Independent Retirement Accounts & Social Security

From the Paper:

"Introduction
The Social Security system, developed during the Great Depression as a way to supplement income for those not protected by pensions and savings, is facing long-term funding difficulties. Baby boomers, who represent the largest age group in American society, are rapidly approaching retirement age when there will be more Social Security recipients than there are contributors. There is significant concern regarding how Social Security can be funded over the long-term, and several different proposals have been made by politicians and economists alike. This research considers one such proposal, which is that individuals be permitted to make contributions to individual retirement accounts without jeopardizing their Social Security payments."

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