Abstract This paper explains that Combined Insurance Company markets mainly to middle and working class families that cannot afford large premiums and fees, to small businesses, and to medium-sized businesses setting up employee plans covered through payroll deduction. The author points out that Combined has built a company by selling affordable supplemental insurance, such as supplemental accident policies, disability coverage, life insurance, cancer and critical illness policies, and, for the senior market, Medicare Supplement and Long-Term Care plans. The paper relates that the company has a policy that avoids mainstream marketing and advertising, preferring an old-fashioned, word-of-mouth business built on referrals and keeping marketing costs low; but the independent agents would like to have legal permission to advertise if they choose.
From the Paper "Combined Insurance Company of America was founded in 1919 by a man named W. Clement Stone. Stone was 16 years-old when he founded the now Chicago-based insurance company and stayed with the company until his death in 2002 at the age of 100. The company now has operations all around the globe and On December 4, 2003 Combined received the 2003 Better Business Bureau Torch Award for Marketplace Ethics from The Better Business Bureau of Chicago and Northern Illinois."
Abstract This paper addresses the issue of the United States combining all police agencies into one national police organization, as well as the consolidation of the criminal justice system, based on the current threats of terrorism and other dangers to the United States. Issues discussed in this paper include the role of the police in U.S. society, duplication of laws (between state and federal statutes), local control of police function, training and education of officers' issues, discretion issues and corruption issues.
Table of Contents
Introduction
Dangers to the United States
Combining of Police Agencies to form one National Police Organization
Effects of Consolidation on the Criminal Justice System
Role of Police in U.S. Society & Jurisdictional Issues
Duplication of Laws (State & Federal)
Training & Education of Officers
Control of Local Police Functioning
Discretion & Corruption Issues
State and Federal Judicial and Correctional Systems
References
From the Paper "Currently the role of the police in the United States is to protect the community, and maintain order while enforcing the laws that have been written. Further the police are responsible for detecting and preventing crime, arresting individuals that have committed a crime and seeking justice for their victims. Police endure specific training in regards to the laws set for the state and community in which they are to enforce the law. This training not only teaches them how to fight crime but how to maintain the safety of all citizens at all times within their abilities."
Abstract This paper explains CODIS, which is the 'Combined DNA Index System'. The paper provides the historical information relating to CODIS and discusses why the database was established by the Federal Bureau of Investigation. It also explains its use, applications and limitations. The paper then examines the predicted and probable future uses of CODIS.
Table of Contents:
Objective
Introduction
Overview of CODIS
Uses of CODIS
CODIS Applications
CODIS Limitations
Future of CODIS
From the Paper "Stated as a limitation of the use of CODIS is that in mass fatality incidents it is reported that each human remain is likely to match several samples. It is not to say a person would go unidentified but instead the limitation would be that individuals would be identified multiple times. Another limitation that exist with the CODIS system is that contamination or degradation of a sample may inhibit the ability to make a genetic profile. (Cheng, Garofalo, Keung, Li, Nguyen, and Wharton, 2006) Instructions provided for avoidance of contamination of degradation of samples are inclusive of the following: (1) "Wear gloves. Change them often; (2) Use disposable instruments or clean them thoroughly before and after handling each sample; (3) Avoid touching the area where you believe DNA may exist; (4) avoid talking, sneezing, and coughing over evidence; (5) Avoid touching your face, nose, and mouth when collecting and packaging evidence; (6) Air-dry evidence thoroughly before packaging; and (7) Put evidence into new paper bags or envelopes, not into plastic bags. Do not use staples." (National Institute of Justice, 2007)"
Abstract An examination of the affect of Salvador Dali's characteristic of paranoia, combined with his artistic techniques, on his paintings. It explains how Dali used his paranoia to his advantage, and created a system of interpretation called his Paranoiac Critical Method, which is considered his "liquid revealer of images". The writer states that Dali's technique allowed him to give realistic accounts of his mental images. When Dali combined his technique and paranoiac characteristics, he created some of the most phenomenal boundary breaking art the world has ever seen.
From the Paper "The artwork of Salvador Dali has always been intriguing, but in 1929 his artwork reached a whole new level when he began to enter his paranoiac stage. A few factors brought on this change, which he would focus on until the 40's. A very important factor was Dali's interest in dreams. At that time, Dali had become fascinated with the works of Freud, and followed his teachings as an attempt to interpret his dreams for self analysis. The more Dali analyzed his dreams, the more he noticed that many images in his mind reoccurred; and eventually, he began to paint them. Many of the dreams that reoccurred to Dali were life obsessions and fears that had developed through his life and would have a great affect on his paintings. Some of these reoccurring themes included: William Tell, Lenin, Hitler, Anthropomorphic images, Millet's Angelus, Vermeer paintings, and childhood images (Fetzer, 1)."
This paper, including a plan, the speech, and slide content, is a presentation to show the CEO and his team why supporting the presenter's idea for an accelerated distance learning program.
Abstract This discusses an accelerated distance learning program, a unique idea, which combines two established ideas, accelerated learning skills and distance learning. The author points out that this combination provides a strategy for students to earn their degree in less time, for less money, without having to attend classes on campus. This paper concludes that distance learning is becoming more and more popular because its methodology is drastically improving.
Table of Contents
Presentation Plans
Outline of Presentation
Introduction
Explanation of Accelerated Learning Skills
Distance Learning: A Widely Accepted Program
The Facts about Accelerated Distance Learning Degrees
Cost Effectiveness
Evaluating Instruction
Conclusion
From the Paper "There are varieties of procedures that can be used to inform the activities of those involved in providing and supporting instruction. In distance education, the separation between teachers and students usually involves instruction or learning experiences being mediated through written or recorded materials. These 'published' materials often remain in the same form for several (or many) cohorts of learners, although some modifications and amendments can be made. In turn, this separation entails the absence of direct verbal and non-verbal feedback from students that is crucial in all teaching. The evaluation of any distance education teaching materials or course of instruction may serve to provide information that can be used during the process of developing or preparing materials or learning experiences, known as formative evaluation procedures (Slide 6), or information about how well the 'finished' instruction has worked in normal use, known as summative evaluation procedures (Slide 7)."
Abstract This study proposes to study the impact of personality traits on the treatment of depression among the elderly. It analyzes the results through the examination of NEO-Five-Factor-Inventory scores in comparison to improvements of Beck Depression Inventory scores between baseline and outcome measures in three experimental treatment conditions (antidepressants, psychotherapy and combination therapy). The study hypothesizes that combination therapy is significantly more effective than the other treatment conditions in the reduction of depressive symptoms and that personality traits are significantly associated with treatment outcomes.
Table of Contents:
Abstract
Introduction
Method
Results
Discussion
From the Paper "Research has determined that forms of psychosocial intervention, such as cognitive behavioral therapy (CBT), behavioral therapy, cognitive bibliotherapy, reminiscence group therapy, and problem-solving group therapy, may be effective treatment interventions for geriatric depression. A combination of psychotherapy and antidepressant medication might be an appropriate treatment for individuals presenting with moderate to severe depression. A study by Thompson, Coon, Gallagher-Thompson, Sommer & Koin (2001) examined the efficacy of a specific antidepressant medication (Desipramine), a specific psychotherapy (CBT), and a combination approach, (CBT and Desipramine), in the treatment of depression among the elderly. The results indicated that, although patients in all three treatment conditions experienced substantial improvement in their depressive symptoms, the patients receiving the combination treatment and those receiving CBT alone showed greater improvements than those patients that only received Desipramine. Therefore, the researchers concluded that CBT is an effective treatment for depression in older adults, and that the combination of pharmacotherapy and CBT may be of particular usefulness among patients who do not effectively respond to either antidepressants or psychotherapy alone."
Abstract This paper combines research and theory on a number of relevant topics on children's play and highlights the implications for practical application in Early Childhood Education focusing on ages three through six. The theme of the paper focuses on the role of the adult in children's play and the responsibility of adults to understand children and their play. The author addresses an assortment of issues related to the development of play in early childhood.
From the Paper "General intelligence and cognitive growth is indicated by three mental skills: (1) the ability to differentiate what is relevant from information that is irrelevant to a given purpose, (2) increased skills in using fewer signals to create more information, and (3) higher levels of thought. This means that the child needs a number of different cognitive abilities, including memory, reasoning, abstraction, and understanding of language. Play behavior contributes to these skills in several ways. At a minimum, play reinforces cognitive development with the respect to representational competence, operational development and problem solving. language development is closely associated with cognitive development and play has an important role in the child's use of language."
Tags: This, paper, combines, research, and, theory, on, a, number, of, relevant, topics, on, children?s, play, and, to, highlight, implications, for, practical, application, in, Early, Childhood, Education, focusing, on, ages, three, through, six.
Abstract The following paper gives the reader a brief history of coal and its uses. It also analyzes the refining technique known as the Integrated Gasification Combined Cycle or IGCC as well as some history and new technologies associated with this fossil fuel.
From the Paper "Coal is a sedimentary organic rock that contains a lot of carbon, typically between 40 and 90 percent carbon by weight. Ancient plants and animals accumulating in moist peat bogs form coal. As plants die off in a wet area, they pile up into peat. It takes between 4,000 and 100,000 years for one meter of peat to accumulate. This process happens best in river deltas or coastal plains. Over time, further deposits compress these peat seams and the carbon content of the coal is concentrated. The older the coal gets, generally, the harder and blacker it gets. There are four "ranks" of coal. Listed from lowest to highest rank, they are: lignite, subbituminous, bituminous, and anthracite. Rank is determined by energy content and chemical composition. Lignite is the youngest form of coal and is soft and brown, not much different than dried peat. Lignite has a low energy content, typically about 13 million Btu per ton. The carbon content is low also, around 40 percent. Lignite is typically used only when higher grades of coal are not available or affordable. Subbituminous coal is common in the US. It has an energy content of about 18 million Btu per ton, and is used mostly in coal-fired power plants. Bituminous coal is the most widespread form in the US and is high in energy content, averaging 24 million Btu per ton. Bituminous and subbituminous account for most coal use in America. The hardest coal, anthracite, is found mostly in Pennsylvania, but most supplies of anthracite there have been exhausted. The energy content is high, around 23 million Btu per ton, but it tends to have a high sulfur content. It is more than 90 percent carbon. "
Abstract An argumentative paper which outlines four views - realist, two worlds, relativist, and metaphorical. These schools of thought all claim that when combined with magic, some traditional rituals can bring about successful results.
From the Paper "The "realist" position states that the ?magician's claims are of the same status as those of "science".? They believe that there are forces that escape scientific thought and that they exist on some "other plane". For example, a realist would argue that magic forces are real in the same way that you know that a lamp was real. You can prove a lamp is there by touching it and feeling it, and in the same sense you do rituals to prove that the magic is there. A realist would also state that he knows there is magic, rather than stating that he believes in magic. A main principle that they believe in is "knowledge is more certain than belief". They know that magic works and it is all a part of physical reality."
Abstract The paper explores the supervision process of trainee teachers within the education system and the merits of evaluation of these trainees. It compares formative and summative evaluation, pointing out the advantages and disadvantages of each. It concludes by proposing a combination of formative and summative evaluation as the most effective method.
From the Paper "The basic purpose of evaluation is to assess whether the person is capable of doing the job, or to judge whether "an individual is fit to practice a profession autonomously" (McGaghie 5). This evaluation is important based on the responsibility the individual will have. There needs to be a system that does ensure they are capable of doing the job without supervision. However, I think it is also true that an individual does not always know instinctively how to act in professional situations. There is a major difference between learning the profession in a classroom setting and actually performing the role of the profession. This evaluation process then can be best used if it is not just a process of watching the individual and assessing them, but also a process of guiding and advising them. In this way it becomes on-the-job training and the individual can use this time to perfect their approach and learn as much as possible."
The paper is the report from a class commodity marketing project, the purpose of which was to develop a sourcing strategy for a commodity, Coors Light Beer, for the buying firm, Fumbles Sports Bar.
Abstract The paper presents a detailed summary of Coors Beer. The group concludes that the existence of a monopolistic market limits the options available to improve sourcing of Coors Light for Fumbles; therefore, Fumbles should increase the contract length with Pierce Distribution, decrease the amount of competitors' kegs purchased and combine purchasing of Coors Light with other local bar. The paper includes four graphes and tables.
Table of Contents
Executive Summary
Purpose
Methodology
Introduction
Business Unit and Sourcing Strategies
Cost/Price Reduction
Quality Improvement
Delivery Improvement
Buying Firm: Internal Information
Importance
Usage/ Price
Specifications
Substitutes
Volume Requirements
External Market
Brewing Company
Manufacturing Process
Component Raw Materials
Primary and Secondary Uses
Possible Substitutable Products
Cost Structure/ Trends
Pricing Method and Trends
Technology Trends
Identification of Key Suppliers in the Industry
Type and Level of Competition
Identification of Major Buyers within the Industry
Competing Demand
Current
Projected
Supply Origins
Supplier Specific Information
Financial Overview
Supplier Size
Market Shares
Cost & Resource Saving Strategies
Supply Chain Strategies
From the Paper "The primary brewing and packaging facility for Coors, though, is in Golden, Colorado, with a supporting production plant in Memphis, Tennessee. The other packaging plant that Coors operates is in Shenandoah Valley near the town of Elkton, Virginia. Golden, Colorado is essential to Coors Light because of the supply of fresh water provided at the site, which is a main ingredient in the beer. This significant factor is also used as a marketing tool to emphasize their beer's quality. In fact, the main reason for each plant's location is the high-quality water. Golden, Colorado is also the original location that Adolph Coors, the founder of the Coors Company, who founded the beer headquarters in 1873. It is now the largest brewery in the world."
Abstract Discusses the combination of telecommunications and computer systems. Defines telematics. New technologies of the Information Age. Knowledge as a valuable asset on a personal, business and urban scale. Computer tools such as voice mail, email, personal computers and the Internet. Transformation of business and jobs created by telematics. Problems faced by organizations.
From the Paper "Since about 1980, the combination of telecommunications and computers has been defined as "telematics." The Internet is an example of telematics. In this context, telematics has and will continue every fabric of our environment and daily living.
Telematics is the English language version of the French word "telematique." The term was originally invented by Simon Nora and Alain Minc in their book L'informatisation de la Societe which was later translated into English as The Computerization of Society (Nora & Minc, 1980).
The book was originally written as a report to the President of France, and it described the then-current state of computerization in France. Beyond this it went on to identify the principal challenges facing the country and suggested ways in which the government could provide improved support. The report even ..."
Abstract This paper discusses how the right of combination and set-off, as developed under English law offer a number of safeguards to banks and creditors in general. It looks at how these rights were expanded under the principles that they were necessary to effect substantial justice and that they would stimulate economic growth and trade. It suggests that the judicial application of these rights has tended to unfairly favor banks at the expense of the individual customer, which may initially stimulate growth by encouraging banks to provide loans, but in the long term may serve to deteriorate trade, particularly at the international level. It demonstrates how customers in other countries, particularly civil law countries, experience much more risk when they do business with an English bank and hence may be better off refraining from bringing their enterprises there, or at any rate must be extremely careful in drawing up contracts to insist on settlement of disputes in other jurisdictions.
From the Paper "Basically, English set-off allows a creditor to use any money it owes an insolvent debtor to pay off the debtor's liabilities that have become due to the creditor. Thus, when liquidation commences, only the party that had the larger claim is still owed the net balance. Liquidation legally occurs when the company passes a resolution to voluntarily wind up or is judicially wound up. Effectively, eligible creditors (those that meet the mutuality requirement) are positioned alongside secured creditors to the extent of their debt to the insolvent party. Simultaneously, they continue to be placed within the pool of unsecured creditors who (as a result of the speeding of the recovery process for those creditors eligible for set-off, recover a diminished amount themselves) receive dividends on the portion of debt still owed to them by the insolvent party."
Abstract This paper discusses the differences between Capitalism and Democracy, outlining certain theories dictated by major thinkers and scholars of the Western World. The paper then discusses how the two opposing ideologies are combined within the modern western democratic world.
Abstract This paper examines the combined bomber offensive in World War II from the perspective that the campaign did not truly provide the grounds for wining the war. The campaign is examined in terms of its effectiveness as a campaign strategy.
