| Papers [1-15] of 100 :: [Page 1 of 7] | | Go to page : 1 2 3 4 5 6 7 —> | Search results on "COMMERCIAL BANKING FINANCIAL SECTORS": |
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Commercial Banking & Financial Sectors, 2001.
Compares Japan & Mexico. Regulatory action of private financial systems, banking reform, deregulation in Japan; Mexican banking sector & impact of NAFTA.
1,800 words (approx. 7.2 pages), 8 sources, $ 63.95
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From the Paper
"The commercial banking and financial sectors of Japan and Mexico are compared. The commercial banking and financial sectors in both countries are privately (as opposed to governmentally) owned; however, government in each country exercises high levels of control over the commercial banking and financial sectors through regulatory action.
Deregulation in the Japanese financial system was initiated in the late-1970s. The process of financial liberalization in Japan has been slow and deliberate over the past 23 years. A major focus of the deregulation policy has been to improve the efficiency of Japanese corporate finance. The policy developments stemmed largely from pressures external to the Japanese domestic banking sector itself, such as the substantial increase in government debt as a result of changes in the flow of ..."
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Commercial Banking Industry, 2004.
An analysis of the commercial banking industry.
1,275 words (approx. 5.1 pages), 6 sources, MLA, $ 43.95
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Abstract
This paper examines the commercial banking industry and presents the statistical facts of several financial services firms. The paper discusses Citigroup, Inc., Bank of America, J.P. Morgan Chase, Wachovia, and Wells Fargo. The paper describes how applications of new technology have radically transformed the financial services industry.
From the Paper
"In 2003, Citigroup, Inc. was the world?s largest financial services firm. It sold $94,713 million by December at annual growth rate of 2.3% (Caione 2004) and netted profits at $ 17,853 at an annual rate of 16.9%. With its numerous subsidiaries, Citigroup offers banking loans, asset management, insurance, investment bank and virtually every other retail and corporate financial service conceivable through its more than 3,000 bank branches and finance offices in the US and Canada and 1,500 other locations in close to 100 other countries worldwide (Caione)."
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Commercial Banking in India, 2002.
An overview of the development of commercial banking in India and the relationship between capital formation and economic growth.
3,650 words (approx. 14.6 pages), 13 sources, $ 133.95
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Abstract
This paper will take a detailed look at the development of banking in India in the post-Independence period, giving a special focus to commercial banking. What it will try to do is develop the relation between capital formation and economic growth. It will argue that this has really only happened in the post-1991 period.
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Corporate Governance on Malawi's Commercial Banks, 2008.
An assessment of corporate governance of Malawi's commercial banks.
14,002 words (approx. 56.0 pages), 20 sources, APA, $ 249.95
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Abstract
The paper discusses the effectiveness of corporate governance in banking and financial systems in Malawi, an African developing economy. The paper begins with a discussion on the history of Malawi combined with a short explanation of its economy and past laws affecting the banking industry. The banking industry in Malawi is then critiqued along with a general discussion of the manner in which banks operate and affect a country's economy. Next, the paper analyzes the larger financial institutions such as the World Bank and the International Monetary Fund in the context of Malawi's economy. In addition, the available literature on the topic is outlined, broken down into different sections. Furthermore, the paper assesses the effectiveness of corporate governance in Malawi's financial sector and proposes a study for future work. Finally, predicted results of the study are outlined, and well as recommendations for implementing and establishing better guidelines for corporate governance in Malawi's financial services and banking industry.
Outline:
Proposal
Introduction:
Corporate Governance in Malawi
Proposal Conclusion
An Overview of the Role of Commercial Banks
Malawi's Financial Services & Banking System
Literature Review
Public Sector Management
Public Policy Formulation
Decentralization
Corporate Governance
Purpose of the Study & Methodology
Proposed Study Methodology
Conclusion
From the Paper
"The effectiveness of corporate governance in Malawi's commercial banks is an important issue given the essential role banks play in the financial systems of developing economies and the widespread banking reforms that these economies have implemented. Although the subject of corporate governance in developing economies has recently received a lot of attention in the literature, the effectiveness of corporate governance of banks in Malawi has been almost ignored by researchers. In developed economies, the corporate governance of banks has only recently been discussed in the literature. In order to address this research deficiency, this paper discusses some of the key concepts and issues for the corporate governance of banks in Malawi that can be applied to other developing economies. In many developing economies, the issue of bank corporate governance is complicated by extensive political intervention in the operation of the banking system. Malawi is a low income country where economic development is a priority for a future stable economy. Economic development consists of capacity building, good governance and economic reform. Acquired skills cannot be utilized fully and institutions cannot operate efficiently without good governance; similarly, economic reform cannot be implemented properly without institutions that are functioning well ."
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The History, Role, and Function of Commercial Banking, 2000.
An examination of the role that banks play in modern world.
1,130 words (approx. 4.5 pages), 1 source, $ 39.95
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From the Paper
"Banks put a community's surplus funds (deposits and investments) to work by lending to people to buy homes and cars, to start and expand businesses, to put their children through college, and for countless other purposes. Banks are vital to the health of our nation's economy. For people, banks are the first choice for saving, borrowing, and investing."
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Commercial Banks & Underwriting Securities, 1994.
History, trends, & legislation in banking, focusing on commercial banks & underwriting securities.
2,475 words (approx. 9.9 pages), 11 sources, $ 87.95
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From the Paper
"Commercial Banks and Underwriting Securities
Introduction
Historically, banks in the US were relatively unregulated and control was exercised mainly by the states (Trescott, 1963). In contrast, in Europe and other developed lands, banking has been relatively centralized and controlled by the national government and/or was not a stable business, making big profits in boom times through speculation in land and industry, but often going bankrupt in recessions when "financial panics" force the calling in of loans because uneasy depositors wanted or needed to convert their savings into cash. The result invariably was a large contraction of the US money supply in the aggregate, which exacerbated any economic recession. Rural, small institutions, called "wildcat banks," were.."
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Credit Unions and Commercial Banks, 2003.
The looming battle between credit unions and commercial banks.
2,690 words (approx. 10.8 pages), 10 sources, MLA, $ 80.95
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Abstract
This paper examines how banks and credit unions function to identify commonalities and differences, followed by a summary of the research in the conclusion. The paper includes two appendices with several on-point graphs concerning credit union deposits and assets over the years, as well as a statistical table.
From the Paper
"Capital plays a key role in all economic activities in both banks and credit unions. There are some differences between the two, but the distinctions are becoming less clear. The business of banking generally consists of borrowing and lending capital. As in other businesses, operations must be based on capital, but banks employ comparatively little of their own capital in relation to the total volume of their transactions. By contrast, credit unions use the capital of its own members to make loans within the membership. This paper will examine how banks and credit unions function to identify commonalities and differences, followed by a summary of the research in the conclusion."
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Impact of E-Banking on the Banking Industry, 2006.
An in-depth analysis of individual commercial banks and how they service their customers.
13,765 words (approx. 55.1 pages), 31 sources, APA, $ 249.95
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Abstract
This paper discusses individual commercial banks and how they service their customers. It analyzes the quality of banking services that a customer gets and how the services are provided to the customer. It describes the three main channels for banking today - through branches, through the internet and on telephone.
Table of Contents:
Introduction
Chapter I
How Internet Banking Has Grown In The Last Decades, Especially Regarding New Product Being Offered
Evolution of Internet Banking
Present Status and Profile of E-Banking Offered By Banks
Nature of Product Offered
Chapter II
The Operations of Banks In Different Areas: What Is The Contribution?
Effects of E-Banking on Banking Operations: What Is The Contribution of Internet Banking Toward The Business?
Chapter III
General Benefits of Banks From E-Business and Other Communication
Performance Measurement
Chapter IV
Reality of System Risks and Control
Conclusion
From the Paper
"To understand the relationship that can develop between the Internet and banks, one has to first understand the nature of both these items. The first to be understood is the banks. So far as banks are concerned, at the beginning of the twenty-first century, central banking which is the source of all banking activity would appear to be at a crossroads in their future. Earlier it was the lender of last resort, active participant in stabilizing economic fluctuations, and now the present main function is being the guardian of price stability. As it is still the monetary authority, much is expected from them. At one stage, fiscal policy was considered to be the main instrument of economic policy, the situation changed to an ascendancy of monetary policy and that was noted by the late 1980s in most parts of the industrialized world. This had a lot of implications for the role of the central bank."
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Deregulation and Investment Banking, 2005.
An analysis of the effect of the deregulation of a commercial bank?s investment banking activities.
2,467 words (approx. 9.9 pages), 4 sources, MLA, $ 75.95
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Abstract
The overturning of the Glass-Steagall Act has spawned numerous discussions and debates concerning the resulting effects. This paper reviews literature aimed at explaining the effects the FSMA has had on the values of commercial banks, investment banks, and thrifts, as well as the of effect of deregulation on corporate customers and the conflict of interest versus certification of value debates pertaining to commercial banks operating in the securities market.
From the Paper
"Studies done to date, in respect to the deregulation of commercial banks, are not sufficient and in some cases may have missed the boat. For instance, the study conducted by Czyrnik and Klein included thrift stocks (a variable of seemingly little importance) and excluded corporate customers. It would be interesting to see the results of a similar study concerning FSMA?s effect on the value of corporations who use investment banks compared to those who use commercial banks for underwriting IPOs. A study of this nature would serve well to examine the possible effects of commercial banks tying investment banking to credit offerings. Another possibility for a future study would be to interview investors with question regarding their perceptions concerning conflict of interest or certification of value that may or may not attribute to commercial banks engaging in underwriting securities."
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Europe's Emerging Banks and the U.S. Banking History, 2002.
This paper analyzes the banking industry in the United States from the mid-18th through mid-19th century in order to understand the evolution of the banking industry in Europe's developing economies in the 20th century.
2,480 words (approx. 9.9 pages), 6 sources, APA, $ 75.95
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Abstract
This paper presents four potential dangers to banks in emerging markets and relates them to the lessons of the founding banking system of the United States: Macroeconomic volatility, connected lending, political involvement and financial liberalization. This paper discusses that the emerging banking industries in Eastern Europe must learn to operate in an objective environment free from burdensome and often disastrous government control; just as, the ever-present tension in the United States between government policy and banking policy ensured the banking industry's objectivity. This paper argues that the primary cause of the banking crisis in Eastern Europe was the banks' decision to allow financiers with little experience and even less capital to set up their own banks.
Table of Contents
Introduction
European Economies and the Evolution of the U.S. Banking Industry
Macroeconomic Volatility
Connected Lending
Government Involvement
Financial Liberalization
Conclusion
From the Paper
"The insistence by the American chief executive in the mid 18th to mid 19th century to keep separate government policy from banking policy has not been demonstrated in the communist economies of Eastern Europe. The second major crisis factor for these economies has been connected (or insider) lending, particularly in Russia. Though not unheard of in rich countries, connected lending is a more serious problem in emerging countries, where supervisors are less rigorous about rooting it out. The Economist maintains that connected lending has recently caused serious problems where unscrupulous businessmen have found it easy to set up banks simply to finance their other companies' pet projects. Thus, at many Russian banks, the personal ambitions of owners and managers still come before the prudent assessment of lending risks. Loans to related companies are rarely made on an arm's length basis and tend to be granted at below-market rates, with scant credit vetting."
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High-Performance Banking in Today?s Economic Climate, 2002.
This paper examines how banks can achieve the maximum results from their transactions with consumers and other economic entities.
2,990 words (approx. 12.0 pages), 6 sources, APA, $ 88.95
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Abstract
The following paper begins with a basic review of how commercial banks make money. It then examines the definition of what constitutes a high performance in the banking world of finance. Finally, it assesses ways in which banks can achieve the maximum level high performance banking from a financial standpoint and examine the ways in which current public perceptions of banking and aspects of the new technology of Internet banking can affect the financial yield of banks.
From the Paper
?Firstly, how do banks make money? A commercial bank (as opposed to, for instance, a credit union) has two basic functions: to accept deposits of money and to make loans. The main ways a commercial bank makes and creates funds is by making loans and by purchasing government bonds from the public sector. (McConnell and Brue 283-283) The goals of a commercial bank to remain ?in business? must be twofold. One goal is that the bank must make a profit, the other goal is safety, which is traditionally defined to lie in liquidity?specifically, by the bank retaining such liquid assets as cash and excess reserves.?
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Banking Laws, 2002.
A discussion on the laws instituted to protect customers in the banking and finance sectors.
3,136 words (approx. 12.5 pages), 16 sources, MLA, $ 91.95
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Abstract
This paper discusses the banking system and looks at how safe the banking system really is. The paper explores the laws that govern these institutions in order to see if they are stringent enough to protect most consumers who utilize the banking system today. The paper begins with a brief history of the banking sector, from ancient basic banks to the modern day corporate structures which are more common. The paper then examines each of the major banking laws in place supposedly for the protection of the consumers.
From the Paper
"So if banking and finance laws have been passed to protect investors and bank customers, is the banking system safer? Maybe, but because your money is in their vaults, the banks may have a measure of undue influence over you that you?re not even aware exists. Undue influence is defined as ?the domination of one party by the other in order to influence their judgement.? (Granger) With undue influence, there is no specific incident or single threat that occurs. ?The common law developed the doctrine of duress to define the limits of legitimate persuasion...equity developed undue influence to extend the reach of the law to other unacceptable means of persuasion.?"
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Performance Appraisal System in Banking in India, 2008.
An analysis the past, present and future view of the banking industry in India, with a focus of performance appraisal systems in the industry.
12,441 words (approx. 49.8 pages), 31 sources, APA, $ 239.95
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Abstract
This paper reviews the literature with regards to performance appraisal systems in the banking industry in public and private sector banks in India. It provides a historical overview of the banking industry in India and looks at a future view of its banking industry. The paper then discusses reforms and management issues in banking in India and the need for performance appraisal.
Table of Contents:
Historical Overview Of Banking Industry In India
Future View Of Indian Banking Industry
Reform And Restructuring Of Banking Hr Management
India Banking Sector Reforms
Challenge-Management In The Banking Industry
Innovation HRM In A 'Hyper-Competitive Environment
People-Centric HR Management In Banks
New Emphasis On HRM Related Practices
Banking Sector Technology Deployment
India Banking Industry HRM Report (2000)
Intensive Bank Restructuring Program: State Bank Of India
Performance Management & Appraisal Systems
Talent-Management In The India Banking Industry
Limitations And Scarcity In Performance Appraisal In Banking HRM
Recent Studies In HRM Performance Appraisal Methods
Summary Of Literature Reviewed
From the Paper
"Stated to be a good measure of devolvement was an increase in proactivity in personnel function in the past five years and in both the Indian and British interviews relating to involvement another measure was revealed stating to be "continuous feedback from line managers." (Budhwar and Sparrow, 2002) It is held that this is "an important measure of devolvement as it helps to evaluate whether things are working according to plans or not, and what changes will be required in the future." (Budhwar and Sparrow, 2002) An expectations that such type examinations might reveal "the extent to which managerial cognition of strategic HRM actually relate to practice. Similarly, the influence of possible new dimensions of national culture, as suggested by both Indian and British managers' viewpoint should be examined. The thinking of personnel specialists and different levels of employees from other sectors, regarding their function, should also be examined." (Budhwar and Sparrow, 2002)"
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Financial Leverage, 2003.
This paper reviews the role of financial leverage in commercial real estate.
920 words (approx. 3.7 pages), 7 sources, MLA, $ 31.95
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Abstract
This paper discuses financial leverage and risk analysis in commercial real estate investment. The author points out the effect of debt/equity ratio on risks associated with investment in commercial property.
From the Paper
"A primary concern in the determination of the optimal capital structure for a commercial real estate investment is the effect that financial leverage and he debt equity ratio will have on the risk of the investment."
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Financial System Of The United States, 2002.
An overview of the American financial system and how it can be restructured.
1,400 words (approx. 5.6 pages), 5 sources, $ 53.95
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Abstract
American financial system consists of numerous commercial banks, Mutual savings Banks, Credit Unions and of course the most powerful institution, the Federal Reserve Board. These institutions are responsible for controlling the operations of the financial markets but the capitalist system of economy has rendered the task difficult. This is because while the financial system is supposedly under the control of these institutions, the financial markets they have created are wild and volatile and rarely cooperate with these institution or their policies. Therefore some regulatory tools have to be applied in order to bring some stability to the financial markets but events of recent pasty indicate that tools are now less effective and some sound changes are required in the restructure of the financial system of United States.
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