Bank Interest Rates Term Paper by ResearchRiter

Bank Interest Rates
This paper explains how banks set interest rates on consumer loans.
# 121383 | 2,000 words | 11 sources | APA | 2008 | US
Published on Dec 01, 2008 in Business (Finance, Investment and Banking)

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The paper identifies factors and discusses their importance and their effect on banks' pricing of lending products for personal customers.

From the Paper:

"American banks face difficult challenges. Consumer borrowing is at an all time high. Many consumers are unable to service the retail consumer debt they already have but are looking for more credit. In some cases, banks reject consumers applying for credit. In other cases, they charge higher interest rates and fees intended to be what is called a risk premium which in theory offsets the additional risk of serious payment delinquency or actual default. With consumer bankruptcy filings in the United States at or near..."

Cite this Term Paper:

APA Format

Bank Interest Rates (2008, December 01) Retrieved September 22, 2020, from

MLA Format

"Bank Interest Rates" 01 December 2008. Web. 22 September. 2020. <>