Pawnbroker Training

Paper Summary:

This paper contends that there is a lack of formal training in the pawnbroking industry and the lack of such training may severely restrict employees' professional development and constrain growth opportunities in the industry. It proposes a study to to determine which factors contribute to or hinder the effectiveness of non-workplace based training programs in the pawnbroker industry. It also investigates the reasons for the lack of formal training in the pawnbroking industry and suggest ways to improve the current situation of training in the industry.

Outline:
Introduction
Statement of the Problem
Purpose of Study
Importance of Study
Scope of Study
Rationale of Study
Overview of Study
Review of Related Literature
Methodology .
Description of the Study Approach
Data-Gathering Method and Database of Study
Data Analysis
Summary

From the Paper:

"In many ways, pawnshops are the simplest forms of banks. In pawnbroking, customers pledge goods of various values as collateral for different types of loans, most of which are short term. The pawnbroking industry is truly ancient, just as the recognition of the danger it involves of oppressing the poor is ancient. According to the encyclopedic entry for pawnbroking, "In fact, the Bible provides the poor with a number of safeguards against oppression from their creditors. According to Ex. 22.25-27 and Deut. 24, 6, 12, 13, 17, pawnbrokers may not practice usury, may not take necessities of life as security, and in general must not take as a pledge any article whose loss would severely injure the borrower" (Pawnbroker, 2007, p. 36900). During the Middle Ages, Christians were generally forbidden by the church from lending money at interest, and pawnbroking was left largely to the Jewish community as one of the few means of a livelihood available to them (Pawnbroker). "

Sample of Sources Used:

• American Psychological Association. (2002). Publication manual of the American Psychological Association (5th ed.). Washington, DC: Author.
• Barker, P. (1997, January 24). The pawnbroker is part of the family. He's got your interests at heart, but he's got an interest in your money, too. New Statesman, 126(4318), 54.
• Bell-Roberts, H. et al. (1999). The pawnbrokers guide, 3rd ed. National Pawnbrokers Association.
• Black's law dictionary. (1990). St. Paul, MN: West Publishing Co.
• *Buckland, J., Hamilton, B., & Reimer, B. (2006). Fringe financial services, inner-city banking & community-based solutions. Canadian Journal of Urban Research, 15(1), 109.

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