This paper discusses identity theft, the use of one person's personal information by another person to commit fraud or other crimes.
Written in 2005; 2,150 words; 6 sources; MLA; $ 67.95
Paper Summary:
This paper explains that there are various types of identity theft (1) Using fraudulently obtained personal information of another person, such as a social security number, driver's license number and date of birth, to open a falsified bank, credit card or cellular telephone or to obtain false loans; (2) giving another person's personal information to a law enforcement officer when the criminal is arrested and (3) selling stolen identities. The author points out that, in addition to the financial losses, the person whose personal information has been used will have an erroneous credit or criminal history, which is often expensive and time-consuming to correct. The paper relates that the increasing use of computer technology and credit cards will continue to make identify theft much easier, thereby, requiring individual to better protect their personal data. Long quotations.
From the Paper:
"Part of the problem lies with the consumers themselves. They often are careless about keeping receipts, or not destroying copies of their credit card statements, which means that someone is likely to find numbers, even social security numbers in the trash and then use them. According to the Identity Theft Resource Center, 85% of identity theft victims find out about the crime committed to them due to an adverse situation, such as being denied employment or credit, notification by police or collection agencies and receipt of credit cards or bills never ordered. In other words, 85% of consumers only find out about Identity Theft after it is too late."
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