Examines the 1837-1865 period in U.S., discussing background, causes, legislation, court decisions and effects.
Written in 1992; 4,050 words; 13 sources; $ 135.95
From the Paper:
"THE FREE BANKING PERIOD
This research examines the so-called "Free Banking Period" in the United States. This period officially began in 1837, when the first free banking law was enacted in Michigan in the wake of the demise of the Second United States National Bank (Hammond, 1957, p. 572). Free banking had been proposed in New York State as early as 1825, and the concept originated in England at a much earlier date (Hammond, 1957, p. 572). Free banking came to its ultimate end in 1865, when Congress enacted legislation imposing a ten-percent tax on all bank notes issued under state authority (Morison & Commager, 1951, p. 7). Subsequent to that time, no one would accept bank notes other than those issued by the United States government. Tariffs imposed on foreign goods in 1857 had earlier resulted in financial distress ..."
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