An overview of this technology which provides easy payment facilities.
Written in 2006; 2,558 words; 12 sources; MLA; $ 77.95
Paper Summary:
Mobile payment is paying for goods or services with a mobile device such as a phone, Personal Digital Assistant (PDA), or other such device. They can be used in a variety of payment scenarios. Typical usage entails the user electing to make a mobile payment, being connected to a server via the mobile device to perform authentication and authorization and subsequently being presented with confirmation of the completed transaction. The paper focuses on Secure Mobile Payment Service (SEMOPS), a project for developing a secure, universal electronic payment service, which allows real time payment transactions independently of the type and value of the purchase.
From the Paper:
"The service concept follows a whole new approach in electronic commerce, as it is built on the credit push concept. Having selected the required goods the customer receives certain transaction related data from the merchant. Customers do not provide any sensitive data to the merchant during the payment process; therefore they can practically remain anonymous. Having received the necessary transaction details, the customer prepares and signs a payment request and forwards it to his or her own payment processor. If the necessary funds are available, the merchant receives a payment notification, which is a kind of guarantee from its own payment processor."
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