Inequality in Housing for Seniors: The Elderly Poor of Minnesota

Paper Summary:

This study examines the history and national trends of poverty rates for senior citizens and compares them to the statewide levels in Minnesota. Projections of the senior population and income levels are examined to see if they are increasing or decreasing. Poverty can be measured by any of the following: absolute, U.S. government (officially sanctioned level for means tested programs), and relative. This study examines official poverty levels of seniors in comparison to being able to purchase a median-priced home and the availability of the U. S. government's Section 8 subsidized housing programs.

Introduction
Research Question
Literature Review
Theoretical Framework
Results
Implications
Limitations
Recommendations
Conclusions
Bibliography/References
Appendix

From the Paper:

"The history of the current Federal Government's Section 8 housing programs can be traced to the civil rights movements in the early 1960's. The 1968 Housing Act states that everyone no matter race, color, age or religion is entitled to equal housing. This section 8 program gives vouchers to each state in the USA and the Federal Government funds these. Minnesota uses these vouchers to subsidize rent for means tested participants. These rental units can be in multi-family apartments or in single-family stand-alone homes. Property owners that participate in this program agree to meet certain minimum housing standards in exchange for rent and incentives (low rate of interest on mortgage or lower taxes)."

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