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Essay (General) # 64517 :: Internet Banking Security
This paper discuses that there is no definitive answer to the question of banking and security transactions on the internet because, as increasing safeguards are added, the defrauders and hackers on the internet always seem to catch up.
Written in 2005; 2,020 words; 23 sources; MLA; $ 63.95
Paper Summary:
This paper explains that internet crime includes eager young hackers, who infiltrated web sites to see if they can get away with it; professionals, who are looking for individual data and account numbers and computer frauds such as pyramid schemes and stolen credit cards used to defraud people by ordering high-end merchandise. The author points out that Citibank has three "lines of defense" against unlawful use or access to a customer's account information: (1) Firewalls and VeriSign digital IDs, which act as an electronic checkpoint, refusing access to any intruder; (2) a scrambled 128-bit strong encryption and (3) log-on authentication, which includes not only the T-PIN number but also an additional 6-digit alphanumeric code, containing both letters and numbers. The paper relates that internet security has become an industry in itself; many large financial institutions are building gateways to protect their information storage and retrieval systems from unlawful entry.
From the Paper:
"Banks and other institutions that rely on electronic money transactions are now taking additional steps to assure security for their customers. Citibank is one prominent example. Their "privacy" message, accessible on the Internet, explains "In order to provide better service or to address security hazards, we will occasionally use a 'cookie'. A cookie is a small piece of information which a Web site stores on your Web browser on your PC and can later retrieve. The cookie cannot be read by a Web site other than the one that set the cookie. We use cookies for a number of administrative purposes, for example, to store your prefer3ences for certain kinds of information or to store a password so that you do not have to input it every time you visit our site."

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