| Papers [1-15] of 100 :: [Page 1 of 7] | | Go to page : 1 2 3 4 5 6 7 —> | Search results on "TEXAS DEPARTMENT INSURANCE": |
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Texas Department of Insurance, 2004.
An historical overview of the Texas Department of Insurance.
1,024 words (approx. 4.1 pages), 6 sources, MLA, $ 36.95
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Abstract
This paper on the Texas Department Of Insurance illustrates why and when the Texas Department of Insurance was formed and how much it has accomplished since the time it was established. This paper highlights the number of people employed by the TDI, their annual budget, and their board of governors.
From the Paper
"The prime purpose of the Texas Department of Insurance is to efficiently manage files on all the insurance carriers in Texas. These files are categorized by their respective types and region and are provided to other school districts upon request. The Texas Department of Insurance is divided in such a way that each group governs each insurance type. ?For example, property and casualty, life and health, and workers' compensation are each separate departments with teams of experts capable of answering inquiries and complaints about each of those specific types of insurance? (Texas Comptroller Of Public Accounts, Purchase School District Insurance Through Cooperative Agreements). The exact date of formation of the Texas Department of Insurance is unknown. However, it is believed that the respective department dates all the way back to the time when Mark Twain published his award winning novel, ?The Adventures of Tom Sawyer?, i.e. 1876."
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Insured/Under-insured, 2004.
A comparison of the limitations of the U.S. health insurance system compared to other countries.
3,547 words (approx. 14.2 pages), 15 sources, MLA, $ 99.95
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Abstract
This paper attempts to address the question as to how U.S. should respond to the ongoing growth of uninsured and under-insured persons within the overall population. An overview is provided of the current health insurance system existing within the U.S., followed by a discussion of the factors that influence and are associated with the current system. It also examines the health insurance systems of other countries, which have been found to have better health outcomes than the U.S. It concludes with recommendations for the adoption of a universal health insurance system within the U.S.
Outline
Overview of the U.S. Health Insurance System
Factors Influencing Health Insurance in the U.S.
An Alternative U.S. Health Care System
Japan
Sweden
Canada
Summary and Conclusions
From the Paper
"As a component of the social insurance system in Sweden, health insurance and health care are financed via compulsory employers' contributions and individual social security contributions deducted from incomes (Swedish Institute, 2001). As further explained by the Swedish Institute, the 18 county councils that administer social insurance programs finance the costs of medical care directly from an income tax levied on all those living in the county who are in paid employment. According to the Swedish Institute, approximately 80 percent of tax revenues go to running the health care system and to subsidizing patient fees. Patients assume a proportion of the health costs when consulting a health care service, ranging from approximately 8 to 38 dollars. While all of Sweden?s residents are entitled to compensation for medical care, those individuals who have earned at least $750 annually through gainful employment are entitled to cash benefits for loss of income while ill."
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The U.S. in Texas: U.S. Support of the Texas Revolution, 2000.
Discussion of the many political and social reasons the U.S. entered the battle for independence and eventual statehood in Texas.
1,260 words (approx. 5.0 pages), 7 sources, $ 42.95
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From the Paper
"Texas has added many economic, political and strategic advantages to the United States. But Texas was not acquired by the simple task of colonization and claim; Texas was fought for and won from the Spanish Empire by the people of these United States. They did not enter this conflict without reason or resolution; they entered this battle for independence and eventual statehood for many political and social reasons. First, the already great abundance of United States immigrants in the Spanish State of Texas, or Tejas, at the time of the revolution aided in the approval in action by the U.S. Secondly, the comparisons of the citizens of Texas predicament to the United States? own revolution also aided in the agreement on U.S. initiative. Finally, the American dislike of the Spanish Empire and its wish to dissolve its influence in North America aided as well in American entrance into the affairs of the Texas Revolution."
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Introduction to Insurance, 2008.
Describes basic types of insurance, specifically life insurance and general insurance.
1,470 words (approx. 5.9 pages), 7 sources, APA, $ 48.95
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Abstract
This paper defines the two main types of insurance, namely, life insurance and general insurance. It points out that the main aim of insurance is to minimize the risks involved in various aspects of life and to cover and compensate the owner if any loss is suffered by the owner. The paper explains that general insurance involves fire and miscellaneous insurance, which covers a host of things ranging from burglary, theft, fidelity guarantee, live stock and crops, employer's liability and lastly insurance of motor vehicles. To conclude, the paper holds that insurance plays a pivotal role in minimizing risk and in compensating against the damage suffered.
Outline:
Introduction
Types of Insurance
Home Insurance
Health Insurance
Travel Insurance
Auto Insurance
Conclusion
From the Paper
"In life insurance the insurer agrees to pay compensation to the policy owner upon occurrence of an undesired event and the compensation is paid for the same, this undesired event can be death or accident or any other event which causes damage to the policy owner. In return the policy owner pays a premium, which can either be a stipulated amount or can be lump sum. There are many terms included in the most of the policies, one such common term is suicide, if the policy owner commits suicide the policy becomes null in other words the policy holder will be paid no compensation if he commits suicide. Another common term is the face amount; this is nothing but the initial amount which is paid by the insurer to the policy holder when the policy becomes mature."
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Facultative Re-Insurance Underwriting, 2006.
This well-researched paper defines and details the advantages and disadvantages of two particular forms of insurance currently available in America: Re-insurance and treaty re-insurance.
1,995 words (approx. 8.0 pages), 3 sources, APA, $ 63.95
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Abstract
The writer of this paper defines re-insurance as a basic method of underwriting insurance. Re-insurance falls mainly into two categories, the first being facultative re-insurance and treaty re-insurance, which are both handled by two separate companies. This paper details how both methods of insurance operate as well as how insured Americans are directly affected by these types of policies. This paper also discusses the individual risks involved with these forms of insurance as well as how downsizing and mergers have impacted the industry creating a shortage of qualified underwriters.
From the Paper
"One area where Facultative Re-insurers are concentrating their efforts both in training and research is in the environmental area. Here the losses from just one storm, or earthquake or any other natural disaster is very costly for all concerned. While this effort continues and as clean up after the fact of a disaster we're seeing such improvements as "storm resistant" construction, rapid rescue techniques, and many other improvements all precipitated by the Facultative Re-insurance Industry. And there are constant changes being made in order to reduce costs and improve life in general for the insured public."
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The Culture of Texas, 5200.
This paper discusses the influence of German descendants living in Texas on the culture of Texas.
3,430 words (approx. 13.7 pages), 12 sources, APA, $ 97.95
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Abstract
This paper explains that, although the German culture is not the only culture which has influenced the Texas of today, it is often considered one of the most significant influences historically as seem in the architectural landscape of the towns and cities, the art and music, Oktoberfest and the food of Texas. The author points out that the Museum of Fine Arts in Houston Texas is one example of the 19th century German art style in Texas and, in the southern and central parts of the state including in regions, such as Hill country and Medina County, there are many vernacular dwellings and churches fashioned in the style of traditional German homesteads. The paper relates that the influence of Germany on Texas culture is seen in the use of the accordion in Texan music and the popularity of the polka, which is largely German influenced.
Table of Contents
Introduction
Overview/History
Modern German Influence
Texas Art
Texas Architecture
Texas Music
Texas Culture/Ethnicity
Texas Philosophy
Historical Literature/Historiographical Literature
Conclusions
From the Paper
"Many Germans in fact began arriving in Texas during 1848 when German Revolutions plagued Europe, and a majority of these early settlers formed close communal towns within the state. They looked forward to the opportunity of peace and a new life filled with opportunity and promise. The reasons that German immigrants flocked to the United States are not much different from the reasons many other settlers came to this country. They were looking for a better life for themselves and their families. In the process of immigrating and settling large parcels of formerly uninhabited land, they began to develop roots and inspire traditions that have become deeply ingrained in the culture of Texas today."
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Insurance Fraud, 2002.
An in-depth insight into insurance fraud, what it is, and what measures can be taken to prevent it.
10,871 words (approx. 43.5 pages), 18 sources, MLA, $ 215.95
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Abstract
This paper attempts to identify the different types of insurance fraud perpetrated today and to evaluate their effect on the insurance industry and society at large. After tax evasion, insurance fraud is considered the highest-ranked among white-collar crimes. It provides a history of insurance, examines in detail the main types of insurance frauds currently around and discusses the measures that can be taken to help prevent and reduce the number of fraudulent claims.
Table of contents:
Abstract
Introduction
History of Insurance
Insurance Fraud
How Insurance Frauds Affect Society
Classification of Fraud by Insurance Companies
Insurance Fraud Status as a Crime
Types of Insurance Frauds
Staged Auto Accidents
Arson-for-Profit
Health Insurance Fraud by Individuals and Corporations
Workers' Compensation Fraud
Property/ Casualty Insurance Fraud
Agent Fraud
Fake and Real Deaths to Collect Life Insurance Money
Identity Fraud
Efforts to Reduce Insurance Fraud
Conclusion
From the Paper
"One of the most famous insurance providers in the world today, Lloyd's of London came into existence in 1688. Edward Lloyd owned a coffeehouse in London where merchants and bankers evaluated the risk of the maritime operations of seafaring vessels used for trading among the various British colonies and those used for prospecting new lands. Financiers for the expensive endeavors and trips to far off lands invested huge amounts of money in the hope that the voyages would be successful. Ship captains required money for supplies and goods, and would offer to embark on these dangerous trips with the help of these financiers?a potentially, mutually beneficial endeavor."
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The U.S. Health Care Insurance Industry, 2007.
This paper examines the U.S. health care insurance industry at the national and regional levels.
3,905 words (approx. 15.6 pages), 14 sources, APA, $ 106.95
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Abstract
This paper explains that the U.S. health insurance industry is a faltering system as witnessed by poor performance, difficulty accessing physicians and rising premiums that cut into after-tax income. The author compares two health plans in Texas: Aetna Life Insurance Company's PPO 500 plan, which is judged better for a younger workforce that is predominantly unmarried and without children, and Blue Cross and Blue Shield of Texas' PPO Select Saver Plan IV Blue Cross plan, which is deemed a better arrangement for an older, "graying" workforce. The paper evaluates the Health Insurance Portability and Accountability Act (HIPAA), which is generally seen as a watershed event for health insurance reform.
Table of Contents:
Introduction
The U.S. Health Care Industry over the Last 10 Years
The U.S. v. Canadian Approach to Health Care
Development of Managed Medicare Insurance Products in Texas
A Comparison of Two Health Plans in Texas
A Plan for Managed Care Organization Seeking Accreditation from JCAHO or NCQA
The Health Insurance Portability and Accountability Act (HIPAA)
A Plan for Comprehensive Improvement of a Managed Care Organization's Processes
Conclusions
From the Paper
"In fairness, the U.S. model has its advantages. For one thing, wealthier individuals/employees who wish to "cut through" the bureaucratic red-tape of socialized medicine in Canada can go to the United States and have their needs promptly addressed in a way not possible in Canada. Moreover, from a strictly business perspective, the fact that American HMOs are prepared to exclude various clientele in order to serve the "bottom line" and are likewise prepared to similarly slash services can be just the excuse private American corporations need in order to exclude various members of their workforce."
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Special Day Insurance, 2004.
This paper discusses the insurance industry and presents a business plan for a new coverage, ?Special Day? insurance.
5,555 words (approx. 22.2 pages), 8 sources, MLA, $ 135.95
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Abstract
This paper explains that most policies refer to one person as the ?named insured?; the entire insurance policy covers this person and the liabilities of this person, and nothing else. The author creates a new coverage, a special day insurance, which will protect the insurer when he organizes some of his own special days, such as birthdays, weddings, wedding anniversaries, public holidays, and celebrations of any nature; the only requirement will be that the function will have to be legal, and the insurance cover will lapse the moment any illegal activities are performed. The paper outlines the business plan including the marketing strategy for this sort of policy, through the media and sold through independent agents.
Table of Contents
Introduction
It has to be an Individual Policy
Insurance is a Dynamic Business
Purpose of the Insurance
How the Buyer Will Buy the Insurance
Advantages and Disadvantages of the Insurance
Potential Buyers and Reasons for Purchase
Similar Products
Pricing Strategy
Marketing Strategy
Promotional Plan
Potential Profits
Risks to the Seller
Administrative and Other Support Needed
Conclusion
From the Paper
"There are many examples how the insurance companies get around the problems of providing payments for the damages caused to those who are non-insured. This happens because the price of insurance has to be kept very low due to the competitive nature of the business. Let us take an example from the auto insurance business. Here in some cases, only the named insured has to give permission to others for the use of the vehicle. Here the definition of the person who is permitted is given as ?Anyone else while using with your permission a covered auto you own hire or borrow?. The definition of the ?you? has also been given. ?Throughout this policy the words ?you? and ?your? refer to the Named Insured shown in the Declarations.? This may create quite a confusing situation. If there is a vehicle, which has the owner as ?Bradley Inc? and that entity is the named insured."
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Life Insurance as an Estate Planning Tool, 1990.
This paper discusses life insurance as an estate planning tool: Role of life insurance, various types of insurance available, and pro and con arguments related to each.
1,350 words (approx. 5.4 pages), 5 sources, $ 47.95
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From the Paper
"The focus of this paper is life insurance as an estate planning tool. The paper examines the role of life insurance, various types of insurance available, and pro and con arguments related to each, where applicable.
The term estate planning in its broadest sense encompasses the accumulation, conservation, and distribution of an estate. The overall purpose of the estate planning process is to develop a plan that will enhance and maintain the financial security of individuals and their families. Estate planning includes increases in the estate as well as the conservation of existing assets.
Estate planning in the narrow sense of protecting an existing estate has three fundamental objectives. The first objective is to reduce the cost of estate transfer. The second ... "
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Canadian Insurance Indusry, 2002.
A case comparison and contrast of Metropolitan General Insurance and People's Insurance Company of Canada (PICC).
2,400 words (approx. 9.6 pages), 2 sources, $ 89.95
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Abstract
This paper examines two case studies in the insurance industry. One involves a branch with declining sales in an otherwise healthy company and another the establishment of an insurance company by a major bank. Both cases exhibit leadership and, consequently, employee motivation problems.
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Taiwanese Health Insurance, 2007.
An in-depth analysis of the Taiwanese health insurance system.
3,069 words (approx. 12.3 pages), 10 sources, MLA, $ 89.95
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Abstract
The paper reveals that Taiwan was named the second healthiest country in the world. The paper explains that the most relevant factors that aided Taiwan in gaining this title were economic growth and a great emphasis on the environment and the population's health. The paper discusses how the National Health Insurance is the most important key in the country's achievements in health. The paper examines the changes that influenced the insurance system and the current features of the insurance system. The paper points out that although some say they do not apply fair prices, the Bureau of National Health Insurance is viewed as the primary cause for improvements in the Taiwanese healthcare system.
Outline:
Abstract
History of Taiwanese Health Insurance
Types of Insurances
Changes That Influenced the Insurance System
Current Features of the Insurance System in Taiwan
Health Insurances in the Private and Public Sectors
Statistics on the Bureau of National Health Insurance
Future Goals of the BNHI
Conclusions
From the Paper
"Taiwan is rather small sized country, however it is densely populated. Its 23 million inhabitants are concentrated on 36,000 square kilometers. "Often called the "Taiwan Miracle", in 1980s and 1990s, the country's economy grew at a rate of 7.64%. Health status of the people in Taiwan, as measured by the common indicators, is close to those of developed countries: life expectancy at birth is of 74.9 years and the infant mortality rate is 6.5 per 1000 live births. These comparable health outcomes with developed countries are achieved with only modest spending in health care, 6.0% of the Gross Domestic Product in 1998.""
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Recidivism and the Texas Criminal Justice System, 2002.
This paper examines whether the Texas prison education system reduces recidivism in Texas state prisons.
4,012 words (approx. 16.0 pages), 12 sources, MLA, $ 108.95
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Abstract
The focus of this study is on the Texas state prisons and the education system in the State prisons. Before analyzing the effects of the Texas education system on recidivism in Texas, the paper provides a general overview of the Texas criminal justice system and the general theories of rehabilitation. Furthermore, there is a discussion of the theory of education as a way of reducing recidivism. The paper investigates whether the Texas prison education system works in reducing recidivism. The case study of the Project RIO that is initiated by the State government which illustrates the fact that education system has to be combined with other strategies in order for the rate of recidivism to decline.
From the Paper
"Although studies in the ?70s have shown that correctional higher education is significant in reducing recidivism rates, the public outcry against crime and opportunities given to inmates has resulted in a reversal of the educational approach towards inmates in the ?90s. In the early ?90s, elected representatives started to forbid federal tuition assistance to inmates. In the Violent Crime Control and Law Enforcement Act of 1994, there was a provision that denied all prisoners access to federal Pell Grants. Essentially, the provision was included to deter prisoners from viewing prisons as relaxing places that offered educational opportunities (The Center on Crime, Communities & Culture, 1997)."
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The Texas Rangers, 205.
This paper presents a detailed history of the Texas Rangers, which for one hundred and seventy seven years has almost continually protected the residents of the state of Texas.
3,610 words (approx. 14.4 pages), 10 sources, MLA, $ 100.95
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Abstract
The paper explains that, in 1823, Stephen F. Austin, realizing a vital need to protect the people of Texas, organized a group of men, which would become the Texas Rangers, to "range" the frontier and guard against hostile Indians. The author points out that, in their earliest beginnings, the Rangers had only single shot pistols and rifles; therefore, they readily accepted the Colt .36 caliber five-shot revolver, which gave the Rangers deadly precision in defense of the Texas frontier. The paper relates that one of the most famous Texas Ranger was Captain Leander H. McNelly, who organized the "McNelly's Rangers" and was a man whose iron will and daring courage set the standard by which future Texas Rangers would be measured.
From the Paper
"Captain John H. Rogers spent a better part of his career chasing the Conners, a gang of murderers and outlaws who had defied the civil authorities and in fact the whole country. These desperate men were the old man Conner and his three sons, Fred, William and John. The Conners were routinely joined by whatever criminal might be hiding out from the law. The Conners were incredible shots and lived almost like Indians in the forests of Sabine County. Rogers and his Rangers spent many years tracking down the Conners but were never able to find the notorious gang."
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Arbitration and Insurance Claims, 2006.
A survey of basic insurance terminology and a brief history of insurance arbitration.
4,587 words (approx. 18.3 pages), 8 sources, MLA, $ 119.95
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Abstract
This paper examines the issue of arbitration and insurance claims. It begins by explaining a series of basic insurance terminology and then presents a history of the practice of insurance arbitration. The writer then explains the process of arbitration and insurance claims and how the process has changed over the years.
From the Paper
"Almost thirty years ago, the Committee on Insurance Arbitration recognized the insurance industry's need for a Property Arbitration Forum. Today, its' successor committee is the largest system of its kind in the world. There was clearly a need to create a legal entity to administer the arbitration programs, and this concern led to the creation of a not-for-profit corporation that replaced the Committee on Insurance Arbitration. The Committee on Insurance Arbitration incorporated in 1981, under the corporate name of Insurance Arbitration Forums. Insurance Arbitration Forums remained the corporate name until 1986, when the Board of Directors eliminated the word "Insurance" from the name. This change reflected the expansion of Arbitration Forums' programs to include arbitration situations outside the insurance arena, although these additional mediation and arbitration services continued to fulfill the needs of the insurance industry. Because Arbitration Forums are intended to provide an objective and neutral administrative service, Arbitration Forums are considered to be respected and efficient providers of arbitration services. Arbitration is a means of settling controversies without resorting to litigation. Agreements to arbitrate are generally put into writing, and signatories are contractually obligated to arbitrate."
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