A discussion regarding the crisis facing California's health care system.
Written in 2007; 990 words; 6 sources; MLA; $ 35.95
Paper Summary:
This paper reviews and discusses why California's health care system is in a deep crisis. According to the paper, it seems to be a vicious cycle. The paper reports that on one hand, the mounting premium costs discourage people from opting for insurance, while on the other hand, treating the uninsured leads to hospitals transferring uncompensated costs to the insurance company and consequently, causing the rising premiums.
"The closing down of more than 65 emergency wards over the past decade in itself shows the gravity of the situation and the unwillingness of hospitals to incur further costs due to treatment of uninsured patients. Statistics show that hospitals bore more than $5 billion in costs in treating uninsured patients. This creates a huge financial pressure on them and there is no alternative but to have the uncompensated care costs to be charged to the insured patients. As a recent article from the California healthcare foundations quotes "They prepare for this reality by: Setting prices for the insured that are higher than expected costs.". [CHA] These financial details clearly indicate that immediate action has to be undertaken in terms of restructuring the healthcare system so as to facilitate hospitals in managing the overwhelming burden they are expected to handle."
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