A look at the growing trend of students who possess credit cards and the psychology behind buying on credit.
Written in 2002; 2,585 words; 8 sources; MLA; $ 78.95
Paper Summary:
This paper examines the popular American trend and phenomenon of buying on credit. It shows that the age of credit card possession is decreasing while the debts increase. It focuses on the social sub group of students who buy on credit and how they represent a growing trend in America today. Three magazine articles are examined and the dangers of this social trend is discussed in great detail.
From the Paper:
"However, this familiar sight is one of the many reasons that college students are becoming more and more deeply ensnared in debt. These smiling individuals prey upon students when they are at their most vulnerable. Most of these students have just had to pay hundreds of dollars for a semester's worth of books. Perhaps they are still looking for a part time job to help out with their tuition bill. These students are the perfect candidates to trust an young individual whom does not seem so different from themselves, who promises them a favorable monthly rate in exchange for their signature. Even the added "free gift" makes signing for a credit card one is ill-equipped to pay more like something fun, like getting a birthday party goody bag as one did when one was a child, rather than engaging a serious economic decision that could impact one's future life. In fact, one could say, one is signing away one's economic life into a form of indentured servitude or slavery."
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