Racial Bias in Extending Credit

From the Paper:

"Ethics in Management: Banking
Introduction


One area of banking activity that is closely related to ethical practices is the extension of credit.. Changes have been leveled at banks and bankers for decades in relation to the extension of mortgage, business, and community development credit to members of minority population groups and to residents of neighborhoods and communities with predominantly minority group populations.. The discriminatory and unethical practice of-which banking and bankers are accused is known as redlining.. Many bankers and some economists, however, contend that banking is being criticized unfairly, and that loan denials to minorities are neither discriminatory nor unethical.. This research examines the issue of discrimination in the context of race and..."

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