An analysis of the merits and drawbacks of a potential Wal-Mart banking service.
Written in 2009; 1,803 words; 8 sources; MLA; $ 57.95
Paper Summary:
This paper examines the effects of Wal-Mart's unrivaled success on local communities and explores why Wal-Mart has recently been trying to create its own bank. The paper addresses the possible advantages and disadvantages of a Wal-Mart bank and how it would affect the economy. The paper also discusses how many believe that mixing commerce and banking will not benefit the economy even though a Wal-Mart bank would help lower bank fees and interest rates for the local population. The paper concludes that Wal-Mart has a tough battle ahead of if it wishes to pursue banking in the future.
From the Paper:
"Wal-Mart, being the largest retailer in the world, knows what they're doing. Their stores have become so large, that they are eliminating neighborhood "mom and pop shops". These smaller stores cannot compete with Wal-Mart's prices, and they eventually are forced to go out of business. This can be devastating to a local economy, especially in smaller cities, where a large portion of the city's income is earned through these "mom and pop shops". Because of these potentially devastating effects to the local economy, places like Inglewood, California voted down, by a 2-to-1 margin, a Wal-Mart funded ballot which would allow multiple stores to built in the area, on April 6,2004."
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