Chinese Employee Insurance

Paper Summary:

The paper reveals that the vast majority of workers in Hong Kong are not provided with any type of government or employer health or employment insurance. The paper attempts to determine what type and what levels of private insurance are most appropriate for workers in Hong Kong today. The paper shows how a majority of employees feel that insurance coverage is an absolute necessity to feel secure about the future. The paper concludes that progressive employers in Hong Kong will likely take note of these needs when formulating competitive employment packages in the future.

Outline:
Introduction
Literature Review
Methodology
Conclusion

From the Paper:

"The 21st century may well be the "Century of Asia," with China leading the way for countries in the region as well as emerging nations throughout the world. One of the hot spots in China today remains the territory of Hong Kong, with a booming economy and enormous opportunities for growth in the future. This growth, though, is constrained by some fundamental issues concerning the ability of the Chinese government to resolve the dichotomy that exists between Hong Kong and the rest of China as well as the physical limitations represented by the territory's limited geography. Further complicating matters for workers in Hong Kong is the paucity of insurance coverage provided by either the government or employers which has contributed to less access to health care services and increased concerns over job stability because of a lack of social security net."

Sample of Sources Used:

• Ahearne, A. G., Fernald, J. G., & Loungani, P. (2001). Countering contagion: Does China's experience offer a blueprint? Economic Perspectives, 25(4), 38.
• Burke, M. E. (1999). China's stock markets and the World Trade Organization. Law and Policy in International Business, 30(2), 321.
• Darwall, R. (2005). John Howard's Australia. Policy Review, 132, 57.
• Hong Kong. (2007). U.S. Government: CIA World Factbook. [Online]. Available: https:// www.cia.gov/library/publications/the-world-factbook/geos/hk.html#Econ.
• Lin, N., Poston, D., & So, A. Y. (2001). The Chinese triangle of mainland China, Taiwan, and Hong Kong: Comparative institutional analyses. Westport, CT: Greenwood Press.

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