 July. 2020. <>