Post-High School Education Financing

Paper Summary:

This paper explains that, in looking at a cross section of any campus whether it is a university, college (private), junior college or a two-year trade school, most students in the lower end of the economic strata and require extremely tight budgeting to finance their education. The author points out that, despite the vast amounts of grant monies, scholarships, student-loans available and other sources of income, education financing is becoming an even greater problem because most of institutions are being forced to raise costs to the student body because of their own budgetary shortfalls. The paper stresses that the student loan programs at first glance appear to be a relief for the tightly budgeted student; however, there are some pitfalls to these programs that can do more harms than good for the over extended student.

Table of Contents
Today's University, College, Junior College and Trade School Student
The University and Private Four Year College Student
The Student Loan Trap
Student Loan Default Due to the Failure to Budget

From the Paper:

"The problem as found by the Inspector General of the GSA was that the requirements for proofs by the Education Department were nearly non-existent. For example, in many cases there was no death certificate at all, in its place the Education Department accepted newspaper obituary notices, mostly forged was all that was required. Where permanent disability claims were concerned Social Security records proved that over 35,000 were quite able bodied and working making enough money to easily repay their indebtedness."

More papers on Post-High School Education Financing:

• Essay # 22774 : "American High School Education"
• Essay # 26041 : "Job Training in High School Education"
• Essay # 12418 : "Improving High School Education"

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