An explanation of electronic payments systems, how they work and the technological advances in the field.
Written in 2003; 2,946 words; 40 sources; MLA; $ 87.95
Paper Summary:
This paper aims to explore the future outlook of EPSs, based on a comprehensive review of current systems, their usage levels and the problems of application. The writer also looks at headways technologies are making for more advanced systems. This paper further believes that in the future, mobile payment systems and micro-payment systems providing significant convenience to individual customers will lead the way in the development of EPSs.
From the Paper:
"Making payments in exchange for goods, services and information is the essential part of our daily life. Payment methods have evolved from bartering many centuries ago to tokens exchange in more recent times. With the emergence of telecommunication and especially the advent and wide spread of the Internet, electronic payment systems (EPSs) have become a major stimulant for the evolution of payment systems (Parker & Swatman, 2002). Parker & Swatman define EPSs as ??computerized systems, which enable payments between parties to occur online or electronically rather than using more traditional payments such as cash and cheques."
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