Financial Stability In Young Adults Analytical Essay by Jay Writtings LLC

Financial Stability In Young Adults
An examination of the relevance that financial stability typically tends to hold for young adults.
# 117881 | 1,242 words | 4 sources | APA | 2009 | US

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This paper discusses the problem that young people face in becoming financially independent when they leave their parents' home. The writer explains that most young adults are more interested in having fun than in acquiring skills that will enable them to cope with increased financial responsibility, such as taking student loans, managing credit cards, signing leases and budgeting expenses. Further, a significant majority of college graduates aim for starting careers in metro areas, which have higher housing costs, and frequently are uninsured. The paper concludes that it is clear that young adults should concentrate on getting a job that offers suitable insurance policies, since this can go a long way in terms of helping them eventually in acquiring financial stability.

Executive Review
The Issue Of Financial Stability and How Young Adults Perceive It
More On Financial Security And Subsequent Dilemma Faced By Young Adults

From the Paper:

"The issue of finding suitable employment with regards to the long-term scenario however, though not impossible, is rather problematic, especially when considering that the typical psychological traits found in young adults from the age group of roughly 19 to 29 has them focusing more on entertainment and fun rather than contemplating their future financial stability. Such things as investments and savings for the college educations for the kids they might have and the retirements they may avail are things that tend to be of a rather low priority as far as the majority of young adults are concerned."

Sample of Sources Used:

  • Gutter, M. (2004). Boosting financial literacy of young adults. Accessed online on March 10, 2005 @
  • Trigaux, R. (2004). Generation Broke: New grads bear heavy load. Accessed online on March 10, 2005 @
  • The Commonwealth Fund (May, 2000). Health Insurance On Their Own: Young Adults Living Without Health Insurance. New York, NY: The Commonwealth Fund.
  • Institute of Medicine (2004). Insuring America's Health. Washington, DC: National Academy Press.

Cite this Analytical Essay:

APA Format

Financial Stability In Young Adults (2009, December 23) Retrieved June 05, 2023, from

MLA Format

"Financial Stability In Young Adults" 23 December 2009. Web. 05 June. 2023. <>