An examination of the dangers of debt, credit reporting agencies, extended payments and removing derogatory remarks on credit reports.
Written in 1992; 1,125 words; 3 sources; $ 39.95
From the Paper:
"People respond to debt in one of three ways. Some are overwhelmed by it. Others are slightly uneasy and worry that they are in too deep. And a few lucky souls have so much money they rarely think about debit or credit at all. Most people, in fact over 40 million Americans, fall into the first two categories.. While credit offers wonderful opportunities to improve a person's material standard of living, it also carries with it a number of risks. Many people do not have a budget, spend more then they make and have no savings. Unless used wisely, it is easy to fall into the nightmare of unpaid bills, overdue notices, collection agency letter, negative credit reports and even bankruptcy. However, it is possible to set up a credit repair system that allows an individual to get out of debt and manage money more wisely."
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