The Lack of Mental Health Care Coverage

Paper Summary:

This paper provides a discussion on the topic of mental health and the insurance industry. The writer uses several jumping off points to explore the benefits and the process for receiving mental health care nationwide and then focuses on some of the problems and issues that are key to the state of Arizona.

From the Paper:

"In recent years society has begun to remove the stigma that was once attached to mental illness and accept that it is a reality of life just as physical health is. We used to shun those who had mental illness or lock them away in institutions thereby preventing them from becoming contributing members of society. This caused those who needed to seek help to be silent about their problem for fear of being ostracized. In more recent years the stigma has begun to disappear and the result has been more people than ever before coming forth and seeking treatment for various mental health issues. This has created an overload in the system and it has developed some important eye openers when it comes to the health insurance industry regarding the way it handles mental health coverage. In many areas of the nation mental health needs are just not being met by insurance coverage. In other areas they are. It depends on the insurance policy itself as well as the state legislators and their votes. The state of Arizona is beginning to show some promise in the area of mental health coverage however there is still much work to be done before it will adequately meet the needs of its residents."

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