Abstract
This paper examines the origins of the economic collapse in March, 2008 that claimed Bear Stearns, once the venerable and renowned investment firm, as its first casualty of what would notoriously come to be known as the "Great Recession". The paper relates the history of Bear Stearns and JP Morgan Chase, the history of the events leading up to this economic crisis, an accounting of the year that led to the merger with JP Morgan Chase and a review of the merger agreement. Included in the paper is a discussion of the Federal Reserve Act and steps taken to prevent the collapse of several companies, which promise to forever alter the face of the banking system. Sources are listed as mla footnotes rather than in a works cited page.

Table of Content:
Introduction
History of Bear Stearns and JP Morgan Chase
Bear Stearns
JP Morgan
A Brief History of the Events Leading up to the Financial Crisis
Long Term Capital Management (1998)
The Terrorist Attacks of September 11, 2001
The Housing Boom and Bubble
CDO's, SIV's, MBS's - Wall Street Alphabetizes and Monetizes the Housing Bubble
Bear Stearns: From Profit to Crisis to Merger
March 2007 - April 2007
May 2007 - June 2007
July 2007 - March 2008
March 2008
The Merger Agreement: Loopholes and Questionable Legal Tactics
The First and Second Merger Agreement
Questionable Merger Provisions
The 'New' Federal Reserve Act
History
The New Interpretation of 13 Why Being a Bank Holding Company Became 'Cool'
A Section for the Conspiracy Theorists
Suspicious Short Selling and Options-Trading
Retribution for Non-Participation in the LTCM Bailout in 1998
The Role of Moral Hazard
Conclusion

From the Paper
"Bear Stearns was formed in May 1923 by Joseph Bear, Robert Stearns and Harold Meyer, with starting capital of $500,000. This period was marked by a frenzied post-war investment period in which the public was encouraged to enter the stock market and many enjoyed a brief period of prosperity before the market crash in 1929. Bear Stearns emerged from the Great Depression and entered into the bond market by selling large volumes of bonds to cash-full banks. This was followed by a foray into mergers and acquisitions and block trading through the 1960s and 1970s."

Tags:results-driven, federal reserve, housing bubble, short-term profits, moral hazard

Abstract
The paper explains that the financial crisis is based on a loss of liquidity due to a complete lapse of interbank and public lending on the part of banking institutions, and this resistance to lending is due to the sudden collapse of CDOs and MBSs that have led to a complete devaluation of the entire financial market, which occurred because ETFs are largely based on market performance in one respect or another. The paper relates that this current crisis is more severe than past downturns because its effects are being felt in virtually all sectors of the economy.

From the Paper
"This document examines the current financial crisis and economic meltdown. The financial crisis is based on a loss of liquidity due to a complete lapse of interbank and public lending on the part of banking institutions. This resistance to lending is due to the sudden collapse of CDOs and MBSs that have led to a complete devaluation of the entire financial market which occurred because ETFs are largely based on market performance in one respect or another. This current crisis is more severe than past downturns because its effects are being felt in virtually all sectors of the..."

Tags:exchange, traded, funds

Abstract
This paper gives an in-depth analysis of the widespread economic and financial trouble faced by the US as it sinks deeper into crisis. Various news sources are cited which support this viewpoint. According to the paper, word of near disasters like the Bear Stearns event, the collapse of the housing market, escalating oil prices, and a global financial liquidity crunch, are raising many questions about the causes and full scope of these problems. While understanding the real nature of these problems requires time and future research, many underlying sources of the trouble have recently become increasingly evident.is.

From the Paper
"News of widespread economic and financial trouble abounds as the nation sinks deeper into economic and financial crisis. In the past months, word of near disasters like the Bear Stearns event, the collapse of the housing market, escalating oil prices, and a global financial liquidity crunch, are raising many questions about the causes and full scope of these problems. While understanding the real nature of these problems requires time and future research, many underlying sources of the trouble have recently become increasingly evident. The following discussion presents an..."

Tags:mbs, cdo, etf

Abstract
This paper examines the criteria for measuring early language development, the concepts associated with ascertaining a child's developmental progress, the research supporting the prevailing theories and the significant findings inherent in credible research in these areas. It discusses how all over the globe young children seem to effortlessly acquire two or more languages at one time, while some uphold the belief that children who are exposed to multiple languages too early may experience developmental language delays and/or confusion. It evaluates how scientific research has attempted to examine whether young bilinguals can ascertain that they are acquiring two separate and distinct languages early on.

Outline
Introduction
Research and Analysis
Bilingual Paradox
Bilingual Deficit Hypothesis
Unitary Language System Hypothesis
Bilingual Advantage Hypothesis
Differentiated Language System Hypothesis
Vocabulary Development
The MacArthur CDI
Linguistic Milestones
Lexical Identifiers
Neutrals
Translation Equivalents
Interlocutor Sensitivity
Language Choice
Codemixing
Parental Discourse Strategies
Early Constraints
Conclusion
Bibliography

From the Paper
"The line of thought that resembles popular opinion about whether or not children should be raised bilingual from birth is called the "Bilingual Paradox". It is a paradox because there are conflicting contemporary theories about whether or not it is the preferred method of introducing two languages. While much research shows that, by several measures, children who are exposed to two languages simultaneously between the ages of zero and three achieve major milestones within the same timeframe and with similar results as monolinguals, the contemporary line of thought has been to teach a child one language early on, reserving the introduction of a second language for the later school years. The thinking associated with the latter opinion is that introducing two languages early on will confuse the child, or that the child will be disadvantaged in mastery of one or both languages. There are, however, steps parents can take early on based on proven research to give their child an advantage in learning language skills. Methodologies, tools, timing mechanisms and support strategies have been developed through testing and observation that aids children in successful and timely language development, specifically in the adoption of multiple languages."

Tags:language, parents, macarthur, cdo, lexical, identifiers