Health Insurance and Diabetes

Paper Summary:

This paper discusses the health insurance needs of a diabetic person in the United States. The paper examines the health concerns, treatments and tests that are necessary for a diabetic individual to be able to manage her own disease successfully. It then examines whether, and in what ways, health insurance is able to help the diabetic person cover the costs of these treatments.

Table of Contents:
Introduction
Discussion
Conclusion

From the Paper:

"However, it must also be remembered that even if a person enjoyed one's job, and was perfectly happy with it, that person's health insurance would still eat away with regard to the deductibles, and the co-payments would still increase. The reason for this is that medical charges are indeed getting way out of hand, and perhaps even out of sight. For example, in the article, a woman who had had a miscarriage was faced with paying a bill totaling about $6,000, which included a single night's stay in the hospital, and charges such as $14 for about 4 ounces of mouthwash, and $17 for a sanitary pad that would normally cost about fifteen cents. Why are medical charges so very exorbitant and unaffordable, more often than not? Perhaps the main reason is that only about one fourth of all hospital patients actually have health and medical insurance, and this can be taken to mean that these people, who do have health insurance, are in actuality paying not only for their own care, but also for those people who do not have health care insurance."

Sample of Sources Used:

• "ADA and Georgetown University Health Insurance Research" Retrieved From http://www.diabetes.org/advocacy-and-legalresources/healthcare/insurance-research.jsp Accessed 24 July, 2006
• Clark, Nathaniel G; Cefalu, William T. (2000) "Medical management of Diabetes Mellitus". Marcel Dekker
• Damocles, Bonny; Bykin, Jayne. (2004) "Live like you have no Diabetes" PageFree Publishing, Inc.
• "Diabetes Patients have difficulty maintaining health insurance coverage, often go uninsured" From http://www.newstarget.com/004773.html Accessed 24 July, 2006
• Ekoe, Jean Marie; Zimmet, Paul; Williams, Rhys. (2001) "The Epidemiology of Diabetes Mellitus, an International Perspective" John Wiley and Sons.

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• Analytical Essay # 134297 : "Uninsured Families in America"
• Essay # 67625 : "American Diabetic Association Guidelines"

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