An examination of virtual money, electronic payment systems and newer modes of money not yet in place.
Written in 2006; 6,452 words; 13 sources; MLA; $ 149.95
Paper Summary:
This paper presents an in-depth study of electronic payment systems, their history, advantages and disadvantages. The paper describes the different forms of electronic payment systems and discusses the impact of the internet and electronic cash on the banking system and how we exchange money. Definitions of different types of electronic currency are provided as well as a brief comparison of electronic money systems in Europe and the United States. The paper also discusses smart card technology. Finally, the paper looks at possible electronic payment systems of the future and poses new questions that must be addressed regarding the application and future use of these systems.
History
Foundation of Electronic Banking
Automatic Clearing Houses
Credit Cards
Debit Cards
E-money
Smart Cards
System For the Future
Conclusion
From the Paper:
"To be able to understand the electronic systems in use today, it is important to look into the early history of electronic banking. All of the systems in use now have their foundations in the early systems that were developed thirty years ago. It is interesting to note that the history of early electronic banking parallels the time frame of Internet development. The Internet has always been an integral part of electronic banking and will continue to play a vital part in the electronic world of the 21st century."
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