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Financial Planning: City of Charlotte, 2008.
An analysis of the financial planning for Charlotte, North Carolina.
820 words (approx. 3.3 pages), 1 source, APA, $ 29.95
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Abstract
This paper examines the financial planning and related public policy for the city of Charlotte, North Carolina. It provides a general outline of the city's budget, including expenditures, projects, funds, revenues and future spending plans.
Outline:
Expenditures, Encumbrances and Expenses
Capital Project, General, and Proprietary Funds
Analysis of Budget
Main Revenue Sources
Budgetary Levels
Long-range and Short-range Spending Plans
Largest Appropriations
Public policy: Short-range and Long-range
From the Paper
"The main revenue sources for the city include taxes paid by business, taxes collected for property, licenses, transportation and tourism. Charlotte is one of the largest banking cities in the nation and is a central "hub" for many companies within the trucking industry. Additionally, Charlotte is home to three major professional sporting franchises and has a large manufacturing and construction base. Because Charlotte continues to grow significant with each passing year, the revenues from the growth associated with business are extensive. However, the growth of the city due to population also impacts the budget of the city and the funds that are required to operate many of the programs required to address the needs of the population."
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City of Charlotte: Revenues and Funding, 2008.
A discussion of the government revenues and funding, as well as the deficits in the city of Charlotte.
889 words (approx. 3.6 pages), 1 source, APA, $ 31.95
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Abstract
This paper discusses the revenues and funding for the city of Charlotte. It discusses the sources of the government's funding and then looks at why the proprietary funds for the city of Charlotte have deficits that have not supported the costs associated with those funds. The paper finally looks at the revenue policy and community values for the city of Charlotte.
Table of Contents:
Revenue: Governmental, Proprietary, and Fiduciary
Restrictions
Receipt of Revenues
Revenue Projections
Revenue Policy and Community Values
Conclusion
From the Paper
"The research indicates that revenues for the city are used to support proprietary, governmental and fiduciary funds. In relation to proprietary and governmental funds, these revenues have not been sufficient over the long term to support all of the programs and services that the have been determined to be essential for the people of Charlotte. However, there has also bee a large growth in the diverse population of Charlotte, which has created additional revenues and provide for a surplus fund that is often used to balance the budget or address community need when appropriate. It is this surplus fund that could be used in part to provide for the MWDBE program, which would serve to support the diverse community that Charlotte views as integral to its continued growth."
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Augustine's Understanding of the "City of God and the City of Man", 2002.
Examines the influence of Saint Augustine on Western religious thought and analyzes his text "City of God".
650 words (approx. 2.6 pages), 3 sources, $ 26.95
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Abstract
Saint Augustine presented the idea that faith and understanding (in the broad and narrow senses) go hand in hand. Because of this, his teachings were that to understand life, one must have faith, and to have faith, one must pursue an understanding of life. Augustine has proved to be one of the most influential thinkers in European and western history. While still a teenager, Augustine converted, became a priest, then the leader of the Church in North Africa, and, before he became Bishop and his writing career was virtually choked off, Augustine was a prolific producer of scriptural scholarly works. The "City of God", which was written between the years 413 and 426, was Augustine's response to the criticism leveled at Christianity by the pagans after they had sacked Rome in 410. This work represents Augustine's most significant contribution to Western religious thought and, like many personalized texts, takes on the Aristotelian method of posing questions to the self in an argumentative fashion and systematically refuting and explaining away each.
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The Port Cities of New York City & Dublin, 2001.
This paper compares two large urban port cities: Dublin and New York City.
2,410 words (approx. 9.6 pages), 4 sources, MLA, $ 73.95
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Abstract
This paper illustrates the issues of large urban port cities as seen in Dublin and New York City. The paper provides an in-depth history of each city and compares the social issues of the urban environment, ethnic diversity, poverty and crime.
From the Paper
"New York City is generally considered the doorway to America. It is the largest city in the nation, seven million strong, and a main hub of financial activity. This is probably the most racially and ethnically diverse of the large American cities, the epitome of the melting pot. A third of the population is of African descent, fifteen percent are Jewish, twelve percent Hispanic. Other ethnic populations have a vocal presence, including the Irish, Italian, Chinese, Korean, Indian, and other Asians. If one city has represent urban America over the last 200 years, it would be the harbor city of New York, New York.
" Across the Atlantic ocean lies another city, a little farther from the ocean, though not much. It is the "fair city" of Dublin, that capitol of the Republic of Ireland. This is a fairly heterogeneous city, for it is the center of 4,000 year old struggle for cultural sanctity and independence. The vast majority of the citizens are Irish or British nationals, Christian and white. Most are Roman Catholic, and the largest "minority" are the British Protestants. One fourth of the citizens of Ireland, approximately 900,000 souls all told, now live in Dublin and its suburbs, and its name is becoming synonymous with Irish culture and tradition."
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"City Of Dreadful Delight" ( Judith Walkowitz ) and "City Of Eros" ( Timothy Gilfoyle ), 1999.
Compares this works on prostitution in 19th Century London and New York City.
3,375 words (approx. 13.5 pages), 2 sources, $ 119.95
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From the Paper
"This research will examine two books that deal with issues relating to the phenomenon of prostitution in 19th-century London and New York City, City of Dreadful Delight by Judith R. Walkowitz, and City of Eros by Timothy J. Gilfoyle, respectively. The research will set forth the general pattern of ideas in each of the works and discuss in detail the similarities and differences in the methods and narratives of social history that each book uses to give an account of the culture, physical environment, and personalities informing the shape that sexual praxis in general and prostitution in particular took in the centers of the English-speaking world during the period.
The differences between City of Dreadful Delight and City of Eros are not confined to the fact that the former deals with London prostitution in the late Victorian era and City of Eros deals..."
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City Shoes: The Horseshoe Game for City Kids, 2002.
Presents a marketing plan to produce and market a lawn game for children, based on traditional horseshoes.
2,150 words (approx. 8.6 pages), 4 sources, $ 80.95
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Abstract
City Shoes(tm) is a lawn game based on traditional horseshoes that employs large rubber washers instead of metal horseshoes. It is lightweight, portable, durable and safe. The marketing plan includes a SWOT analysis, marketing strategies directed at sporting goods stores and lawn and garden shops and processes for control and analysis of the plan.
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The Homeless Problem in New York City, 2004.
This paper discusses that New York City is a city with a staggering homeless population, a problem that has persisted throughout the city's history.
975 words (approx. 3.9 pages), 5 sources, MLA, $ 34.95
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Abstract
This paper reports that, in 2004, New York City set a record when the number of homeless New Yorkers residing in shelters reached the highest point in the city's history. The author points out that 90 percent of homeless New Yorkers are black or Latino, even though only 53 percent of New York City's total population is black or Latino; moreover, over 60 percent of homeless families previously lived in four of New York City's poorest neighborhoods, and over half of the homeless mothers have a history of domestic violence. This paper concludes that it will take years of dedication and focus for New York City to ease the problem of homelessness by creating not only adequate permanent housing for the homeless, which actually will cost less than the present shelter and other emergency care programs, but also available services for those suffering from mental illness and substance abuse.
From the Paper
"According to the Coalition for the Homeless, in the month of August 2004, some 36,400 homeless men, women, and children were sleeping each night in the New York City shelter system, including 15,300 children, 12,700 adult family members, and 8,400 single adults, with many thousands more sleeping on city streets, park benches, and subway trains. New York City's homeless shelter population has increased by 73 percent since 1998, from 21,000 to the current 36,400. The past six years has seen the number of homeless families sleeping in New York City shelters and welfare hotels increase by 99 percent, from 4,429 families in January 1998 to 8,726 families in August 2004. Moreover, the average stay for homeless families in the municipal shelter system has almost doubled over the past decade, from six months in 1992, to nearly twelve months today."
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Financial Management at Citibank, 2004.
A description of Citibank's financial practices.
3,130 words (approx. 12.5 pages), 6 sources, MLA, $ 91.95
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Abstract
This paper attempts to analyse the budgeting practices at Citibank with respect to activity based costing, performance measurement and key performance indicators. Recommendations are also provided.
Outline
Introduction to Financial Management
Introduction to Citigroup
How Citigroup handles Financial Management
Activity Based Costing and Activity Based Management
Stages of Activity Based Costing in Citibank
Identification of main cost
Activity Based Budget System
Introduction to Budgeting
How Citigroup handles Budgeting
Evaluation/ Critical Evaluation of the system
Financial Indicators & Non-Financial Indicators
What is Financial Indicator/Non-Financial Indicator
Usage of Financial Indicator/Non-Financial Indicator within Citigroup
Evaluation of Financial Indicator/Non-Financial Indicator
Suggestions of improvement
Sources of Finance and Working Capital
Main sources of Finance within Citigroup
Influences on working capital within Citigroup
Conclusion
Bibliography
From the Paper
"Budgeting is used to assist in strategic planning. Strategic or long-range planning requires the specification of objectives towards which future operations should be directed. The search for better methods of allocating and controlling the expenditure of funds has always been very important to managers. With corporations realizing decreasing revenues and governments confronted by huge deficits, budgeting is more difficult than ever. The old methods no longer are suitable for Citibank. The newest forms of budgeting are Zero-based Budgeting (ZBB) and Activity-Based Budgeting (ABB)."
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Financial System of Hong Kong, 2002.
Examines the history of Hong Kong as a financial center and its financial system.
3,900 words (approx. 15.6 pages), 3 sources, $ 142.95
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Abstract
This paper traces the development of Hong Kong as a financial center and examines the Hong Kong financial sector after the handover to China.
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Essays on the New American City, 2004.
Book review of a collection of essays on American cities in "The New American City Faces Its Regional Future: A Cleveland Perspective".
2,223 words (approx. 8.9 pages), 1 source, MLA, $ 69.95
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Abstract
This paper reviews a series of short essays dealing with the changing face of American cities compiled in the book, "The New American City Faces its Regional Future: A Cleveland Perspective". The paper explains how the book, which contains essays from several different authors while focusing primarily on the future of Cleveland in the new world order, also has a very national perspective and speaks at length about the problems of urban centers across the country. The paper discusses Part One and Part Two of the book and summarizes the authors's opinions regarding Cleveland's present situation, the role of Cleveland's city hall, and top-down style reform. The paper also summarizes how the authors deal with the reconstruction of a city and the need for mandatory regional government that overrides the local rule of suburbs.
From the Paper
"Two basic situations were appraised by all of the writers in the first half of the book. The first had to do with the staggering inequality that coincides here with a deeply segregated living arrangement. Cleveland is apparently among the top five most segregated urban centers in the country, and the reason for this phenomenon is explored by all. The second issue is that of urban sprawl, with each author suggesting a course of action that might revitalize the inner city."
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Mexico City: 2012 Olympics, 2002.
Overview of Mexico City's and Mexico's economic condition and how the economic conditions make Mexico City a viable choice for the 2012 Olympic Games.
1,438 words (approx. 5.8 pages), 6 sources, MLA, $ 47.95
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Abstract
This paper analyzes a report, prepared by Mexico City's Olympic Economics Committee, that was written with the intention of showing that Mexico City should indeed be a candidate to host the 2012 Summer Olympic Games. The paper presents evidence of Mexico City's robust and growing economy by looking at such economic factors as GDP, jobs and industries, economic outlook, and the Olympic budget.
Economic Overview
GDP
What are primary jobs and industries?
How developed is Mexico City?
What about available workers, total population, etc.?
Currency
Economic Outlook
Infrastructure
Olympic Budget
Benefits for Mexico City
From the Paper
"Mexico City has come a long way from its colonial economy that was based mostly on mining, particularly silver. Today it boasts an economy that is diverse. The economy today includes strong agriculture, petroleum and industry sectors. With this diversification, Mexico City is not only the largest city in the world, with approximately 20 million inhabitants, but the city is considered the second strongest economy in all of Latin America (Mexico: Mexico City)."
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Financial Statements for Insurance Companies, 2006.
A look at Financial Accounting Standard 115, adopted by the Financial Accounting Standards Board, and the problems it will create.
2,248 words (approx. 9.0 pages), 2 sources, MLA, $ 69.95
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Abstract
This paper describes the increased difficulties in understanding the financial statements of insurance companies that will occur as a result of Financial Accounting Standard 115 (FAS 115) adopted by the Financial Accounting Standards Board. The paper explains that FAS 115 will create wide variations between companies in the carrying values used for debt securities which will necessitate even more analysis to determine a company's financial condition as well as make it impossible to compare companies' financial positions without restating each company's debt-security portfolio values to a common basis.
From the Paper
"Higher equity levels created by having debt securities carried at market will be misleading to financial statement users. Hardly anyone believes that a company can fully retain the security gains that currently exist in their portfolios. To do so would require curtailing crediting rates to those available based on current rates on new money. Competitive pressures won't allow companies to do this and retain their policyholder funds. To reflect such gains as equity of the company in the financials is just plain misleading."
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The Phenix City Story, 2007.
A discussion of the history and evolution of Phenix City, Alabama.
1,973 words (approx. 7.9 pages), 8 sources, MLA, $ 62.95
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Abstract
This paper discusses Phenix City in Russell County, Alabama, otherwise known as "Sin City, USA." The paper discusses the history of illegal activity in Phenix City and how the city became a haven for criminals. The paper then goes on to describe the efforts to clean up Phenix City and how its image has begun to evolve over time. The paper concludes by discussing the name of the city, "Phenix."
Table of Contents:
I. A.K.A.
"Once Known as "Sin City"
II. Commonplace Sins
A Haven for Hellish Activities?
Cleaning Up Phenix City
III. The name, "Phenix"
Excuses and Reasons
From the Paper
"Hugh Bentley, a layman, decided to try to fire the churches into action against the sin and criminal activity in 1946. Bentley stressed that Phenix City's problem was a moral one and that until the moral breakdown was changed, things would not improve. January 9, 1951, Bentley's house was blown up with thirty-six sticks of dynamite, however, neither he nor any of his family was seriously injured."
"In 1954, Albert Patterson, a sixty-year-old Phenix City lawyer, adopted his campaign crusade to be cleaning Phenix City's gambling machine. At this time, Phenix City was described by Life Magazine as the "wickedest city in the United States, . . . everything from gambling to murder to arson to fraud." (Ibid.) June 1, 1954, Patterson won the Democratic primary."
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Canadian City Halls and Architecture, 2002.
Provides a brief history of Canadian city hall architecture with a focus on the design of city hall in the last twentieth century.
2,150 words (approx. 8.6 pages), 7 sources, $ 80.95
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Abstract
The following discussion will focus on city hall design in the last half of the twentieth century. The focus will be on the city halls of Kitchener, Mississauga, Ottawa and Toronto. Initially, a brief history of Canadian city hall architecture and an outline of the International style will be presented. Subsequently, the four projects will be briefly described and analyzed. A concluding section will offer some qualitative comments and assess the broader meaning of these projects.
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Financial Ratio Analysis of Lowes and Home Depot, 2004.
An exploration of the different financial ratios used to determine profitability and financial stability of a company.
2,644 words (approx. 10.6 pages), 2 sources, APA, $ 79.95
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Abstract
This paper focuses on two large retailers in the area of retail home improvements, Lowes and Home Depot, and compares and contrasts their financial ratios in a five-year trend table along with the most recent industry averages. The information presented in this report can be used to help determine the over-all financial status of these two companies.
Financial Ratios Used
Home Depot
Lowes
Efficiency Ratio Analysis
Liquidity Ratio Analysis
Leverage Analysis
Profitability Analysis
From the Paper
"The inventory turnover ratio shows how many times per year a business can turn-over its inventory. In other words, this number represents how many times the business sells out of its inventory in a given year. This ratio is calculated by taking the cost of goods sold and dividing it by the average amount of inventory the business carries. Notice that these ratios are determined by the cost of goods sold because the inventory figures are carried on the boots at cost, not the price the merchandise will eventually sell for (Brealey, pg. 142). When comparing Lowe's and Home Depot to the industry average, we see that both companies' ratios were 5.0 for the year 2003 and the industry average was 4.8. This means that for the year 2003, both Lowe's and Home Depot were able to turn over their inventory a bit faster than the industry as a whole. "
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