Healthcare Costs

Paper Summary:

This paper studies the increasing costs of healthcare insurance in the United States. The paper explains how the current systems of Medicare and HMO's work and what proposals are in place to try and improve the lack of good healthcare cover in America. As an example, the essay shows how organ donations are covered by insurers and proves that there is a severe lack of adequate funding available.

From the Paper:

"The question of how to balance the real fiscal concerns of organ donation with the responsibilities of managed care (either within the context of a private health maintenance organization or within a managed public program such as Medicaid) requires a well thought-out management philosophy, one that balances the needs of patients, the skills of health-care providers and the economics of health-care; this is all too often not the case. Both public programs such as Medicare and private HMOs are currently not able to handle as gracefully as many might with the complex medical, logistical, legal and financial requirements of a national organ donation program, as we can see in this assessment of the ways in which a new Medicare program has fared."

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