| Papers [1-15] of 70 :: [Page 1 of 5] | | Go to page : 1 2 3 4 5 —> | Search results on "FANNIE MAE FREDDIE MAC": |
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Fannie Mae & Freddie Mac, 2002.
Using the example of Freddie Mae and Freddie Mac, the paper looks at the effects of indirect government subsidies.
1,150 words (approx. 4.6 pages), 3 sources, $ 44.95
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Abstract
This paper analyzes the effect of government indirect subsidy to mortgage and securities sector of the economy and how the effects could be demonstrated through Fannie Mae and Freddie Mac.
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Fannie Mae Scandal and Corporate Governance, 2004.
Details the recent corporate governance scandal at Fannie Mae and the changes in corporate governance that were made as a result.
3,000 words (approx. 12.0 pages), 18 sources, MLA, $ 88.95
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Abstract
The Federal National Mortgage Association or Fannie Mae, a government chartered company, provides mortgages for low-incomes persons. Following an introduction, this paper provides information about Fannie Mae, including background information on the corporate governance scandal where top executives manipulated accounting to hit targets and receive lucrative bonuses. Thirdly, recent changes in corporate governance including the Sarbanes Oxley Act are discussed. Additionally some recommended changes in corporate governance at Fannie Mae are included.
Paper Outline:
Introduction
Background of Fannie Mae Scandal
Issue
Recent Changes in Corporate Governance Which May Help Elevate Problems
Recommended Changes in Corporate Governance for Fannie Mae
Conclusion
References
From the Paper
"Corporate governance, or the way a company is managed, can make or break that company as well as affect lenders, stockholders, and the market as a whole. Corporate governance is best defined as the means by which stockholders ensure that officers and directors will act in the best interest of the corporation instead of in their own best interest. Corporations set up a board of directors and appoint officers to run the company, although the true owners of the company are the stockholders whose money is at stake. It is the officers which play a substantial role in determining whether or not stockholders get a return on their investment. Stockholders entrust the officers to do what is right for the company as well as keep them informed of the financial state of the company through proper reporting. Although the corporation has significant control over the reporting process, there are strict rules which it is required to follow. Sometimes, however, accounting principles are violated by corporate officers in order to increase their own compensation in the form of bonuses".
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Fannie Mae, 2002.
This paper discusses Fannie Mae Loans (FML).
1,150 words (approx. 4.6 pages), 5 sources, $ 44.95
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Abstract
This paper contains a detailed description of the process of obtaining a Fannie Mae Loan, and who qualifies for a FML. The author explains,who funds the loans. The paper reveals the positives and negatives of Fannie Mae.
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Changes in Corporate Governance, 2006.
An examination of the Fannie Mae scandal and the recent changes in corporate governance.
3,407 words (approx. 13.6 pages), 15 sources, MLA, $ 96.95
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Abstract
In this paper the author examines the scandal that surrounds the Fannie Mae company (also known as The Federal National Mortgage Association), which is a U.S. government chartered company, providing mortgages for low-income persons. The author looks at the Fannie Mae company together with its rival Freddie Mac as accounting for half of America's home mortgages. The author proceeds to detail the scandal that surrounded the Fannie Mae company as a result of the accounting strategy which helped the company hit its earnings-per-share targets and rewarded the top executives generously. The author also details the response of Fannie Mae to the findings against them. The paper discusses the Sarbanes-Oxley Act of 2002 which was instituted to try and prevent these sorts of scandals in large corporations. Finally, the author concludes that with the deadline of the new Sarbanes-Oxley Act, there will probably be more significant changes in the future.
Outline:
Introduction
Background of Fannie Mae Scandal
Fannie Mae's Response
Issue
Recent Changes in Corporate Governance Which May Help Elevate Problems
Recommended Changes in Corporate Governance for Fannie Mae
Conclusion
From the Paper
"However, Fannie's assertions may not have been completely true. As regulators began to look into Fannie Mae's accounting records, it was discovered that Fannie Mae was plagued with many of the same problems present in Freddie Mac. "Armond Falcon Jr., top federal regulator of the two home mortgage financing agencies, Fannie Mae and Freddie Mac, accused Fannie Mae officials of pervasive and willful misapplication of standard accounting rules." (Toedtman, 2004, p. A57) Targets of the investigation for mismanagement were the top two offices in the company. At the management helm of Fannie Mae is Chief Executive Office Franklin D. Raines, who served as White House Budget Director during the Clinton administration, followed by the Chief Financial Officer, Timothy Howard, who has the primary responsibilities for fiscal management."
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Fannie Lou Hamer, 2001.
This paper looks at the life of civil right activist Fannie Lou Hamer through an examination of the book ?For Freedoms Sake, The Life of Fannie Lou Hamer? by Chana Kai Lee.
960 words (approx. 3.8 pages), 1 source, APA, $ 34.95
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Abstract
In this paper we are given some insight into the lives of African-Americans in the South during their fight for civil rights and equality. There were many women who joined the struggle and this paper looks at the contribution of one of these women.
From the Paper
"The deplorable injustices experienced by blacks in America prior to and during the civil rights movement era were intolerable. Racial equality reform was sorely needed. Many civil rights advocates surfaced to better the conditions for blacks, but were met with a tide of persecution. One of these activists was Fannie Lou Hamer. The compelling story of Fannie Lou Hamer is a testament to the tenacity of the human spirit. The book, ?For Freedoms Sake, The Life of Fannie Lou Hamer? by Chana Kai Lee offers an insightful chronicle into the life of this brave fighter for equality."
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Fannie Lou Hamer, 2007.
This paper discusses the life and achievements of Fannie Lou Hamer.
2,404 words (approx. 9.6 pages), 7 sources, MLA, $ 73.95
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Abstract
The paper looks at Fannie Lou Hamer, civil rights speaker and political activist who was a grass roots leader of the southern Civil Rights movement. The paper provides a biographical sketch about Hamer and explains that the differences between her and other prominent civil rights activists are based on the fact that Hamer was an ordinary person. The paper describes the violence, coercion and many trials Hamer faced as a poor, dark black woman with little education.
From the Paper
"One of the most striking figures associated with the civil rights movement is a black woman from rural Mississippi that left a lasting impression in the minds of the nation. This woman was an outspoken and vital asset to civil rights for blacks in the south and especially with regard to the right to vote and the right to representation. Fannie Lou Hamer, civil rights speaker and political activist was a grass roots leader of the southern civil rights movement, beginning her career as an activist by making a bold attempt to register to vote in a region of the United States where countless legal and social obstacles were placed in front of her, as she was black and she was a woman."
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Fannie Brice: Baby Snooks Forever, 2002.
An overview of the success of the Baby Snooks radio show.
900 words (approx. 3.6 pages), 3 sources, $ 35.95
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Abstract
This paper is to examine the wide and long range appeal of the Baby Snooks radio show that was very popular from inception on the Broadway stage until the after the second world war.
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Criminal Acts Committed by Business Professionals, 2008.
This paper discusses the mismanagement and criminal acts of the three companies, Tyco International Ltd., Bear Stearns and Fannie Mae.
825 words (approx. 3.3 pages), 4 sources, APA, $ 29.95
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Abstract
This paper takes a look at the three specific companies of Tyco International Ltd., Bear Stearns and Fannie Mae, stating that all have committed criminal business acts due to the greed of their executives. In the case of Tyco, the company's three top executives, CEO Dennis Kozlowski, CFO Mark Swartz and Chief Legal Counsel Mark Belnick allegedly took loans without receiving approval, sold shares without telling investors, and fixed the company's books by inflating operating income, among other acts. The article next describes Bear Stern's mismanagement as "toxic waste", referring specifically to the largely failing hedge fund the company ran with investor and client money. Lastly, the paper discusses Fanny Mae's over six years of financial fraud. Again the paper concludes that head executive cashed in on millions of personal bonuses, leading the company to years of misstated earnings, merely because of their personal greed.
Outline:
Tyco International Ltd.
Toxic Waste ala Wall Street
Nothing Funny about Fannie Mae
From the Paper
"Pure in simple, what Bear Stearns did was not prudent fiduciary and fiscal responsibility but bloated speculation born out of greed and wanting to make a "fast buck." People trusted them with money - some of them their life savings and hard earned cash - and when the truth of their financial mismanagement came to light, they had the gall to ask for more to bail them out from their own wrong doing. As a result of ethically and morally questionable financial mismanagement, Bear Stearns of Wall Street redefined the term toxic waste in money matters considering when they ask people for their money in the first place, they were selling them s--t and when the caca hit the fun, they hide behind obtuse and highly technical mumbo-jumbo that aims only to save their own hides at the cost of the investors. The way Bear Stearns acted is like a thief caught in one's home and the thief asking the victim for bail money."
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Housing Market Analysis, 2006.
This paper analyzes the nature of home ownership in America, which has drastically changed over the years.
2,086 words (approx. 8.3 pages), 6 sources, MLA, $ 65.95
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Abstract
This paper examines the dramatic shift in the U.S. housing market. The writer contends and explains why one's home is no longer viewed as an asset but rather an investment, which can be milked regularly for cash by way of second mortgages and home equity loans. The ease in the availability of money and its comparative cheapness has led to a inflation in real estate prices. This paper examines how the face of home ownership has changed and become a case of renting from lenders as opposed to direct and full fledged ownership. This well-researched paper details the process of home financing, which is handled by the Federal Home Loan Bank System, created by the government in 1932. This paper details the events the pushed the government to create both the Fannie Mae and Freddie Mac organizations. This paper explores the manner in which these two leading organizations, in the field of secondary residential mortgage markets, package and sell loans to home owners, much the same way as stocks and bonds are traded on Wall Street. The writer delves into the governmental policies devised to increase home ownership, most of which include using Fannie Mae and Freddie Mac.
From the Paper
"The weakness comes from the feeling that contingent mortgage obligations are second only to treasury bonds and at the same time are not totally supported by the US government. When the interest rates change, as it happened in 1990s with a dot com share which went beyond all reason, the markets suddenly rose and fell. Then the Federal government team had to cut interest rates very sharply back to get the market thinking logically again. Yet the drop in interest rates makes the investors feel that they have lost money, and at that time they had concentrated on homes and real estate. The government has not been able to control the imagination of the people, and the next dream has been on its way. This is reflected in the statement of Chairman Greenspan to Congress in the last two years to control Fannie Mae and Freddie Mac better."
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Business Ethical Lapses, 2005.
This paper discusses the current situation of business ethical lapses, especially at Enron, WorldCom, Tyco International and Freddie Mac.
1,775 words (approx. 7.1 pages), 15 sources, MLA, $ 57.95
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Abstract
This paper discusses that the business world is lapsing into a state where the question of maintaining certain ethics in all the numerous business transactions is being lost, particularly in the area of price-fixing, overcharging, domestic and foreign bribes, fraud and patent infringements. The author points out that most business leaders recognize that ethics in business must be given a great importance and are setting up ethical codes of conduct, which the employees, starting with the top echelons, are expected to follow. The paper relates that the Sarbanes-Oxley Act, which creates severe penalties for the falsification of records and other such corporate crimes, has proven to be a very effective tool in the controlling of white collar or corporate crimes.
From the Paper
"'Freddie Mac' is a corporation owned by stockholders and is responsible for the supply of a continuous fund for mortgage lenders. It was in June 2003 that the President and Chief Operating Officer of the Company, David Glenn was fired, after which event his Chairman and Chief Executive Officer, Leland Brendsel, and the Chief Financial Officer, Vaughn Clarke submitted their resignations. Freddie Mac has been met with stiff opposition when it attempted to pay off the two executives who resigned in the middle of the accounting scandal, the purpose being that the share prices would not fall drastically. While Clarke has been allowed to resign with $1 million in compensation, Brendsel has been offered $53.7 million as compensation, even though it came to light that the two top executives had been involved in smoothing out earnings, and in accounting violations."
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Fanny Brice, 2007.
This paper analyzes the life of Jewish comedienne Fanny Brice.
947 words (approx. 3.8 pages), 4 sources, MLA, $ 33.95
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Abstract
The paper discusses the life of Fanny Brice, a legendary performer in the 1920s and 30s who performed on Broadway, in burlesque and in the famous Ziegfeld Follies. The paper shows how Fanny Brice was a remarkable entertainer and woman. The paper relates that she was incredibly talented and learned how to perform by gauging her audience and finding what worked for her own personality, looks and talents. The paper notes that she was one of the first successful Jewish comediennes who is still remembered for her wit and outrageous characters.
From the Paper
"Fanny Brice was born in New York City in 1891. Her parents were immigrants who owned saloons, and her real name was Fania Borach. She began performing early in her life, and aspired to be a serious actress, but her Semitic looks always forced her into character parts. In fact, while she often sang humorous songs with a Yiddish accent, in reality she did not even speak Yiddish (Editors, 2006). She was also tall and skinny, which made her stand out from most of the chorus girls of the time, who were more statuesque (Sorel, 1986, p. 81). In 1906, she won an amateur night contest at a famous vaudeville theater at the age of fourteen, and her career in the theater got its start. She dropped out of school after the eighth grade to concentrate on her career."
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Old Irish Tale: "Mac Datho's Pig", 2008.
This paper analyzes the Old Irish tale, from c.800, "Mac Datho's Pig" ("Scela Muicce Meic Da Tho") .
1,445 words (approx. 5.8 pages), 8 sources, MLA, $ 47.95
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Abstract
This paper explains that the Old Irish tale: "Scela Muicce Meic Da Tho" or "Mac Datho's Pig", survives in only six manuscripts of which the earliest, the "Book of Leinster" (the earliest witness, c.1160), is used for this paper. The author points out that the primary significance of the 'scela' is as a negative exemplum of rulership and manhood, which critically acknowledged that Mac Datho is a weak ruler. The paper assesses that there is no evidence of any generosity on his part, that his poisoning of the pig crosses the line between legitimate deception and non-heroic treachery and that the tale does not ultimately reflect well on Leinster. The author relates that the tale is a critique of the undercurrent of excess and futility within the Irish heroic tradition, demonstrating that already the Irish epic is a genre of extremes and excesses, which this tale then amplifies in a well-executed burlesque of the heroic tradition.
From the Paper
"The heroes do not act admirably either. Although Conall's defeat of Cet in the competition for the champion's portion leaves the reader with no doubt that he deserves the prize, his subsequent behavior is gluttinous: ..."he took then the belly in his mouth, he sucks on the belly--a load for nine men--[and] he left behind nothing of it." [section 17] Having devoured an enormous portion on his own, he insults the people of Connaught by leaving them only the two fore-quarters of the pig."
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MAC Protocols, 2002.
An overview of Medium Access Control (MAC) Protocols in computer network engineering.
951 words (approx. 3.8 pages), 6 sources, MLA, $ 33.95
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Abstract
This paper discusses the Medium Access Control (MAC) Protocol, which enables different devices to connect through a common, shared medium by providing three main features: The ability to detect when the shared media is free and the device should send the data, the ability to decide what to do if the data collides with data from another device and the ability to determine how long to wait before re-sending data that has collided. The paper includes illustrations
From the Paper
"The data is monitored during transmission and if it changes, a collision is assumed to have occurred and the detecting device sends out a ?jam bit? or ?jam sequence,? a random bit pattern meant to ?kill the corrupted frames.? At the other end, MAC receivers read the first 6 bytes of the PCI, determining the destination address of the frame. If that address matches it?s own, the receiver continues to read the rest of the frame. The PDU or data payload of the frame is then read, followed by the CRC. The MAC receiver calculates the CRC to detect any errors in the data, such as a collision, and allows it to discard corrupted frames. Once done, the receiver transmits back confirmation data to the source, notifying it whether the data was sent successfully or was corrupted and needs to be resent."
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"Mac Flecknoe": A Mock Epic., 2002.
An analysis of the poem "Mac Flecknoe":
1,150 words (approx. 4.6 pages), 3 sources, $ 44.95
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Abstract
This five-page undergraduate paper analyzes the poem "Mac Flecknoe" as a "mock epic", the poet John Dryden wrote this poem with the objective of ridiculing a rival Thomas Shadwell. The poem is piece of harsh and fierce satire on the writing skills and capabilities of Shadwell.
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"Longes Mac nUislenn", 2008.
An analysis of the significance of the dichotomies in the medieval Irish Dierdre story, "Longess Mac nUislenn."
1,856 words (approx. 7.4 pages), 8 sources, MLA, $ 59.95
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Abstract
This paper discusses the medieval Irish Dierdre story, "Longess Mac nUislenn." It specifically looks at the dichotomies of male and female, king and people, the cultivated and the wasteland within the story and discusses their significance. The paper describes the roles of the significant characters in the story and the dichotomies that they represent.
Table of Contents:
The King and His People
The Dichotomy of Male and Female
The Un-Culture of the Feminine
Conclusions
From the Paper
"Once born, Deirdre remains separated from Ulaid society. She is raised in a separate court, as discussed earlier, and perhaps it is this that explains her forwardness toward Noisu. After learning that a man existed in Ulster who fit her image of beauty, she quickly approaches him and exchanges some suggestive banter. If one compares this to Tochmarc Emer, the gender roles are reversed. Just as Cu Chulainn admired the fair country in which he wished to lay his spear, Deirdre tells Noisu of her need for a young bull. As a woman requisitioned by Conchobor, this in inappropriate, but it is in her character to act outside social norms, not being a part of Ulster society."
"This role seems tied to her gender, especially because the female satirist Leborcham acts in a similar way. Leborcham visits Deirdre because no one can prevent her. She is a satirist, so like Deirdre, she possesses powerful words--perhaps more honest than the words of the king. And Leborcham ignores social mores by telling Deirdre exactly where she can find her desired man, with his "hair like the raven, and a cheek like blood, and a body like snow." She too is a character working against "culture", ignoring Conchobor's decisions Deirdre's home and future."
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