A look at the various types of banks participating in the U.S. payment system.
Written in 2005; 3,357 words; 7 sources; MLA; $ 95.95
Paper Summary:
This report focuses on the major economic and financial characteristics of Treasury Management, better known as the United States Payment System. The paper touches upon how the United States Payment System and the laws that governs this institution affects the life of every American citizen whether they have a bank account or not.
Introduction
What is the United States Payment System?
A Bank's Purpose
Past and Present
Check System
Types of Banks
Differences between Banks
Non-Banks
From the Paper:
"These payment systems have bank participants, government securities settlement systems that are operated by the United States Federal Reserve System and a pair of principal clearing banks. The system also includes various clearing and settlement organizations for corporate and other types of securities. The United States Payment System requires well-functioning financial markets for its transaction flow and an extensive communications network. The communications and markets assure the system remains liquid and risk averse."
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