| Papers [1-15] of 100 :: [Page 1 of 7] | | Go to page : 1 2 3 4 5 6 7 —> | Search results on "WORKERS COMPENSATION INSURANCE": |
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Workers Compensation Insurance, 2005.
A look at this system, including benefits and problems.
3,985 words (approx. 15.9 pages), 17 sources, MLA, $ 108.95
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Abstract
Workers' compensation is governed more directly than some types of insurance by state requirements. The paper explains that any decision regarding workers' compensation in the future will need to account for the current problems for both workers and employers. It discusses how allowing workers' compensation to be addressed through collective bargaining would, at last, bring both sides into the process, though it might slow down that process and would not solve the problems of the system. The system has to be made solvent while continuing to provide needed money to insured workers. It concludes that eliminating fraud is an essential step to assuring that the system has the money it needs and spends it in the right way.
From the Paper
"One of the benefits HR managers can offer is health insurance, and the workers' compensation insurance differs in that it is not for normal health issues but for accidents on the job. Some health insurance is mandated by law, while workers' compensation insurance is specifically required as a way of protecting workers, though the system also should protect the employer from litigation over workplace incidents as well, as noted. Businesses have to consider a wide variety of types of insurance protection. Businesses can buy commercial general liability insurance that protects the organization against lawsuits alleging bodily injury or property damage legal liability. The policy thus insures against defense costs, awards, or settlements associated with lawsuits brought by third parties who may be injured by the business's premises operations, products-completed operations, or independent contractors: "The policy also automatically includes contractual liability insurance which causes it to provide protection to other parties whom the insured agrees in a business contract to 'hold harmless and indemnify'" (McIntyre & Gibson, 1988, p. 29). Sundheim (1988) emphasizes that such coverage is necessary because "businesses are exposed to possible liability claims from many different directions. . . To adequately protect the business, more than one form of liability insurance may be needed" (Sundheim, 1988, p. 116). The comprehensive general liability type includes virtually all of the liability insurance forms, written for most businesses, with the exception of automobile liability and worker's compensation."
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Workers Compensation Rehabilitation, 2002.
Cites the history of workers compensation in the United States and why it was created.
2,633 words (approx. 10.5 pages), 10 sources, APA, $ 79.95
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Abstract
Explains the United States system of workers compensation, the process of workers compensation that existed prior to the current system, the criteria that must be met by an employee before he can make a claim for workers compensation, and the benefits now offered by the system. Also discussed are some of the problems of the current workers compensation system.
From the Paper
"For example, typical legal language states that in order for an injury to be covered, the harm suffered by the employee must have been caused by an "accidental personal injury arising out of and in the course of employment." Those few words, in this example from the Maryland Worker?s Compensation law, are the subject of many court decisions and interpretations. Not all injuries are covered by a Workers' Compensation Law even if the injury happened "on the job." Just because a person is hurt "while working," "on the job" or "at work" may not be enough for the insurance to apply."
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Workers' Compensation Laws and OSHA, 1990.
This paper examines the workers' compensation laws and the Occupational Safety and Health Act of 1970 (OSHA): Development, functions, aims, effects of laws and OSHA. Table.
1,800 words (approx. 7.2 pages), 6 sources, $ 63.95
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From the Paper
"This research examines workers' compensation laws and the Occupational Safety and Health Act of 1970 (OSHA). The purpose of the examination is to describe and explain the laws, and to identify the principal differences between OSHA and the workers' compensation laws.
Both OSHA and workers' compensation laws in the United States are extensions of the concept that public health should be promoted and protected by government. In contemporary society, prospects for the health of individuals are ". . . determined by public policy, by those decisions which shape contemporary environments . . ."
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Workers' Compensation in California, 1993.
A look at the purpose, problems, legalities, organization, trial procedures, role of the referee and awards.
1,800 words (approx. 7.2 pages), 3 sources, $ 63.95
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From the Paper
"The purpose of this research is to discuss the workers' compensation system in California and how it operates. Procedures in trial courts pertaining to workers' compensation will also be reviewed.
The workers' compensation system is based on the assumption that workers injured on the job are guaranteed compensation regardless of the fault of any party. Work related injury and disability cases are to be dealt with expediency and without excessive expense or incumbrance of any character.. In exchange for prompt and specific benefits the injured employees give up their right to bring civil tort actions against their employers. California's "no fault" system is one of the country's oldest, having been implemented in 1911 and amended in 1913, 1914, and 1917."
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Worker's Compensation, 2002.
A comprehensive overview of the legislation that protects employees from accidents at work.
3,685 words (approx. 14.7 pages), 23 sources, MLA, $ 102.95
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Abstract
For nearly 100 years, the system of Worker?s Compensation has been used in the United States. This is a legislated system, administered at the state level. This paper looks at the history of worker's compensation in the United States, showing how it has evolved into an effective system that protects the employee should he/she become injured or incapacitated during work hours. The paper discusses who exactly is considered an employee and different types of benefits. The paper focuses, in particular on the rehabilitation benefits (Vocational Rehabilitation Plan). It also looks as the role of labor unions and worker's compensation fraud.
From the Paper
"The legislature of each State determines the type and amount of benefits which are payable under workers' compensation. Generally speaking, workers' compensation payments are not taxable to the employee as income. Based upon the laws enacted in each State, insurance companies that provide worker?s compensation insurance coverage determine the probabilities of injury for different occupational categories and establish their premium rates. This is the amount charged to employers for their workers' compensation insurance. (Pennsylvania)."
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Insured/Under-insured, 2004.
A comparison of the limitations of the U.S. health insurance system compared to other countries.
3,547 words (approx. 14.2 pages), 15 sources, MLA, $ 99.95
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Abstract
This paper attempts to address the question as to how U.S. should respond to the ongoing growth of uninsured and under-insured persons within the overall population. An overview is provided of the current health insurance system existing within the U.S., followed by a discussion of the factors that influence and are associated with the current system. It also examines the health insurance systems of other countries, which have been found to have better health outcomes than the U.S. It concludes with recommendations for the adoption of a universal health insurance system within the U.S.
Outline
Overview of the U.S. Health Insurance System
Factors Influencing Health Insurance in the U.S.
An Alternative U.S. Health Care System
Japan
Sweden
Canada
Summary and Conclusions
From the Paper
"As a component of the social insurance system in Sweden, health insurance and health care are financed via compulsory employers' contributions and individual social security contributions deducted from incomes (Swedish Institute, 2001). As further explained by the Swedish Institute, the 18 county councils that administer social insurance programs finance the costs of medical care directly from an income tax levied on all those living in the county who are in paid employment. According to the Swedish Institute, approximately 80 percent of tax revenues go to running the health care system and to subsidizing patient fees. Patients assume a proportion of the health costs when consulting a health care service, ranging from approximately 8 to 38 dollars. While all of Sweden?s residents are entitled to compensation for medical care, those individuals who have earned at least $750 annually through gainful employment are entitled to cash benefits for loss of income while ill."
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Compensation, 2007.
A discussion on worker's compensation and its uses in employee motivation.
1,331 words (approx. 5.3 pages), 10 sources, APA, $ 44.95
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Abstract
The paper discusses how companies use compensation as a means of employee motivation. The paper examines various methods of worker's compensation, including 'equity-based' compensation plans, wherein ownership of the company is offered to the top workers of the company. The paper further examines incentive plans such as 'profit-sharing', wherein the company will undertake to donate a small percentage of its pre-tax profits to a savings pool, which would later on be divided among deserving employees. The paper concludes that a good compensation plan leads to better employee motivation, and increased efficiency, output and productivity.
Outline:
Definitions of Compensation
Goals of compensation
Different types of compensation plans generally used by a company
Methods generally used to determine compensation
Why do compensation packages differ?
Conclusion
References
From the Paper
"As far as human resources are concerned, compensation refers to the pay structures within any particular organization. Some of the primary issues regarding compensation are: how much is a company to pay a worker, in order to attract him, and then keep him, and then keep him completely motivated so that he does not move over to another company. Must the company offer to pay the employee a salary, or rewards? Must the company pay benefits to its workers, and if so, what must be the amount, and how exactly must it be paid? Can there be a distinct difference regarding the pay scale for high performers, as compared to that of lower performers? Would it be a better idea if the company were to provide stock options and stock bonuses for the employees of the company?"
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Introduction to Insurance, 2008.
Describes basic types of insurance, specifically life insurance and general insurance.
1,470 words (approx. 5.9 pages), 7 sources, APA, $ 48.95
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Abstract
This paper defines the two main types of insurance, namely, life insurance and general insurance. It points out that the main aim of insurance is to minimize the risks involved in various aspects of life and to cover and compensate the owner if any loss is suffered by the owner. The paper explains that general insurance involves fire and miscellaneous insurance, which covers a host of things ranging from burglary, theft, fidelity guarantee, live stock and crops, employer's liability and lastly insurance of motor vehicles. To conclude, the paper holds that insurance plays a pivotal role in minimizing risk and in compensating against the damage suffered.
Outline:
Introduction
Types of Insurance
Home Insurance
Health Insurance
Travel Insurance
Auto Insurance
Conclusion
From the Paper
"In life insurance the insurer agrees to pay compensation to the policy owner upon occurrence of an undesired event and the compensation is paid for the same, this undesired event can be death or accident or any other event which causes damage to the policy owner. In return the policy owner pays a premium, which can either be a stipulated amount or can be lump sum. There are many terms included in the most of the policies, one such common term is suicide, if the policy owner commits suicide the policy becomes null in other words the policy holder will be paid no compensation if he commits suicide. Another common term is the face amount; this is nothing but the initial amount which is paid by the insurer to the policy holder when the policy becomes mature."
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Facultative Re-Insurance Underwriting, 2006.
This well-researched paper defines and details the advantages and disadvantages of two particular forms of insurance currently available in America: Re-insurance and treaty re-insurance.
1,995 words (approx. 8.0 pages), 3 sources, APA, $ 63.95
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Abstract
The writer of this paper defines re-insurance as a basic method of underwriting insurance. Re-insurance falls mainly into two categories, the first being facultative re-insurance and treaty re-insurance, which are both handled by two separate companies. This paper details how both methods of insurance operate as well as how insured Americans are directly affected by these types of policies. This paper also discusses the individual risks involved with these forms of insurance as well as how downsizing and mergers have impacted the industry creating a shortage of qualified underwriters.
From the Paper
"One area where Facultative Re-insurers are concentrating their efforts both in training and research is in the environmental area. Here the losses from just one storm, or earthquake or any other natural disaster is very costly for all concerned. While this effort continues and as clean up after the fact of a disaster we're seeing such improvements as "storm resistant" construction, rapid rescue techniques, and many other improvements all precipitated by the Facultative Re-insurance Industry. And there are constant changes being made in order to reduce costs and improve life in general for the insured public."
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Insurance Fraud, 2002.
An in-depth insight into insurance fraud, what it is, and what measures can be taken to prevent it.
10,871 words (approx. 43.5 pages), 18 sources, MLA, $ 215.95
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Abstract
This paper attempts to identify the different types of insurance fraud perpetrated today and to evaluate their effect on the insurance industry and society at large. After tax evasion, insurance fraud is considered the highest-ranked among white-collar crimes. It provides a history of insurance, examines in detail the main types of insurance frauds currently around and discusses the measures that can be taken to help prevent and reduce the number of fraudulent claims.
Table of contents:
Abstract
Introduction
History of Insurance
Insurance Fraud
How Insurance Frauds Affect Society
Classification of Fraud by Insurance Companies
Insurance Fraud Status as a Crime
Types of Insurance Frauds
Staged Auto Accidents
Arson-for-Profit
Health Insurance Fraud by Individuals and Corporations
Workers' Compensation Fraud
Property/ Casualty Insurance Fraud
Agent Fraud
Fake and Real Deaths to Collect Life Insurance Money
Identity Fraud
Efforts to Reduce Insurance Fraud
Conclusion
From the Paper
"One of the most famous insurance providers in the world today, Lloyd's of London came into existence in 1688. Edward Lloyd owned a coffeehouse in London where merchants and bankers evaluated the risk of the maritime operations of seafaring vessels used for trading among the various British colonies and those used for prospecting new lands. Financiers for the expensive endeavors and trips to far off lands invested huge amounts of money in the hope that the voyages would be successful. Ship captains required money for supplies and goods, and would offer to embark on these dangerous trips with the help of these financiers?a potentially, mutually beneficial endeavor."
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Life Insurance as an Estate Planning Tool, 1990.
This paper discusses life insurance as an estate planning tool: Role of life insurance, various types of insurance available, and pro and con arguments related to each.
1,350 words (approx. 5.4 pages), 5 sources, $ 47.95
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From the Paper
"The focus of this paper is life insurance as an estate planning tool. The paper examines the role of life insurance, various types of insurance available, and pro and con arguments related to each, where applicable.
The term estate planning in its broadest sense encompasses the accumulation, conservation, and distribution of an estate. The overall purpose of the estate planning process is to develop a plan that will enhance and maintain the financial security of individuals and their families. Estate planning includes increases in the estate as well as the conservation of existing assets.
Estate planning in the narrow sense of protecting an existing estate has three fundamental objectives. The first objective is to reduce the cost of estate transfer. The second ... "
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Special Day Insurance, 2004.
This paper discusses the insurance industry and presents a business plan for a new coverage, ?Special Day? insurance.
5,555 words (approx. 22.2 pages), 8 sources, MLA, $ 135.95
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Abstract
This paper explains that most policies refer to one person as the ?named insured?; the entire insurance policy covers this person and the liabilities of this person, and nothing else. The author creates a new coverage, a special day insurance, which will protect the insurer when he organizes some of his own special days, such as birthdays, weddings, wedding anniversaries, public holidays, and celebrations of any nature; the only requirement will be that the function will have to be legal, and the insurance cover will lapse the moment any illegal activities are performed. The paper outlines the business plan including the marketing strategy for this sort of policy, through the media and sold through independent agents.
Table of Contents
Introduction
It has to be an Individual Policy
Insurance is a Dynamic Business
Purpose of the Insurance
How the Buyer Will Buy the Insurance
Advantages and Disadvantages of the Insurance
Potential Buyers and Reasons for Purchase
Similar Products
Pricing Strategy
Marketing Strategy
Promotional Plan
Potential Profits
Risks to the Seller
Administrative and Other Support Needed
Conclusion
From the Paper
"There are many examples how the insurance companies get around the problems of providing payments for the damages caused to those who are non-insured. This happens because the price of insurance has to be kept very low due to the competitive nature of the business. Let us take an example from the auto insurance business. Here in some cases, only the named insured has to give permission to others for the use of the vehicle. Here the definition of the person who is permitted is given as ?Anyone else while using with your permission a covered auto you own hire or borrow?. The definition of the ?you? has also been given. ?Throughout this policy the words ?you? and ?your? refer to the Named Insured shown in the Declarations.? This may create quite a confusing situation. If there is a vehicle, which has the owner as ?Bradley Inc? and that entity is the named insured."
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Canadian Insurance Indusry, 2002.
A case comparison and contrast of Metropolitan General Insurance and People's Insurance Company of Canada (PICC).
2,400 words (approx. 9.6 pages), 2 sources, $ 89.95
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Abstract
This paper examines two case studies in the insurance industry. One involves a branch with declining sales in an otherwise healthy company and another the establishment of an insurance company by a major bank. Both cases exhibit leadership and, consequently, employee motivation problems.
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Compensation and Benefits in the IT Industry, 2006.
A research paper that attempts to identify the optimum compensation and benefit packages for workers in IT departments.
4,528 words (approx. 18.1 pages), 32 sources, MLA, $ 118.95
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Abstract
This paper critically analysis some of the issues and concerns of the compensation and the benefit models used in the IT industry. Many similarities as well as differences are observed based on the job scope, the nature of the core business and the location of the business. The effort of this study is to ensure that the best possible model is introduced.
Table of Contents
Introduction
Discussion
The Pay Model
Strategic Perspectives
Internal Alignment
Job Analysis and Evaluation
Person-Based Structures
Competitiveness and Pay
Pay for Performance and Performance Appraisals
Benefits Determination and Benefit Options
Extending the Compensation System - Special Groups
Managing the System - Government & Legal Issues
Conclusion
From the Paper
"IT encompasses design, installation and maintenance of computer hardware, software, and a forum for collection, processing, storage, presentation, archiving and retrieval of information. The concepts of processing information collected using all the capabilities of a computer (hardware, software, databases and storage technology) and the networks linking the components of computers together to share information as and when needed is referred to as Information Technology. It is clear therefore, that IT industry employs individuals within a wide range of job scopes. As a consequence, the motivating factors that are required differ considerably. Compensation and benefits are an important factor in the motivational theory models used in organization."
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Taiwanese Health Insurance, 2007.
An in-depth analysis of the Taiwanese health insurance system.
3,069 words (approx. 12.3 pages), 10 sources, MLA, $ 89.95
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Abstract
The paper reveals that Taiwan was named the second healthiest country in the world. The paper explains that the most relevant factors that aided Taiwan in gaining this title were economic growth and a great emphasis on the environment and the population's health. The paper discusses how the National Health Insurance is the most important key in the country's achievements in health. The paper examines the changes that influenced the insurance system and the current features of the insurance system. The paper points out that although some say they do not apply fair prices, the Bureau of National Health Insurance is viewed as the primary cause for improvements in the Taiwanese healthcare system.
Outline:
Abstract
History of Taiwanese Health Insurance
Types of Insurances
Changes That Influenced the Insurance System
Current Features of the Insurance System in Taiwan
Health Insurances in the Private and Public Sectors
Statistics on the Bureau of National Health Insurance
Future Goals of the BNHI
Conclusions
From the Paper
"Taiwan is rather small sized country, however it is densely populated. Its 23 million inhabitants are concentrated on 36,000 square kilometers. "Often called the "Taiwan Miracle", in 1980s and 1990s, the country's economy grew at a rate of 7.64%. Health status of the people in Taiwan, as measured by the common indicators, is close to those of developed countries: life expectancy at birth is of 74.9 years and the infant mortality rate is 6.5 per 1000 live births. These comparable health outcomes with developed countries are achieved with only modest spending in health care, 6.0% of the Gross Domestic Product in 1998.""
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