Healthcare and the Uninsured Term Paper by Nicky

A look at healthcare issues for uninsured Americans.
# 151258 | 1,563 words | 6 sources | MLA | 2012 | US
Published on May 31, 2012 in Medical and Health (Public Health Issues)

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This paper examines the issue of uninsured Americans, the demographic and socioeconomic factors related to their lack of insurance and possible solutions for improving healthcare within the United States. This includes an analysis of the America's Affordable Health Choices Act of 2009 which is currently being considered by congress. First, the paper presents statistics about who uninsured Americans, such as their annual income and demographic make-up. Then it discusses insurance that is usually provided through employers. Next, the paper addresses the consequences of being uninsured. Finally, the paper presents three solutions offered for resolving the issue of Americans lacking healthcare insurance. The paper concludes by noting the importance of changing the healthcare insurance situation in the US.


Uninsured Americans
Insurance and Employment
Consequences of Uninsurance
Proposed Solutions for the Insurance Problem

From the Paper:

"The uninsured population of Americans, nearly 47 million, is comprised predominantly of poor and near-poor individuals and families, constituting roughly two-thirds of total uninsured (Patel & Rushefsky; Harrington, Estes, & Crawford). This economic group is classified by an annual income under 200 percent of the poverty line (Patel & Rushefsky). Over 80% of individuals lacking insurance are members of a working class family, with frequently low-wage occupations that may include service workers, laborers, and small business employees. Young adults, foreigners, and minorities are also disproportionately represented within the uninsured population, of which nearly 33 percent are Hispanic, 20 percent are African American, 18 percent are classified as other, and 10 percent are white (Patel & Rushefsky). The high percentage of minorities who are uninsured is likely linked to prevalent economic disparities and educational attainment."
"Consistent with the relationship between education and economic success with healthcare coverage, uninsured individuals are more likely to possess a lower level of educational attainment than those with insurance (Patel & Rushefsky). Approximately 70 percent of the uninsured population has only attained a high school education or less, while about 17 percent have at least some college education. Fewer than 15 percent of uninsured Americans have a college degree."

Sample of Sources Used:

  • Harrington, Charlene, Carroll L. Estes, and Cassandra Crawford. Health policy. Jones & Bartlett Publishers, 2004.
  • Keyhani, Salomeh, and Alex Federman. "Doctors on Coverage -- Physicians' Views on a New Public Insurance Option and Medicare Expansion." N Engl J Med 361.14 (2009): e24.
  • Kotlikoff, Laurence J. The healthcare fix. MIT Press, 2007.
  • Marmor, T. "The Obama Administration's Options for Health Care Cost Control: Hope Versus Reality." 7 Apr 2009. 1 Nov 2009 <>.
  • Patel, Kant, and Mark E. Rushefsky. Health care politics and policy in America. M.E. Sharpe, 2006.

Cite this Term Paper:

APA Format

Healthcare and the Uninsured (2012, May 31) Retrieved February 05, 2023, from

MLA Format

"Healthcare and the Uninsured" 31 May 2012. Web. 05 February. 2023. <>