An analysis of the practice of redlining in the student loans industry and the private loan corporations' denial of any wrongdoing.
Written in 2008; 1,746 words; 6 sources; MLA; $ 56.95
Paper Summary:
This paper argues that, despite the adamant denials of student loan companies, the practice of redlining is alive and well in America. The paper then looks at the most pertinent laws and pieces of legislation safeguarding students rights in the area of loans. The paper also looks at some of the evidence recently brought to light which makes it clear that students are penalized unjustly by private loaners. Finally, the paper considers the arguments of private loan corporations that they are being unfairly targeted and it rebuts those claims.
From the Paper:
"Still, while the student loan companies (some of them, at any rate) may be sincere in their conviction that they are merely trying to protect themselves from harm in a tough industry, the fact remains that it is minority students who are being disproportionately affected by all of this. Beyond that, the plaintive cry of the aforementioned companies that they are simply trying to make an honest "buck" falls upon deaf ears when it is considered how eager the corporations have been historically to exploit loopholes in federal legislation allowing them to collect massive subsidies from the government (Fitzgerald, A09). As well, there is mounting evidence that student loan companies have been altogether too eager to foster illicit ties with school officials - something that is borne out when examining a recent Springfield News-Leader article."
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