Federal Deposit Insurance Corp Essay by The Research Group

Federal Deposit Insurance Corp
Changes brought on by banking crises & proposed re-regulation, consumer issues and capital standards.
# 20533 | 1,350 words | 6 sources | 1993 | US

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From the Paper:

"This research will focus on the recent changes in the Federal Deposit Insurance Corporation (FDIC). Different stages of the crisis in the FDIC will be discussed, as well as the proposed changes in the Banking Regulatory System.

The FDIC is an independent agency of the federal government. Management is vested in a Board of Directors consisting of five members, one of whom is the Director of the Office of Thrift Supervision, and three of whom are appointed by the President with the advice and consent of the Senate.. The Corporation does not operate on funds appropriated by Congress. Its income is derived from assessments on deposits held by insured banks and from interest on the required investment of its surplus funds in government securities. It also has authority to borrow from the Treasury up to $5 billion for insurance purposes. Until 1991, it.."

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