Medical Collections

Paper Summary:

The paper discusses the undeniable necessity for health care providers, organizations and insurance companies to get paid for services that they render to the payer, patient and consumer. The paper describes how because of the increasing costs and bureaucracy of health care, tensions are multiplying between the various elements of the health care system that pertain to medical collections. It stresses that insurance companies are businesses and require collections agencies to fund their businesses. It suggests that it is in the interest of the patient-consumer, payer, provider and managed care organization to reach as amicable a payment plan as possible since this will facilitate payment and reduce tension between the often competing demands of the involved parties.

From the Paper:

"As noted by Anthony Kovner, James R. Knickman, and Steven Jonas in their first essay of the volume Health Care Delivery in the United States, America spends more money on health care per person than any other modern industrialized nation. However, this does not always translate into better or more efficient care. Consumers may resist paying a bill simply because they feel that they are paying an enormous amount of money for a service that did not make them better, or that they did not need or desire."

Sample of Sources Used:

• Freudenheim, Milt. "The Check is (not) in the mail." The New York Times. 25 May 2006. [1 Jun 2006] http://www.nytimes.com/2006/05/25/business/25insure.html
• Kovner, Anthony R., James R. Knickman, & Steven Jonas. Health Care Delivery in the United States. New York: Springer Publishing Group, 2005.
• Kongstvedt, Peter. Managed Care What it is and How it Works. Boulder: Aspen Publishers, 2003.

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