A comprehensive analysis of employee retirement and investment plans.
Written in 2002; 2,956 words; 10 sources; APA; $ 87.95
Paper Summary:
This paper provides a detailed discussion of the various retirement plans available to employees. Investment plans are examined and the benefits and risks are presented. The paper analyzes the company's role in attaining beneficial retirement plans for its employees. The paper offers examples and tables of information regarding different retirement funds.
From the Paper:
"Planning for retirement can be a career in itself. Rising expenses, declining company benefits, and the uncertainty of Social Security can turn the dreams of one's golden years into a nightmare. But it doesn"t have to be that way. The discriminating employer has many options. With careful management, 401K"s, 403B"s, SEP"s, UNI-K"s, and many other plans, workers can hope for a worry-free retirement. A variety of investment vehicles can be used to fund these plans. Stocks, CD"s, Mutual Funds, and Treasury Securities will produce substantial returns if one knows how to use them. It may require doing a lot of homework, and a fair amount of periodic maintenance, but with a little time and effort, any business can calculate the relative rates of return on investment, projected accruals from interest, and the additional funds available from compounded interest. Make good choices and retirement money can do its own multiplication. Mushrooming funds and investments will reap their own reward. Small initial sums will snowball, becoming a comfortable shelter against loss of income and any unexpected expenses. Planned right, an employee's retirement can be a time of peace and security with a decent income as readily available as during the best years of his working life."
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