Financial Trends

Paper Summary:

This paper begins with a discussion on three major financial trends. It continues to offer graphical representation of key financial ratios and uses these statistics to develop financial recommendations for a company. In conclusion, the author reviews literature that appraises the dangers of basing business decisions solely on financial statements.

From the Paper:

"Since then, trends have seemingly begun more gently. DeSimone (2002) noted in 2002 that it was likely the changes to financial landscapes would be gradual, with nothing significant until at least 2010. Within that 'almost trend' environment, one area of finance was expected to see greater growth than others: sales of insurance products to the Hispanic market. A national underwriters' group speculated that the Hispanic population would make up 14% of the U.S. population by 2010, and would account for significant growth in insurance product sales."

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