Providing Affordable Healthcare

Paper Summary:

The writer outlines the failings of the current health insurance industry in the United States and explains how he/she believes the private sector can provide affordable care to millions of Americans in a way that a universal health care system cannot. The writer highlights how even middle-income persons are being over-burdened by rising benefits and insurance outlays. The writer sincerely believes that with his/her business administration background and entrepreneurial spirit, he/she can successfully provide millions of Americans with a more secure existence.

From the Paper:

"I intend to utilize my degree by owning an insurance company in large measure because I have seen first-hand just how many Americans do not have insurance when having this sort of protection can spare them misery and enormous loss. The most obvious area wherein possessing insurance can benefit Americans is in the realm of health care where nearly 40 million Americans (as of the turn of this decade) had no insurance covering them for costly medical procedures - and this figure is expected to rise substantially as the economy gradually "cools down" (Fronstin, 1-10). I am very much interested in this sort of insurance and I have spent a considerable amount of time in recent years studying the private health insurance sector with an eye towards ascertaining who offers the best "deals", who dispenses this kind of insurance in the most cost-effective manner, and who arranges the best service-provider network(s)."

Sample of Sources Used:

• Fronstin, P. "Sources of Health Insurance and Characteristics of the Uninsured: Analysis of the March 2001 Current Population Survey." Employee Benefit Research Institute Brief, 240 (2001): 1-31.
• Hoffman, Robert. "Health Care." Elect Ralph A. Ferrucci for United States Senator in Connecticut. 2004. Ferrucci for Congress. 13 Dec. 2006 <http://www.politicalgateway.com/cand.php?id=335&isid=625&page=issue>
• Nilsen, Sigurd R. Employee Compensation: Employer Spending on Benefits has Grown Faster than Wages, Due largely to Rising Costs for Health Insurance and Retirement Benefits: GAO-06-285. Washington, DC: Government Accounting Office, 2006.
• Pre-Paid Legal Services, Inc. "About Us." Pre-Paid Legal Services, Inc. 2006. Prepaidlegal.com (Pre-Paid Legal Services). 13 Dec. 2006 <http://wserver0.prepaidlegal.com/newCorp2/about_us/about_us.html>
• Pre-Paid Legal Services, Inc. "Homepage: Pre-Paid Legal Services." Pre-Paid Legal Services, Inc. 2006. Prepaidlegal.com (Pre-Paid Legal Services). 13 Dec. 2006 <http://www.prepaidlegal.com/>

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