Abstract
This paper explains that Combined Insurance Company markets mainly to middle and working class families that cannot afford large premiums and fees, to small businesses, and to medium-sized businesses setting up employee plans covered through payroll deduction. The author points out that Combined has built a company by selling affordable supplemental insurance, such as supplemental accident policies, disability coverage, life insurance, cancer and critical illness policies, and, for the senior market, Medicare Supplement and Long-Term Care plans. The paper relates that the company has a policy that avoids mainstream marketing and advertising, preferring an old-fashioned, word-of-mouth business built on referrals and keeping marketing costs low; but the independent agents would like to have legal permission to advertise if they choose.

Table of Contents
Introduction
Client Strategy
Product Strategy
Marketing Strategy
Conclusion

From the Paper
"Combined Insurance Company of America was founded in 1919 by a man named W. Clement Stone. Stone was 16 years-old when he founded the now Chicago-based insurance company and stayed with the company until his death in 2002 at the age of 100. The company now has operations all around the globe and On December 4, 2003 Combined received the 2003 Better Business Bureau Torch Award for Marketplace Ethics from The Better Business Bureau of Chicago and Northern Illinois."

Tags:senior, medicare, supplement, cold-call, agent

Abstract
This paper addresses the issue of the United States combining all police agencies into one national police organization, as well as the consolidation of the criminal justice system, based on the current threats of terrorism and other dangers to the United States. Issues discussed in this paper include the role of the police in U.S. society, duplication of laws (between state and federal statutes), local control of police function, training and education of officers' issues, discretion issues and corruption issues.

Table of Contents
Introduction
Dangers to the United States
Combining of Police Agencies to form one National Police Organization
Effects of Consolidation on the Criminal Justice System
Role of Police in U.S. Society & Jurisdictional Issues
Duplication of Laws (State & Federal)
Training & Education of Officers
Control of Local Police Functioning
Discretion & Corruption Issues
State and Federal Judicial and Correctional Systems
References

From the Paper
"Currently the role of the police in the United States is to protect the community, and maintain order while enforcing the laws that have been written. Further the police are responsible for detecting and preventing crime, arresting individuals that have committed a crime and seeking justice for their victims. Police endure specific training in regards to the laws set for the state and community in which they are to enforce the law. This training not only teaches them how to fight crime but how to maintain the safety of all citizens at all times within their abilities."

Tags:cia, corrections, fbi, military, narcotics

Abstract
This paper argues that a realistic solution based upon a combination of different measures must be implemented. The paper discusses how experts suggest that President Bush's guest-worker plan is far from perfect, but contend that it offers the best and most practical long-term solution to illegal immigration, so it should be implemented. The paper then contends that in coordination with the implementation of this program, border security can and should be tightened, and amnesty should be offered to deserving applicants.

From the Paper
"Does a response consisting of a combination of measures provide the best and most practical solution to illegal immigration? I believe it does and in this paper I will argue that a realistic solution based upon a..."

Tags:immigration, solution, proposal

Abstract
This paper explains CODIS, which is the 'Combined DNA Index System'. The paper provides the historical information relating to CODIS and discusses why the database was established by the Federal Bureau of Investigation. It also explains its use, applications and limitations. The paper then examines the predicted and probable future uses of CODIS.

Table of Contents:
Objective
Introduction
Overview of CODIS
Uses of CODIS
CODIS Applications
CODIS Limitations
Future of CODIS

From the Paper
"Stated as a limitation of the use of CODIS is that in mass fatality incidents it is reported that each human remain is likely to match several samples. It is not to say a person would go unidentified but instead the limitation would be that individuals would be identified multiple times. Another limitation that exist with the CODIS system is that contamination or degradation of a sample may inhibit the ability to make a genetic profile. (Cheng, Garofalo, Keung, Li, Nguyen, and Wharton, 2006) Instructions provided for avoidance of contamination of degradation of samples are inclusive of the following: (1) "Wear gloves. Change them often; (2) Use disposable instruments or clean them thoroughly before and after handling each sample; (3) Avoid touching the area where you believe DNA may exist; (4) avoid talking, sneezing, and coughing over evidence; (5) Avoid touching your face, nose, and mouth when collecting and packaging evidence; (6) Air-dry evidence thoroughly before packaging; and (7) Put evidence into new paper bags or envelopes, not into plastic bags. Do not use staples." (National Institute of Justice, 2007)"

Tags:genetic, FBI, database, identification

Abstract
This paper discusses the concept and importance of volunteers in caring for the elderly. It describes the author's background in undertaking volunteer activities within Northwest Indiana and relates it to a large picture of how NGO (non-governmental organizations) and faith-based activities can combine to improve the quality of life for area residents. The paper also addresses specific concerns within the context of Northwestern Indiana, which has substantially different demographic imperatives than neighboring areas, such as South Bend, Chicago Metropolitan and the southwest suburbs of Chicago.

Table of Contents:
Introduction
Nationwide Demographic Trends
Specific Demographics in Northwest Indiana
Specific Social Welfare Problems of the Aging
Depression
Compliance with Medical Regimens
Assisted Living Needs
Providing for Social Welfare Needs
Non-governmental Providers
Faith-based Efforts
St. Francis Healthcare Services
Catholic Charities of Gary and Lake County
Social Welfare for Seniors: A Significant Gap in Care
Conclusion

From the Paper
"This network of Catholic healthcare facilities established throughout the Midwest works through its subsidiary, St. Margaret Mercy Hospital. As noted above, there is relatively little aid for seniors with significant mental and physical problems after they leave the hospital. St. Margaret Mercy focuses on patients who are based at home, but may need to have volunteers who take responsibility for the unmet psychological and social needs of elderly residents who may not have a family infrastructure.
"As we've seen above, basic needs beyond acute hospital care may be ignored amongst older patients. The St. Margaret Mercy program takes advantage of the new VAS (Advocates for Seniors Program) structure established in the State of Indiana to have volunteers spend time with, evaluate, and, when needed, represent the health and psychological interest of elderly residents."

Tags:NGO, volunteer, aging, frail, community

Abstract
This paper looks at the definitions and methods of qualitative and quantitative, their strengths and weaknesses and the merged mixed method approach. Next, the author relates a literature review highlighting research in the area of education, the complex research requirements of the "No Child Left Behind Act of 2001" (NCLB) and the problems it faces in terms of methodology and the mixed research design used in a case study. The paper urges that researchers receive additional training in merging quantitative and qualitative methods especially for research in the field of education. Footnotes and many tables and figures are included in the paper.

Table of Contents:
Table of Contents
Executive Summary
Definition
Overview of Research Methods
Qualitative Research
Quantitative Research
Comparison/Contrast
Strengths/Weaknesses
Mixed Methods
Literature Review
Research for NCLB
Study Definition and Issues
Current Trends/Problem Correction
Use of Research on AYP Ratings
Case Studies and Examples
Overview
Case Study - "Recruiting and Retaining High-Quality Teachers in Rural Areas"
Conclusions and Recommendations

From the Paper
"Being a social science, education has generally been studied by qualitative methods. The reason for this is that human beings are not an exact science, and facts have to be derived by an inductive rather than deductive approach. Best practice could therefore best be determined by making value judgments rather than drawing quantitative conclusions. It has however been recognized that the social sciences can also be studied from an objective rather than subjective viewpoint. According to Hara, quantitative research can be used in education in order to discover existing facts by means of isolating human reality from the researcher's subjectivity. The data obtained in this way can then be presented in a numerical, objective way, in order to derive universally applicable conclusions. The value of such research is that it exists independently from values such as time, place and culture. Hence the conclusions can be applied to any educational setting.
"Hara cites two reasons for the use of quantitative research in education; the first is that the concepts behind quantitative research, as well as its methods and purposes, were appropriate to education research, and the second that it could provide logical standards for the study of education."

Tags:paradigm, data interpretation, cultural complexity, relationship extrapolation

Abstract
This paper presents a medical overview of SCIDS and considers the ethical question raised by such a disease. The paper first describes the main features that characterize the disease, its most obvious symptoms, how it is diagnosed and its causes and treatment. Next, the paper discusses the case of David Vetter, otherwise known as the "Bubble Boy" and the life he led as a victim of this disease and how his story raised important ethical issues regarding the degree of medical intervention that should occur in cases where the subject has a known fatal disease.

From the Paper
"Severe combined immunodeficiency syndrome, also known as SCIDS or the "bubble boy" disease, is a primary immune deficiency which results in a highly impaired immune system. This leaves the subject vulnerable to bacterial, viral, fungal or protozoal infections which are much more lethal than in a non-SCIDS subject. Because the symptoms of SCIDS are so similar to those of AIDS, children with the symptoms are often misdiagnosed with HIV disease. This misdiagnosis generally delays taking other measure that could be potentially life-saving, since without rapid treatment, the disease is usually fatal within the first 12 months of life."

Tags:experiment, long-term, absence, retarded, functioning, of, T-helper, cells, impairs, normal, functioning, lymphocytes, thymus, gland

Abstract
This paper examines how motion pictures and television are audio-visual mediums and how they engage both our visual and aural senses. It looks at how the meaning and emotion of a piece is commonly thought to come from the image and that the sound at best just duplicates the meanings from the image. It explores how music combines with, adds to and enhances moving image in many ways and how it can heighten and refine emotion as well as meaning.

From the Paper
"The tone of music can be used to create meaning and generate mood in a scene or in a production as a whole. In The Empire Strikes Back the rebels attempt to flee from the empire. During this sequence Darth Vader's and the rebels leitmotif is heard. Vader's motif is played at an increased tempo and higher pitch to normal. The function of this change is to show the imminent danger of the empire and Vader's likely success in capturing the rebels. The rebels leitmotif is played but does not contain the opening and perhaps most identifiable phase. The tone is slightly deeper, the pace slightly slower and is mixed up in and slightly drown out by other sound effects. The function of this use of sound is to put the out come of the situation in doubt and make the rebels attempt at escaping unlikely. When the rebels do escape the distinctive opening to their motif is played at normal pitch and tempo and without the distraction of other sounds. This functions to signal their success but also the finality of the scene. The leitmotifs and the tone of the motifs are used to guide the spectator through narrative change."

Tags:ambience, effect, emotion, motif, score, television

Abstract
This paper examines mergers and acquisitions relative to their impact or effect on organizations and organizational cultures. First, the paper outlines how mergers and acquisitions affect severe changes on one or both organizations involved in these types of activities. It further states that it is paramount for organizational leaders to devise an effective strategy for mitigating the negative effects that mergers or acquisitions have on one or both organizations prior to the combination, as well as the effect on the resulting single organizational entity. The merger between Sears and Kmart is utilized as a case study example of merger and acquisitions activity and the result is that several observations are provided regarding mergers and acquisitions.

From the Paper
"This article discusses mergers and acquisitions relative to their impact or effect on organizations and organizational cultures. Mergers and acquisitions affect severe changes on one or both organizations involved in these types of activities and it is paramount for organizational leaders to devise an effective strategy for mitigating the negative effects that mergers or acquisitions have on one or both organizations prior to the combination, as well as the effect on the resulting single organizational entity. The merger between Sears and Kmart is utilized as a case study example of merger and acquisitions activity and the result is..."

Tags:organizational, culture, mergers

From the Paper
Dummy document--project is a PP presentation

Tags:combined, presentation, trade theory