The Governmen't Role in Affordable Housing

Paper Summary:

The paper discusses the Department of Housing and Urban Development's (HUD) Public Housing Program which was set up to provide good and secured rental housing for eligible families with low incomes, the elderly and persons having disabilities. The paper describes how HUD functions with the mission to promote sufficient and low-cost housing, economic opportunity and a proper living environment free from discrimination. The paper discusses how providing housing needs to the homeless is a fulfillment of the social obligation of the government and therefore the government should play a major role in meeting the funding requirements to make housing affordable to the lower income sections of society.

Outline:
Introduction
Analysis
Conclusion

From the Paper:

"In a December 1999 survey of U.S. Conference of Mayors proved that in 26 of the largest cities, the total no. of requests for food and shelter had gone up by 18% and 12% respectively as compared to the pervious year's figures. However, there are a lot of families and individuals whose income is less than the poverty line. It has been by and large been consented by the economists, the HUD and housing experts that rent must be 30% of an individual or household income. In case the rent is 50% or more of one's income, the person of the family is considered to be at risk of homelessness or 'shelter poor'. For instance in Boston, an estimated 39,000 families are there who pay in excess of 50% of their income on rent and who would be eligible for housing subsidies."

Sample of Sources Used:

• Arnold, Kathleen, R. Homelessness, Citizenship and Identity: The Uncanniness of Late Modernity. SUNY Press. 2004.
• Chicago Assembly. Affordable Housing and Public Policy: Strategies for Metropolitan Chicago. University of Illinois Press. 1992.
• Eisner, Simon; Gallion, Arthur. The Urban Pattern. John Wiley and Sons. 1993.
• Food First Fact Sheet. 2004. Retrieved from http://www.foodfirst.org/files/pdf/factsheets/2004election.pdf Accessed 25 February, 2006
• Housing America's Low Income families. Retrieved from http://www.urban.org/toolkit/issues/housing.cfm Accessed 25 February, 2006

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