Abstract This paper discusses the advent of onlinetrading. The author outlines the pros and cons of tradingonline versus using traditional brokers. Sections of the paper include a look at specific companies providing onlinetrading services, a history of onlinetrading, and a brief look into the future.
From the Paper "The stock market has been a part of people's lives throughout the twentieth century. Millions of people around the world have money invested in their countries own respective markets. Since the coming of age of online trading, more people have been investing their money in stocks than ever before because of the advantages it offers. Online trading allows people to trade stocks quickly without the help of a broker, letting the investors have more control over their transactions. The competition between companies has helped decrease the cost of making the transactions. In addition to that, ordinary people now have access to information that could only be seen by brokers. Overall, online trading saves time, money and gives power to the investor rather than the broker."
Abstract This paper discusses the theoretical concept behind business models as proposed by Weill, Malone, D'Orso, Herman and Woerner in their 2004 research study regarding business models as a measure of business solvency and success. Their observations are applied to the onlinetrading industry in the European market and several specific companies are examined relevant to the broker business model as seen in the cited study.
From the Paper "The study of business and business operations as an academic and professional pursuit has, since the rise of management studies, been primarily concerned with producing a set of quantifiable metrics that define and measure the business. While such metrics are certainly requisite in evaluating and assigning worth, determining valuation and assigning appropriate cost structures to a business, they do not determine operational validity. As Weill, Malone, D'Urso, Herman and Woerner (2004) make clear in their definitive study on business model validity, achieving operational efficiency has as much to do with enacting the most appropriate business model as does implementing the most effective cost-saving measures. "
Abstract In this article, the writer notes that the combined effects of financial services companies striving to drop the cost of providing customer service and the significant rise in individual investors' interest in taking control of their own investments continues to increase the use of online securities trading. Further, the writer points out that many individual investors rely on the Internet as a means of learning as much as they can about specific investments before executing a stock or bond tradeonline, and this factor alone is changing the landscape of financial services. The writer discusses that financial services firms are walking a fine line between automating transactions by putting powerful investment tools in the hands of individual investors, while at the same time educating them of the financial benefits of long-term investing. The writer concludes that individual investors have more control over their funds than ever before, yet with that freedom comes a high level of responsibility to make sure the advice, applications and tools they gain access from financial services firms are in fact the best match with their investment needs.
Outline:
Executive Summary
Technological Implications of OnlineTrading The Ethics of Enabling OnlineTrading OnlineTrading as a Service Strategy: Inevitable?
Assessing OnlineTrading and the Individual Investor
Improvements for OnlineTrading as a Self-Service Strategy
Conclusions and Recommendations
From the Paper "Financial Services firms are pursuing a wide variety of online services strategies to reduce the cost per transaction, and this cost reduction strategy is creating a series of Web-based applications that have rich functionality and features previously only brokers had available. The costs of having individual investors speak with investment representatives is significantly higher than having the question respond to or transaction completed online. As a result of the cost reduction benefits of these online strategies, financial services firms are adopting them for all segments of customers. This technological shift to online investment advice and transaction tools is being influenced by the major unmet needs of individual investors for expertly-written content on the one hand and greater control over their investments on the other. Financial services firms segment their customer bases by their net worth and projected lifetime customer value, and the lowest-value customers are routed to Web-enabled suites of applications and content portals. Those customers that have the potential of generating a higher lifetime value for the financial services firm, and as a result they are provided a higher level of service including a dedicated account representative. This segmented approach to delivering service is proving to be profitable for financial services firms."
Abstract This paper discusses the business plan for eTransactions, an online securities trading company modeled after companies such as Scottrade. E-Transactions is intended to be an online force in the online securities and financial products and services industry. The paper explains that eTransactions will be located in an overseas internationally relevant location that meets all criteria for start-up: 1) foreign enterprise friendly, 2) large host country potential market, and 3) limited governmental interference in the financial services and products industry. The paper further explains that, at present, mainland China and one of its free trade zone municipalities is the target start-up zone.
Abstract This paper is an in-depth analysis of online company "E*Trade", covering topics such as: recent strategic acquisitions / alliances, average customer characteristics, 1998 market share for retail brokerage accounts, market share of online equity trades, cost structure of brokers, comparison of products and services offered by the leading online brokerages, SWOT Analysis Matrix.
From the Paper "Founded as a service bureau in 1982 by Bill Porter, a physicist and E*Trade provided online quote and trading services to Fidelity, Charles Schwab, and Quick and Reilly. This led Bill Porter to wonder why individual investors had to pay a broker hundreds of dollars for stock transactions. With incredible foresight, he saw the solution at hand. He envisioned that someday everyone would own computers and invest through them with unprecedented efficiency and control. It would take years for the investment world to catch up with Bill's vision. In 1992, E*Trade Securities, Inc., one of the original all-electronic brokerages, was born and began offering online investing services through America Online and CompuServe. With the launch of the Palo Alto, California based www.etrade.com company in 1996, demand for E*Trade services exploded."
Abstract This paper discusses the impact on international trade that the Internet is making. Specific sources of these impacts are discussed in the paper.
Outline
Introduction
Issues
Regions
Technology
Regulation
Future Implications
Bibliography
From the Paper "As we move into the twenty-first century, we are faced with an ever-shrinking world. One in which borders are diminishing, and cultures are merging. The economies are now moving together within regions to form larger, more efficient, powerful centers for monetary and economic exchange. What once used to be a very segregated globe is now separated into an almost continental based economy. Each region has its specific power centers in which the economic activity revolves. There has been an even greater push in these economies to develop more efficient means of communicating to make transactions easier. This is where the Internet has aided this movement."
Abstract This paper is a personal research project about online banking in the United Kingdom. It describes its history, how it works, security issues and its advantages and it introduces online banking facilities. It provides an appendix summarizing the services of each of the main British banks.
Table of Contents
What is online banking?
How online banking works
The security of online banking
The advantages of online banking
The disadvantages of online banking
Prediction of the prospects of online banking.
From the Paper "The online banking will be a step to a new stage in the future. By that time, the banks will definitely offering more attractive services online and the competition of online banking will be complicated because more banks will have online banking services. Another progression is the development of wireless banking such as Digital TV and Mobile banking or so called WAP (Wireless Application Protocol). Nowadays, mobile phones are used everywhere, and many leading telecom companies and software companies have joined the WAP forum. Such as Nokia, Ericsson and Motorola."
Abstract Research proposal for comparative study of traditional and online marketing. Defines marketing, its activities and strategies. New marketing venues that are available due to the World Wide Web. Paper addresses two research objectives. One centers on companies engaged in B2C marketing and online marketing strategies to reach new audiences. The second explores the question of whether elements that lead to successful online marketing are different than elements associated with successful traditional marketing.
From the Paper Research Proposal An Investigation of the Strategies and Trends in Online vs Traditional Marketing Introduction and Objectives of the Study Marketing encompasses a broad array of activities and strategies that deal with pricing selling and distributing a p
Abstract This paper examines the growth in online education across Canada and relates this growth to the growing demand placed upon the higher education industry by Canada's increasing population. It explains how Canada's rapid population growth is largely due to its liberal immigration policies and serving the educational needs of its burgeoning population is a challenge that online education seems more than capable of answering.
The writer points out that online education (OE) is delivered exclusively via the Internet or, alternatively, in tandem with or completely through the use of email or other Internet related technologies. The writer concludes that there is a definite mandate to expand OE across Canada as a way to not only service the needs of a growing population but also to deliver higher education solutions to remote populations in need of these services.
From the Paper "Across North America and certainly in Canada, the rise in online education programs is roughly comparable to the increase not only in secondary education participation but also the overall number of college/university programs being offered. Online degrees and online education programs, although equivalent in many respects to traditionally formatted distance programs, are differentiated from other distance programs in that they are strictly delivered via the Internet whereas distance programs can be delivered in various other media formats. However, although the format may differ the overall concept is the same: to increase the educational options available to learners who seek or need alternate access options relevant to their education needs."
Abstract This paper discusses the pros and cons of online gambling and concludes that it should be prohibited by federal law. The author includes the arguments of proponents of online gambling and explores ethical issues involved.
From the Paper "Online gambling is a controversial issue with many proponents both pro and con. However the issue has not yet been settled in many states because while the popularity of Internet gambling is skyrocketing ambiguity ..."
Tags:online gambling, addiction, federal law, prohibition
Abstract This paper examines the possibility of instituting online distance learning programs in Nigeria as an alternative to more traditional forms of higher education. While arguing for the incredible benefits of such a system, as well as the need for better higher education in Nigeria, paper nevertheless concludes that online distance learning may simply be technically impossible for Nigeria in the near future.
From the Paper "The 20th century was the first century when, on a global level, education and individual knowledge could be said to have a profound impact on the fate of nations. Knowledge has become intimately tied to economic development by the end of the 20th century. We have little reason to suspect that this connection will not intensify in the coming decades. In the interest of constructing knowledge societies and economies, analysts repeatedly recognize the importance of higher education (Saint et al., 2004). Improving higher education access and quality should stand as one of the primary goals in all nations, though perhaps especially within the developing world. Nowhere are the difficulties of development more blatantly highlighted than in Africa, particularly in the nations of sub-Saharan Africa. "
Abstract This paper discusses online learning and the benefits of taking them. It notes that corporations are using distance learning to retrain millions of employees who lose their jobs due to outsourcing. The paper discusses the fact that many high school students also take online courses and the benefits of this form of study.
From the Paper "Faced with retraining 50 million American workers, corporate is using distance learning, both internally and externally, for all aspects of training" (Research Information). Corporations are using distance learning to retrain millions of employees who lose their jobs due to outsourcing. They are not alone as many high school students join these workers in taking online courses. Online classes offer students convenience and flexibility, are more affordable and offer dynamic interaction with instructors. Online Classes Offer Convenience and Flexibility for Students Distance learning or taking online classes empowers students to succeed in obtaining degrees they want."
Abstract This paper contends that the online gaming industry is essentially divided into two segments, namely, the PC/console type gaming community and the online gambling community. It explains that while these two segments market to different consumers much of the technology and development processes are identical. Additionally, it explores the advances in technology which have made both segments widely accessible to all demographics.
From the Paper "The online gaming industry is primarily divided into two separate segments: the PC/console type gaming/role playing gaming segment and the online gaming industry that centers on gambling activities (United, 2002). While these segments concentrate on different markets the technologies and business models they operate under are primarily the same in that they both utilize either pay as you play or subscription type revenue models, rely on the internet and its technology backbone, and are continuously developing evermore interactive processes. Industry Development Both of these online gaming segments have at their core a strong foundation in face to face, highly social gaming traditions. Gambling, such as poker, has been around for many thousands of years and PC gaming has at its roots such early role playing games such as Dungeons & Dragons and all of these interpersonal activities have migrated to the Internet in tandem with the spread of the World Wide Web first ..."
Abstract This paper describes current trends in online advertising and assesses their overall effectiveness. It looks at the development of first banner ads and recent developments such as floating ads, superstitials, interstitials, centered rectangular ads, pop-under ads, skyscrapers, super-sized banners, surround sessions and text ads. The paper looks at the effect of broadband adoption and discusses the key to successful Web advertising.
Abstract This paper is to compares and contrasts MBA programs that are available for matriculation online. The paper researches the programs of the University of Arizona, Arizona State University and W.B. Carey.
From the Paper "Online education also known as distance learning is growing at an amazing rate. Enrollment in these programs has nearly doubled since with more than half of the nation's two-and four-year degree-granting institutions now ..."