Examines the changes in assessing an individual's risks, accepting or rejecting applications, establishing rates and benefits, AIDS, law and genetic testing.
Written in 1999; 2,700 words; 24 sources; $ 95.95
Paper Summary:
This research reviews changes in life insurance underwriting standards over the 15-year period 1984-1999. Life insurance underwriting standards, as the term is used in this research refers to the criteria applied by life insurance underwriters in assessing risk in relation to insuring lives, accepting or rejecting applications for life insurance, and establishing rates for life insurance (St. Jean 10).
Life insurance underwriters review applications for insurance coverage submitted to the insurance company. The underwriter assesses the potential risk of the applicant, and accepts, rejects, or modifies the policy according to law or company standards. The basic concepts from which underwriting ..."
From the Paper:
"CHANGE IN LIFE INSURANCE UNDERWRITING STANDARDS: 1984-1999
Introduction
This research reviews changes in life insurance underwriting standards over the 15-year period 1984-1999. Life insurance underwriting standards, as the term is used in this research refers to the criteria applied by life insurance underwriters in assessing risk in relation to insuring lives, accepting or rejecting applications for life insurance, and establishing rates for life insurance (St. Jean 10).
Life insurance underwriters review applications for insurance coverage submitted to the insurance company. The underwriter assesses the potential risk of the applicant, and accepts, rejects, or modifies the policy according to law or company standards. The basic concepts from which underwriting ..."
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