Papers on "Marketing Analysis of the Employee Federal Credit Union" and similar term paper topics

Paper #046765 :: Marketing Analysis of the Employee Federal Credit Union
Buy and instantly download this paper now

Highlights the main reasons why membership in the Employee Federal Credit Union (EFCU) is shrinking and why individuals are opting for commercial banking when credit unions offer loans at lower rates.

Written in 2004; 1,073 words; 2 sources; MLA; $ 37.95

Paper Summary:

This research report addresses the main reasons why EFCU has encountered a decline in membership and what is prompting people to borrow from other financial bodies. In order to better understand these reasons, however, the paper first looks at why people are initially attracted to credit unions instead of commercial banks and the principles that guide the growth of credit unions. The report is based on a survey of EFCU members, which was conducted through mailed questionnaires.

From the Paper:

"This has been a major setback for most federal credit unions including EFCU the number of its members has decreased and many existing members prefer commercial banks to meet their loan requirements. While the governmental regulations are certainly playing a dominant role in poor performance of credit unions in last few years, we must not forget how banking industry has persistently forced the government to develop such legislation. The worst part is that due to this persistent challenges, market share of credit unions came down to 12% in 1995 from 13% in 1980 while that of bans increased from 50 to 56% during these fifteen years."

Tags: regulations government business join lower rates loans not-for-profit credit union membership access act borrowing

More papers on "Marketing Analysis of the Employee Federal Credit Union"

1. Paper #090027 :: Metro Credit Union ( 1,125 words; 1 source; )
2. Paper #059530 :: Credit Unions and Commercial Banks ( 2,690 words; 10 sources; MLA )
3. Paper #099226 :: SECU Credit Union ( 1,980 words; 5 sources; MLA )
4. Paper #089203 :: Banks, Credit Unions, and Consumer Loans ( 1,575 words; 6 sources; )
5. Paper #008654 :: Patelco Credit Union ( 2,400 words; )

About AcaDemon

We have thousands of high-quality term papers, research papers, essays, book reports and dissertations on every topic. At AcaDemon, you can download those term papers to help you write yours! You can be sure that the term paper, essay, book report or research paper, you download are top-quality, competitively priced and high-level work.

Look for more research papers, essays and book reports on Marketing Analysis of the Employee Federal Credit Union

This Free Term Paper Abstract is a part of our Term Paper Library. Here you can purchase research papers, examples of essays, academic dissertations, articles, notes, analytical papers, book reports, stories and poems. We have thousands of persuasive, point-of-view, narrative, critical, compare and contrast and other types of essays in our Library. You can also find here Term papers on "Marketing Analysis of the Employee Federal Credit Union", Essays on "Marketing Analysis of the Employee Federal Credit Union", Research papers on "Marketing Analysis of the Employee Federal Credit Union", Student papers on "Marketing Analysis of the Employee Federal Credit Union", Book reports on "Marketing Analysis of the Employee Federal Credit Union", Dissertation on "Marketing Analysis of the Employee Federal Credit Union", Thesis on "Marketing Analysis of the Employee Federal Credit Union", Summary of paper on "Marketing Analysis of the Employee Federal Credit Union", Articles written on "Marketing Analysis of the Employee Federal Credit Union".