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Financial Status: Sheffield United Football Club., 2002. This master's paper begins by introducing the Sheffield United Football Club and goes on to discuss its current financial position. 2,650 words (approx. 10.6 pages), 5 sources, $ 97.95 »
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Abstract This master's paper begins by introducing the Sheffield United Football Club and goes on to discuss its current financial position in the light of latest figures from 2002 financial statements. The paper ends by giving recommendations regarding the same.
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The Credit Report: The New Staple of American Financial Status, 2002. This paper addresses the credit report, including how and why a credit report is important and exactly how the credit report can impact the individual. 1,900 words (approx. 7.6 pages), 4 sources, $ 71.95 »
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Abstract This paper addresses the credit report, including how and why a credit report is important and exactly how the credit report can impact the individual. This paper provides information first on the appropriate steps necessary to acquire a full credit report, and the reasons the average consumer might wish to do so. This paper then investigates the scams that accompany credit and credit reports in order to better inform the reader of the problems that might occur in acquiring a credit report through non- official channels.
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Ascribed Status vs. Achieved Status, 2006. This paper analyzes how one's initial impression and perception of fellow human beings impact and determine our expectations of these individuals. 2,428 words (approx. 9.7 pages), 10 sources, MLA, $ 74.95 »
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Abstract This insightful and well-researched paper examines how one's impression of an individual's social class molds the way in which we interact with that particular individual. This paper focuses on how the initial impressions of our fellow human beings can impact and even determine our expectations of other individuals. From a small number of visual and audio clues, we can guess at whether an individual is successful or not. These same clues tell us whether that particular person is worthy of respect, or revulsion. The writer of this paper details how the status of people, organizations, places and ideas differs depending upon the context. One group may possess a generally negative status, while others may present a negative status only in relation to certain others. This paper also explores the impact of the media on our perception of others. Newspapers and television stations are always bombarding the viewer with images of crime and criminals. They like to show photographs of the alleged victim dressed neatly in a suit and tie, or wearing the robes of an altar boy. Much stronger than these examples of individual cases of a person's status or condition, are those in which the media stereotypes a whole group of people. This paper also discusses how ethnic and minority groups are lumped together in such an easily recognized fashion.
From the Paper "Among the other discoveries of this look at "status," was the uncovering of a still-more insidious method of reporting events. In many of the pieces at which we looked, the "judgment" that the reader is invited to make is conceived of as something that happens almost automatically. For example, Mayor Daley's defense of vocational schools does not, in reality, contain anything positive or negative about such a school. Instead, it is the mere offering of the comment that is significant. People have a certain idea about "vocational schools," and the Mayor, as well the Tribune's readers are fully cognizant of the nature of that point-of-view. A more positive way of handling the story might have been for the article to have listed all that the vocational schools would do, rather than introducing at once the idea that "You'll live with it!" Too many times, even the most objective people let slip small comments or phrases that indicate a prejudice one way or the other. Particular words become "code words."
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"The Financial Times", 2006. This paper presented as a case study focuses on the current status and positioning of the "Financial Times" in the global media market. 1,613 words (approx. 6.5 pages), 3 sources, MLA, $ 52.95 »
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Abstract This paper details the strengths and weaknesses of "The Financial Times" an international business newspaper. Several of the strengths cited in this report include the paper's strong brand-name and solid reputation for scrupulous and reliable reporting while its weaknesses include difficulties in raising circulation numbers while trying to compete with its main rival "The Wall Street Journal." This paper supplies a concise analysis into the current standing of the "Financial Times" by focusing on the results of seven specific studies including the SWOT analysis, PESTEL analysis and Michael Porter's Five Forces Analysis. This paper delves into the various opportunities and strategies available to the 'Financial Times" that will invariably improve the current standing of the publication such as expansion into existing global markets. The writer of this paper contends and explains how and why the "Financial Times" must learn to diversify and adapt to the global market if it intends to remain a prominent and respected publication. This paper also contains an graph illustrating the "Financial Times" standing in the global media market.
Table of Contents:
Introduction
SWOT Analysis
PESTEL Analysis
Michael Porter's Five Forces Analysis
Michael Porter's Generic Strategies
Michael Porter's Value Chain
The Boston Matrix
Ansoff Matrix
Conclusion
References
From the Paper "Michael Porter's Generic Strategies are: Cost leadership, differentiation, cost focus, and differentiation focus. Financial Times has successfully utilized an industry wide differentiation strategy. They have touted themselves as the most reliable news source in the industry. And, by utilizing pieces like the FT PM, they have further differentiated themselves from many of the competitors who do not offer this teaser preview sheet. Michael Porter's Value Chain analysis involves analyzing: inbound logistics, operations, outbound logistics, marketing and sales, and service. Financial Times' inbound logistics include their newsgathering facets. The organization has a staff of qualified reporters and editors that are in control of the input materials."
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Financial Ratio Analysis of Lowes and Home Depot, 2004. An exploration of the different financial ratios used to determine profitability and financial stability of a company. 2,644 words (approx. 10.6 pages), 2 sources, APA, $ 79.95 »
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Abstract This paper focuses on two large retailers in the area of retail home improvements, Lowes and Home Depot, and compares and contrasts their financial ratios in a five-year trend table along with the most recent industry averages. The information presented in this report can be used to help determine the over-all financial status of these two companies.
Financial Ratios Used
Home Depot
Lowes
Efficiency Ratio Analysis
Liquidity Ratio Analysis
Leverage Analysis
Profitability Analysis
From the Paper "The inventory turnover ratio shows how many times per year a business can turn-over its inventory. In other words, this number represents how many times the business sells out of its inventory in a given year. This ratio is calculated by taking the cost of goods sold and dividing it by the average amount of inventory the business carries. Notice that these ratios are determined by the cost of goods sold because the inventory figures are carried on the boots at cost, not the price the merchandise will eventually sell for (Brealey, pg. 142). When comparing Lowe's and Home Depot to the industry average, we see that both companies' ratios were 5.0 for the year 2003 and the industry average was 4.8. This means that for the year 2003, both Lowe's and Home Depot were able to turn over their inventory a bit faster than the industry as a whole. "
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Financial Statement Analysis of an E-Business, 2004. This paper analyzes the status of the financial statement of eBay, an e-commerce company, and attempts to identify its intangible assets. 1,030 words (approx. 4.1 pages), 3 sources, MLA, $ 36.95 »
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Abstract This paper conducts a concise analysis of the financial condition of an e-business company. The assets of the company are highlighted, and the impact of certain elements, such as entry-level barriers and sales due to intangible assets, are discussed for the industry the e-business company operates in.
From the Paper "The assets listed in the financial statement of the company comprise of the two types of assets: long-term assets and current assets. eBay?s current assets include cash (and cash equivalents), short term investments made by the business, receivables (from creditors) and other short term assets. The long-term assets of the company aptly include the intangible assets, goodwill, long term investments made by eBay, buildings / facilities owned by the business, deferred long term asset charges and other long term assets."
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Financial Management at Citibank, 2004. A description of Citibank's financial practices. 3,130 words (approx. 12.5 pages), 6 sources, MLA, $ 91.95 »
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Abstract This paper attempts to analyse the budgeting practices at Citibank with respect to activity based costing, performance measurement and key performance indicators. Recommendations are also provided.
Outline
Introduction to Financial Management
Introduction to Citigroup
How Citigroup handles Financial Management
Activity Based Costing and Activity Based Management
Stages of Activity Based Costing in Citibank
Identification of main cost
Activity Based Budget System
Introduction to Budgeting
How Citigroup handles Budgeting
Evaluation/ Critical Evaluation of the system
Financial Indicators & Non-Financial Indicators
What is Financial Indicator/Non-Financial Indicator
Usage of Financial Indicator/Non-Financial Indicator within Citigroup
Evaluation of Financial Indicator/Non-Financial Indicator
Suggestions of improvement
Sources of Finance and Working Capital
Main sources of Finance within Citigroup
Influences on working capital within Citigroup
Conclusion
Bibliography
From the Paper "Budgeting is used to assist in strategic planning. Strategic or long-range planning requires the specification of objectives towards which future operations should be directed. The search for better methods of allocating and controlling the expenditure of funds has always been very important to managers. With corporations realizing decreasing revenues and governments confronted by huge deficits, budgeting is more difficult than ever. The old methods no longer are suitable for Citibank. The newest forms of budgeting are Zero-based Budgeting (ZBB) and Activity-Based Budgeting (ABB)."
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The Financial Services Industry and Voice over Internet Protocol (VoIP), 2008. A thesis analyzing the impact of voice over Internet (VoIP) protocol in the financial services industry. 19,660 words (approx. 78.6 pages), 21 sources, APA, $ 249.95 »
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Abstract This paper examines the adoption of voice over Internet (VoIP) protocol in each segment of the financial services industry, specifically focusing on the adoption practices in small, mid-size and large financial services firms. The author points out how companies at each strata of the financial services market change their processes to take advantage of the customer-centric, financial operations and services aspects of having VoIP-based systems in their organizations. The paper researches questions about the adoption of VoIP and its relationship to customer loyalty, the modification of quoting, ordering and payment systems using VoIP, the return on investment (ROI) and how well the customers of financial services firms are adopting VoIP-based applications. Includes several color graphs, figures and illustrations.
Table of Contents:
Introduction
Executive Summary
Context of the Problem
Problem Statement
Specific Research Questions
Study Significance and Contribution to This Field
Research Design and Methodology
Phase I: Exploratory Research with Industry Experts using Experience Interviews Phase II: Early Adopter Research
Primary and Secondary Sources of Information
Organization of the Study
Literature Review
Summary
Factors Driving Financial Services' Technology Adoption
Financial Services Technology Needs Assessment
Defining the Financial Value Chain (FVC) and the role of VoIP
VoIP Market Dynamics in Financial Services
Applications Are the Agents of Change in VoIP Financial Services
Introducing the VoIP-Enabled Enterprise
Consensus of Industry Analysts on VoIP in Financial Services
VoIP within Financial Services: A Study of Transitions
Grant Thornton Case Study
Selection Criteria and Evaluation for VoIP System
Deployment at Grant Thornton
Results of the VoIP Implementation
Defining Voice over Internet Protocol
How does VoIP Work?
Step 1: Voice to Digital Data Transformation
Setp 2: Digital Data to IP Transformation
Step 3: Transmission
Step 4: IP Packet to Digital Data Transformation
Step 4: IP packet to Digital Data Transformation
Step 5: Digital Voice to Analog Voice Transformation
The Critical Role of VoIP Standards
A Critical Success Factor in Financial Services in Security over VoIP
Threats to VoIP
Confidentiality
ARP floods
VoIP Influence on Customer Loyalty
Executive Summary
Touch-Tone Interactive Voice Recognition
Automated Speech Recognition
Web Self-Service Sites
Analysts'\ Recommendations for Creating Value-Added Services Based on VoIP
Analysts' Recommendations for Launching Self-Service Channels Based on VoIP
Summary
From the Paper "Applications are the integration point between technology and business processes, and the growth of VoIP-based applications specifically in the areas of financial services and the growth of online banking, online investing and the many services financial institutions are working to deliver over the Internet.
"In a world of circuit switched networks (the foundation of PSTN Service), telephony has always been about access and security. The role of security in circuit switched networks is one that is highly matured, trusted, and relied on by even the most resistant-to-change financial institutions."
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Financial System of Hong Kong, 2002. Examines the history of Hong Kong as a financial center and its financial system. 3,900 words (approx. 15.6 pages), 3 sources, $ 142.95 »
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Abstract This paper traces the development of Hong Kong as a financial center and examines the Hong Kong financial sector after the handover to China.
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Financial Statements for Insurance Companies, 2006. A look at Financial Accounting Standard 115, adopted by the Financial Accounting Standards Board, and the problems it will create. 2,248 words (approx. 9.0 pages), 2 sources, MLA, $ 69.95 »
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Abstract This paper describes the increased difficulties in understanding the financial statements of insurance companies that will occur as a result of Financial Accounting Standard 115 (FAS 115) adopted by the Financial Accounting Standards Board. The paper explains that FAS 115 will create wide variations between companies in the carrying values used for debt securities which will necessitate even more analysis to determine a company's financial condition as well as make it impossible to compare companies' financial positions without restating each company's debt-security portfolio values to a common basis.
From the Paper "Higher equity levels created by having debt securities carried at market will be misleading to financial statement users. Hardly anyone believes that a company can fully retain the security gains that currently exist in their portfolios. To do so would require curtailing crediting rates to those available based on current rates on new money. Competitive pressures won't allow companies to do this and retain their policyholder funds. To reflect such gains as equity of the company in the financials is just plain misleading."
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Financial Planning: An Intricate Profession, 2002. A look at the challenges facing those in the financial planning profession due to recent changes in the financial markets. 1,925 words (approx. 7.7 pages), 4 sources, MLA, $ 61.95 »
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Abstract An examination of the changes facing the financial planner and advisor in his/her profession. The paper looks at changes in the financial markets and trends of investments to show how the relatively simple job of previous decades has transformed into a very challenging one. The writer presents four suggested steps that the financial planner should follow for forecasting solid investments.
From the Paper "Financial planning was an easy route to wealth and success during the 1980s and the latter part of the 1990s. The stock market was riding high, the new wave of high tech stocks posted significant and uncharted gains and investment capital flowed through the American economy freely. In today?s economy, however, the financial planning profession is much more of a challenge and a grind. It can be equally rewarding and fulfilling, but it requires more preparation and understanding of the complex markets and of planners? ethical and professional responsibilities to their clients."
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The Financial Manager, 2004. A review of the role of the financial manager in the modern financial market. 1,356 words (approx. 5.4 pages), 2 sources, MLA, $ 47.95 »
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Abstract This paper contends that the primary goal of every corporation is to maximize shareholder wealth, primarily through cash dividends and share value appreciation. It explains that the role of the financial manager is to act in accord with this premise. It expands that this tenet is not without obstacles, corporations must battle with issues such as the agency problem and the backlash of unpopular decisions. The paper reviews the roles of the financial manager in today's financial markets.
From the Paper "The primary goal of every corporation is to maximize shareholder wealth primarily through cash dividends and share value appreciation. To this end the role of the financial manager is to act in accord with this premise. Under his/her auspices the financial manager must determine which factors affect the company's stock price and which choices will add value to the company all the while ensuring that the company doesn't run out of the cash necessary for continued day-to-day operations and planned growth strategies ..."
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Financial Development and Economic Growth, 2002. This paper examines the financial development of the Italian economy and measures its effects on its economic growth and compares it to the U.S. financial market. 2,510 words (approx. 10.0 pages), 3 sources, APA, $ 76.95 »
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Abstract The following paper compares the GDP growth rates of Italy and the U.S. measures the level of financial development made by both the markets. Finally it examines whether the economy making higher growth with respect to financial development has made higher economic growth. The reason for choosing the Italian economy for comparison is that it is a lesser developed financial market as compared to the United States.
From the Paper ?There has been a lot of research already done on the issue of identifying a relationship between financial development and economic growth. The questions like does financial development spurs economic growth? To what extent does higher growth induce a reduction in the incidence of poverty? What can financial development contribute in reducing poverty? are continuously part of the economists debate. Generally it is believed that Economic growth is simply the result of refraining from current consumption. Within an economy, there are two general types of commodities. One are the consumption goods and the others are the capital goods. The consumption goods are for the purpose of general consumers use while capital goods are used for production of other commodities. When in an economy there is a lesser consumption of consumption goods by the households, a considerable part of the income is not spent and the result is in the form of positive net savings.?
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The Financial Planner, 2006. This paper examines the role of a financial planner and discusses why it was voted the number three job in America. 978 words (approx. 3.9 pages), 4 sources, APA, $ 34.95 »
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Abstract The writer of this paper contends that the career of a financial planner, while very rewarding, is not without its challenges. This paper details the responsibilities and requirements needed to become a financial planner. This paper distinguishes between the position of financial planner and that of the certified financial planner, which is actually a designation obtained by a financial planner. There are currently no educational or experience prerequisites to become a financial planner, other than the requirement in most firms that the applicant pass several licensing examinations, which are detailed in this paper. This paper discusses the areas in which a financial planner typically operates in, including: Investment planning, estate planning, retirement planning and business succession planning. While describing the ins and outs in the financial planning field, the writer contends that this career is primarily a sales position. The writer also delves into the pay-scale of this particular profession, which varies by firm and level of experience. Those with more experience and with an inventory of clients can demand up to six-figure salaries.
From the Paper "Another group of firms includes brokerage firms, also called wire houses, that may offer some or all of these services, but their primary aim is investment management. These companies include Merrill Lynch, Saloman Smith Barney, Goldman Sachs. They may call their personnel Financial Planners, but they tend to be focused on gathering money from clients to invest through the firm. Some of these firms may offer some of the specialized planning services for their high-dollar clients. The most important thing for someone who is considering this profession is that it is primarily a sales position, particularly in the beginning of the planner's career."
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Football in Canada and the U.S., 2005. A look at the Canadian Football League (CFL) compared to the American's National Football League (NFL). 815 words (approx. 3.3 pages), 2 sources, MLA, $ 29.95 »
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Abstract The differences between American football and Canadian football differ in all areas almost making them completely different games. It explains that the CFL has been misinterpreted as not on the same level as the NFL. In Canada, the CFL is highly regarded and considered a much better game to watch than the NFL. The writer compares certain rules and formats which highlight these differences. It shows that with the differences in play and the rules highlighted, the NFL format seems to be the easier of the two to play.
From the Paper "If the offensive team loses a ball during play or fumbles the ball, the last team to posses the ball before going out of bounds gains possession in the NFL whereas the last team to touch the ball before it goes out of bounds gains possession in the CFL. A touchdown is scored when any player enters the end zone with the football. If the offensive team chooses, they can get close to the end zone and kick the ball for a field goal. A missed field goal in the CFL is considered live and if the ball is not returned out of the end zone the kicking team receives a point called "rouge" <http://www.football.com/rulesdiff/index.shtml>. The team coming out of the end zone with the missed field goal attempt can return the ball all the way for a touchdown or take possession where the player was downed."
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