This paper describes a new crime in American and the world, "identity theft".
Written in 2004; 1,000 words; 5 sources; APA; $ 35.95
Paper Summary:
This paper discusses two main types of identity theft: account takeovers, when thieves steal existing accounts such as credit cards and use them; and "true name" fraud, stealing the entire identity, which is more dangerous because thieves may get replacement driver's licenses, start new accounts, get mortgages, jobs, and entire lives based around this stolen credit. The author points out that identity theft is very problematic and troubling for the victim because it can take months or even years for the victim to realize that something is wrong, and by that time, it may be too late to do anything about it. The paper urges persons to protect their private information and stay actively involved with their credit reports and bank accounts so that they have the earliest possible warning of the crime.
From the Paper:
"?Identity theft is one of the fastest-growing crimes in America.? Every year over 900,000 people have their identity's stolen. The FTC, a leading law enforcement agency that deals with identity theft, estimates that on just one of the many national hotlines there will be about 200,000 calls a year. Between 1992 and 1997 inquires regarding identity theft put into the TransUnion Credit Bureau Fraud Victim Assistant Department was multiplied almost 15 times over as it went from 35,000 complaints to 523,000."
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