Papers on "Rising Health-Care Premiums" and similar term paper topics
Paper #028741 ::
Rising Health-Care Premiums
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The paper analyzes the factors contributing to rising health-care premiums and the resulting difficulties faced by employers in providing healthcare coverage to employees.
Written in 2002; 779 words; 5 sources; MLA;
$ 27.95
Paper Summary:
The paper notes the reasons causing higher premiums, such as high inflation, greater demand and use of prescription drugs and increasing reliance on health care as disease treatment rather than prevention.
The paper also examines the way employers are likely to reduce rising costs by shifting some of the premium burden to employees, or offering more restrictive health-care programs.
From the Paper:
"In a recent article published by the Los Angeles Times in December of 2002, reporter Ronald White noted that in 2003 premiums were likely to jump as much as 15%. Nationally, in 2003 employer costs are expected to rise between 14 and 15%, which is the largest increase in over a decade (White, 2002). Some solutions Los Angeles companies have developed include higher deductibles, higher co-pays, and more restricted formularies for prescription use, which tends to limit prescription costs for employers and employees (White, 2002). Some small companies have eliminated health care coverage all together. In 2002, companies employing fewer than 50 workers dropped health care coverage by as much as 62% in 2002 (White, 2002)"
Tags:
doctor insurance hospitals consumer
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