Barriers to Home Ownership

Paper Summary:

In this article, the writer discusses the barriers to achieving home ownership in the United States. The writer describes the importance to the majority of Americans that lies in the purchase of a home. The writer also mentions the large expense required for such an investment. In this paper, the writer discusses programs that can help individuals in their dream of buying a home.

From the Paper:

"The American Dream is associated with home ownership. A primary residence is the most expensive purchase that most Americans make and for most Americans it is also their single largest investment. It is also a long-term investment with home loans typically written for years and there are significant tax benefits and benefits that accrue to the individual, the community and the economy as a whole. Yet for all of its importance to the United States as a nation and for individuals there exist significant ... "

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