Papers on "Pawnbroker Industry" and similar term paper topics

Paper #029457 :: Pawnbroker Industry
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A discussion of the factors that improve or hinder the effectiveness of non-workplace based training programs for the American pawnbroker industry.

Written in 2002; 1,062 words; 7 sources; APA; $ 37.95

Paper Summary:

This paper provides an insight into the pawnbroker industry in America. In the United States, there are two main functions of a pawnbroker. The first is making small loans, secured by personal property. The second function is the sale of merchandise. In particular, it examines how although a pawnbroker is identified as a retail trade operation by the U.S. Department of Labor, there is little ? if any -- formal training available for pawnbrokers or their employees.

Outline
Overview of the Industry
Licensure, Laws and Regulations
Cash Society
Training Needs
Delivery of Training

From the Paper:

"The amount the pawnbroker is permitted to charge as fees and interest vary, but is usually regulated. Interest rates seem to average between 2% to 2?% per month. Loans are secured by the value of personal property. The personal property varies greatly, and includes jewelry, tools, electronics, musical instruments, photographic equipment, sports gear, bicycles, and other variable items. Pawnbrokers make loans on top quality merchandise, knowing that someday that item might be for sale on their shelves. Some pawnbrokers are permitted to trade in firearms."

Tags: loans merchandise retail trade cash society

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