Healthcare Reform

Paper Summary:

This paper explains that America is often referred to as "the greatest country in the world"; but, for approximately 44 million people, when it comes to healthcare, unlike other industrialized countries, America has not fulfilled its promises. The author points out that a majority of the American public have a misguided understanding that the uninsured are unemployed families or families that chose not to work, but more than eighty percent of the uninsured are workers or their dependents. The paper proposes various means of providing better healthcare such as Employer Mandates, which sets employer contribution requirements, or Individual Mandates, which mandates that everyone have at least basic health care coverage, which they could get it from a multitude of different sources, similar to every automobile driver being required to have at least liability insurance. Many charts.

Table of Contents
The Uninsured
Length of Time without Insurance
Why are They not Insured
Effects on the Uninsured
Why Our System doesn't Work
High cost and Waste
System Complexity
Health Care Compared
Single-Payer System
Expenditures
Infant Mortality
Life Expectancy
Other Options
Employer Mandates
Individual Mandates
Tax Credits
Conclusion

From the Paper:

"The Institute of Medicine reports that an uninsured person is less likely to get medical attention when needed due to the cost. There is much evidence that early detection for many medical problems could prevent further damage or at least arrest the problem in time to have a more positive and less costly outcome. It has been shown that people without insurance are less likely to be admitted to the hospital or receive the full range of services. The uninsured are 37% more likely to die of their injuries.

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