Financial Management Courses in College Persuasive Essay by Nicky

Financial Management Courses in College
A discussion that highlights the necessity of financial management courses in college.
# 148922 | 1,850 words | 7 sources | APA | 2011 | US
Published on Nov 14, 2011 in Education (Higher) , Child, Youth Issues (Teen, Adult Issues)

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The paper presents the argument that financial management should be the subject of a mandatory course which will be required of all graduating students. The paper goes on to discuss how there is a mentality in college which de-emphasizes both the value of money and the imperative to begin saving or spending responsibly. The paper strongly contends that since many students do not recognize the implications of a reckless and unsustainable budget, their spending habits that must be reversed before they leave school. The paper suggests teaching sound financial management that includes practical economic concepts and the ability to resolve debt.

From the Paper:

"This idea of maintaining a good credit score is also of essential importance in educating the student, who may not be aware of the significant effect which can be brought to bear by one's credit score. As one text denotes, individuals typically will not read or understand the fine print in their credit card contract agreements. (Usigan, 1) Accordingly, one of the biggest areas of concern for college students is that of credit card debt. Students will often lack the cashflow or income to meet the types of spending priorities which they will make for themselves. Either because their focus is drawn to their studies and prevents them from seeking part-time employment or because they lack the awareness to know the long-term implications, many students will spend their college years relying upon credit card spending. This is a way that many students accumulate the kind of bad debt that can follow them for years to come. This is an area especially where students must be educated if they are to enter the professional world on an equal competitive footing. As it stands, most students enter into this part of their life already held over by tens of thousands of dollars in student loans. While they must prepare to make important regular payments on these loans, students must also often work to redress the debts built by inadvisable credit spending."

Sample of Sources Used:

  • Doyle, J. (2008). Credit Nightmares. NPC. Online at
  • E-Health Insurance. (2009). Seven Tips for College Graduates Seeking Health Insurance. Young Money.
  • Hilpern, K. (2006). Student debt: are you on top of what you owe? The Independent. Online at
  • Lazarony, L. (2008). 12 money-management tips for college students.
  • Murphy, H. (2008). Where Did All My Money Go? College Bound Network. Online at

Cite this Persuasive Essay:

APA Format

Financial Management Courses in College (2011, November 14) Retrieved September 24, 2020, from

MLA Format

"Financial Management Courses in College" 14 November 2011. Web. 24 September. 2020. <>