A look at the Reform, Recovery and Enforcement Act of 1989 and how the Banking reform bill was passed in response to the 1980s savings and loan failures. With provisions, requirements and limitation of risks.
Written in 1991; 2,025 words; 4 sources; $ 71.95
From the Paper:
"The Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) was a response to the many savings and loan failures during the 1980s. Under FIRREA, the Federal Home Loan Bank Board was disbanded with the regulatory role it provided taken over by the new Office of Thrift Supervision, part of the Treasury Department. The supervisory role that the Board provided will be handled by the Federal Housing Finance Board. The Federal Savings and Loan Insurance Corporation (FSLIC) was replaced by the Savings Association Insurance Fund, and administrative control is now handled by the Federal Deposit Insurance Corporation (FDIC) (Weaver, 1990, p. 38). In addition to these regulatory body changes, there were significant changes in the capital requirements that thrift institutions are required to observe. Based on changes implemented in the banking..."
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