Papers on "Cash, Check or Charge?" and similar term paper topics

Paper #068589 :: Cash, Check or Charge?
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This paper examines the advantages and disadvantages of the legacy payment method which is currently the most widely used form of payment, aside from the direct use of cash.

Written in 2006; 1,121 words; 4 sources; MLA; $ 38.95

Paper Summary:

This paper explores the various legacy purchase methods currently available which include credit cards, checks and online purchasing, which have basically done away with the need for actual cash. This paper details the various benefits to purchasing items and conducting business by way of a legacy payment method. This paper examines the numerous types of transactions that can be done with the use of a credit card including renting a car, hotel reservations, online and phone purchases. The writer of this paper also delves into the drawbacks of this particular payment method including the risk of exposing personal and financial information to third parties, when paying by credit card. This paper discusses the numerous problems that can arise when making purchases online where personal information is often vulnerable to exposure and unauthorized access. This paper also delves into the various technologies now available which help protect personal and sensitive information from being stolen which include the implementation of encrypted and secure websites.

Table of Contents:
Advantages
Disadvantages
Bibliography

From the Paper:

"One of the most critical issues that exist in the use of legacy payment methods in a networked environment, such as the credit card, is how secured are the financial and personal information of the credit card users. Especially when used online, where information is oftentimes vulnerable to threats and unauthorized access, there is a high possibility that credit card information may not be secured. This thus is causing great concerns for consumers. One of the processes when using credit cards in an online trading activity is the transmission of credit card numbers. If the server or web site that handles the information exchange between the consumer and the receiver is susceptible to unauthorized access, there is a chance that the credit card information may be stolen and used by another person for his own personal transactions."

Tags: payment currency cash credit cards technology internet security finance

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